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 Credit Card Thread V7, Everything about the world of plastic

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cannavaro
post Jul 29 2009, 03:02 AM

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Has anyone here tried using Mastercard's paypass feature at KFC?
I've been dying to try it whenever I buy KFC but I don't want to experience a failed transaction for a RM10 meal in front of a lunch hour crowd. laugh.gif

Oh and one more thing, just to make sure. Better be an idiot now than an idiot later.
If the paypass logo is on the card (specifically at the back of the card), it means the card can be used for paypass? Card in question is CIMB Petronas.

This post has been edited by cannavaro: Jul 29 2009, 03:11 AM
cannavaro
post Jul 29 2009, 10:10 PM

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Thanks for the info on paypass. biggrin.gif


Any GSC EON BANK cc user here?
Just received mine yesterday and I couldn't get it to link to my GSC account.
I got an error msg saying 'Wrong IC Number. Please re-enter'. Called up EON Bank cs; according to them the problem is not from their end since my IC is correct in their system. The cs asked me to contact GSC instead. So I mailed GSC around 5PM and to my surprise their (GSC) cs called me about 45 mins later. Problem is still unresolved though as it was beyond their working hours and their techies weren't around. The cs promised to look into it tomorrow.



cannavaro
post Aug 1 2009, 06:32 PM

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QUOTE(eddievh @ Aug 1 2009, 02:33 PM)
Rebat for DA only right? CIMB one no rebate right?
*
Not sure about other CIMB cc but I can confirm that the 5% rebate applies to CIMB Petronas Mastercard. Obviously this 5% rebate applies only if you pump at Petronas.
cannavaro
post Aug 1 2009, 06:54 PM

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The 5% rebate is for the 1st day of the month. Valid till October IIRC.
cannavaro
post Aug 1 2009, 08:24 PM

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I tried using paypass at KFC today, and as I half-expected after hearing similar stories in this thread, the cashier didn't know how to use it. She had to swipe, with the help of the manager somemore. laugh.gif
cannavaro
post Aug 6 2009, 06:40 PM

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QUOTE(Crys_Crys @ Aug 6 2009, 03:39 PM)
what is the use of emergency contacts?
*
Say if you have not been paying your bills... and you turn off/unplug your phone because you want to avoid anyone from the bank calling you, that's when they call your 'emergency contact'.
cannavaro
post Aug 9 2009, 10:06 PM

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Uh oh, I think I messed up.

I bought something that I can't normally afford with the intent to convert it to CIMB iPay Plan.

After making the purchase, I re-read their T&C, and only then did I notice:
QUOTE
5. Not  applicable  for CIMB Bank Partner Cards  and
  CIMB Bank Platinum BusinessCards that earn cash
  rebate and double Bonus Points.
The card in use was CIMB Petronas.
Is it possible to convince the CS to somehow convert my purchase to installments? Anyone with the experience? sweat.gif sweat.gif sweat.gif

cannavaro
post Aug 10 2009, 02:06 PM

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QUOTE(bingozero @ Aug 10 2009, 03:19 AM)
Ya, I also get weird on this T&C, but according to the CIMB Petronas application form, it shows that it can apply for i.Pay Plan hmm.gif
http://www.cimbbank.com.my/pdf/Bonus%20Poi...TRONAS%29_2.pdf
*
Thank god! I got it done immediately.
Thanks for the info mate!
cannavaro
post Aug 13 2009, 01:07 PM

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Alliance I think. 0% surcharge for overseas transaction.
cannavaro
post Aug 15 2009, 10:50 PM

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Regarding the HSBC security device..
I used to help my dad with his online banking, and at the same time I used his account to pay my bills.

Since it was a hassle to ask him for the device every time, I copied a few of the numbers generated by the device. Every single time any of the number works without having to generate a new one. No idea about now though...

cannavaro
post Aug 16 2009, 02:46 AM

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QUOTE(MilesAndMore @ Aug 16 2009, 12:15 AM)
So the conclusion is that, you cannot use numbers that were used before. You also cannot generate several numbers through the security device, write them down and use it later/next time because their system do not accept it. I do not know how the hell HSBC make it but i'm impressed !!!!  rclxms.gif
How does the security device look like now? Is it still the black thingy?
cannavaro
post Aug 19 2009, 10:30 PM

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QUOTE(btr999 @ Aug 19 2009, 10:06 PM)
I need some useful and supportive advices here. I am a new graduate just get a job and want to apply a cc, i have at least 22k annual salary. the card will be used mainly for buying stuff online(like ebay) and for groceries at local hypermarkets(mainly tesco, giant & carefour). i dont understand much about cc just basic functions i need to know which card get a better rebate and lowest interest charge(this sounds important to me :S). which bank credit card will be most suitable?
*
For lowest interest charge, go for Affin Bank (9.99% P.A). Their CC is truly free for life as well, no minimum swipes needed. But other than that they're probably the worst in terms of rewards and all. laugh.gif

You may want to check up this site for lots of useful info:
http://1-million-dollar.blogspot.com/2009/...t-cards-in.html


Added on August 19, 2009, 10:33 pm
QUOTE(Miss 1 @ Aug 19 2009, 02:01 PM)
I am planning to apply for cc. preferably CIMB Petronas CC. but if u guys hv any other suggestion, pls do tell me. i just need some advices from otai2. My objective to apply for cc is for my fuel .Monthly i spent 300rm average on fuel going to work. Can someone advice me on somethg about this cc things. . i am a fresh graduate just started working life. kalu ada exec bank nak tlg pn bole. u can contact me at my email.  TQ in advanced. smile.gif
*
Answers here:
http://1-million-dollar.blogspot.com/2009/...etrol-pump.html

This post has been edited by cannavaro: Aug 19 2009, 10:33 PM
cannavaro
post Aug 22 2009, 05:26 AM

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QUOTE(btr999 @ Aug 22 2009, 02:41 AM)
How am i supposed to apply for credit card at bank when i am busy from monday to saturday and im not gonna take a leave just to apply a plastic card. the banks not start doing business when i start working and they off business when i am off work. seriously how am i ever going to own a cc?
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You can do it online. In fact, some banks offer exclusive reward for online application.
cannavaro
post Aug 25 2009, 10:07 PM

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QUOTE(MilesAndMore @ Aug 25 2009, 09:56 PM)
CIMB Bank has year-round promotion only for their Mastercard. The promotion said has been ongoing since last year. For example :
- MPH Bookstores > 10% rebate on every 1st Sunday
- Guardian > 5% rebate on every 2nd Sunday
- ISETAN > 10% rebate on every 4th Sunday
- Cold Storage > 5% rebate on every 4th Sunday
- KFC > 10% rebate on the 1st day of the month
and many more !
Here's the brochure on the above:
http://www.cimbbank.com.my/index.php?ch=43...8&tpt=cimb_bank

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