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 CREDIT Card Thread v2, Everything about the world of plastic

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WaCKy-Angel
post Mar 14 2008, 03:06 PM

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QUOTE(WildChai @ Mar 14 2008, 03:03 PM)
Anyone here got called up by your current CC banks offering you an upgrade? Afraid it's a scam....so gotten the executive's ID and confirmed it with the bank.
*
Upgrade to what?
Usually they will upgrade for u (if they upgrade for u lar) they will do it when your card expired, they will send the upgraded card.

Btw guys,
Maybank is launching new service, that is the ATM card with VISA capability.
It works as your ATM card and also VISA debit that linked directly to your savings/current account.

Go change your existing Maybank ATM card now for the limited edition card.
p/s: RM12 chargeable for changing the card.
WildChai
post Mar 14 2008, 03:12 PM

Wut is this?
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QUOTE(WaCKy-Angel @ Mar 14 2008, 03:06 PM)
Upgrade to what?
Usually they will upgrade for u (if they upgrade for u lar) they will do it when your card expired, they will send the upgraded card.

Btw guys,
Maybank is launching new service, that is the ATM card with VISA capability.
It works as your ATM card and also VISA debit that linked directly to your savings/current account.

Go change your existing Maybank ATM card now for the limited edition card.
p/s: RM12 chargeable for changing the card.
*
My apologies, din make my self clear. I mean they wanna upgrade my card to gold or platinum. They requested that I sign and fax the form to them for processing. Credible?

Another ques, since I'm not working in Mal, no EPF, no office here. Possible to apply a CC? Found it a pain the *** to do.
HMMaster
post Mar 14 2008, 03:34 PM

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Anyone that know the new flexi payment plan by CIMB??? Cant find the info at their website. The plan is like this: they'll charge you a one time interest. after that, you dont need to pay any interest for your installment.
ronnie
post Mar 14 2008, 03:40 PM

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QUOTE(HMMaster @ Mar 14 2008, 03:34 PM)
Anyone that know the new flexi payment plan by CIMB??? Cant find the info at their website. The plan is like this: they'll charge you a one time interest. after that, you dont need to pay any interest for your installment.
*
Similar to the previous Easy Payment Plan by direct Access

musha
post Mar 14 2008, 03:49 PM

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no one can help answer my post? sad.gif
WaCKy-Angel
post Mar 14 2008, 03:58 PM

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QUOTE(musha @ Mar 14 2008, 12:22 PM)
guys, need help..
1)can i use hong leong bank online to pay my citibank credit card?
2)I have Rm200 credit more to reach my limit which is RM3500. can i overspend, will they block the transaction? cause i need to buy things and i am not in malaysia.
3)If can, then i will settle the bill when i back in malaysia.
4)If not, i have to think a way to pay the amount i need to use then only can use the CC.
*
1) Should have no problem if Hong Leong have that. Look for something like "Interbank or GIRO"
2) By default it will be blocked, means your transaction will be rejected but the machine might ask to call bank to get approval code and if approved then can overspend the limit, else u can also call up to your bank beforehand to ask for temporary credit increase.
3) refer above.
4) Sure u can pay there's so many ways, like GIRO or ask your friend to pay for u 1st
SUSDavid83
post Mar 14 2008, 04:33 PM

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I just cancelled my HSBC Mastercard today. With that, I don't know anymore CC from HSBC.

l3iTi
post Mar 14 2008, 04:57 PM

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QUOTE(WaCKy-Angel @ Mar 14 2008, 03:06 PM)
Btw guys,
Maybank is launching new service, that is the ATM card with VISA capability.
It works as your ATM card and also VISA debit that linked directly to your savings/current account.

Go change your existing Maybank ATM card now for the limited edition card.
p/s: RM12 chargeable for changing the card.
*
Anyone going to change existing Maybank ATM Card to Visa Debit ?? hmm.gif
My ATM card already got crack de...but still able to use lar...just waiting for it to be totally break...haha...
But i dun like Debit Card rclxub.gif
ronnie
post Mar 14 2008, 05:08 PM

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QUOTE(l3iTi @ Mar 14 2008, 04:57 PM)
Anyone going to change existing Maybank ATM Card to Visa Debit ?? hmm.gif
My ATM card already got crack de...but still able to use lar...just waiting for it to be totally break...haha...
But i dun like Debit Card  rclxub.gif
*
Mine also peeling... will upgrade to the new one after it breaks down..
Since the Visa Debit card is free renewal every 7 years... so why not ?
WaCKy-Angel
post Mar 14 2008, 05:11 PM

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QUOTE(l3iTi @ Mar 14 2008, 04:57 PM)
Anyone going to change existing Maybank ATM Card to Visa Debit ?? hmm.gif
My ATM card already got crack de...but still able to use lar...just waiting for it to be totally break...haha...
But i dun like Debit Card  rclxub.gif
*
Just extra feature only, and limited edition card now if u apply fast.
Im going to change it since my company paying for the RM12 tongue.gif

QUOTE(ronnie @ Mar 14 2008, 05:08 PM)
Mine also peeling... will upgrade to the new one after it breaks down..
Since the Visa Debit card is free renewal every 7 years... so why not ?
*
what u mean?
why need renewal?
l3iTi
post Mar 14 2008, 05:15 PM

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yeah...i also read that the Maybank Visa Debit card need to be re-new every 7 year...
Might as well change my ATM card to it...so that every 7 year also new card thumbup.gif
No need to fork out money to make new card rclxm9.gif
Ok lah...will change it on Monday!!!
ronnie
post Mar 14 2008, 05:16 PM

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QUOTE(WaCKy-Angel @ Mar 14 2008, 05:11 PM)
Just extra feature only, and limited edition card now if u apply fast.
Im going to change it since my company paying for the RM12 tongue.gif
what u mean?
why need renewal?
*
Please read the FAQ on the Maybank Visa Debit card.

"The new debit card is valid for a 7-year period and is issued free upon renewal"

Maybank should remove the limitation of 4 FREE withdrawals in a month for this Visa Debit Card

This post has been edited by ronnie: Mar 15 2008, 10:43 AM
yks8845
post Mar 14 2008, 06:46 PM

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HI guys, is that current maybank ATM card can be change to Maybank Visa Debit card in any Branch ? Or we can only change it in BRanch that we

opened account ? blush.gif Since I open my account in hometown but currently work in KL ....any idea ? smile.gif

This post has been edited by yks8845: Mar 14 2008, 06:48 PM
vin_ann
post Mar 14 2008, 06:46 PM

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QUOTE(l3iTi @ Mar 14 2008, 04:57 PM)
Anyone going to change existing Maybank ATM Card to Visa Debit ?? hmm.gif
My ATM card already got crack de...but still able to use lar...just waiting for it to be totally break...haha...
But i dun like Debit Card  rclxub.gif
*
same case with u.
waiting to be totally breakdown.

hopefully can claim a new debit card. haha
Shinichi
post Mar 14 2008, 08:15 PM

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QUOTE(ronnie @ Mar 14 2008, 05:16 PM)
Maybank should remove the 4 FREE withdrawals in a month for this Visa Debit Card
*
Why you say so?

QUOTE(yks8845 @ Mar 14 2008, 06:46 PM)
HI guys, is that current maybank ATM card can be change to Maybank Visa Debit card in any Branch ? Or we can only change it  in BRanch that we

opened account ? blush.gif Since I open my account in hometown but currently work in KL ....any idea ? smile.gif
*
I did mine today. They say if go back to the branch where I opened account, can change from ATM card to debit card free of charge. But I not sure if this is true or not...

So far I feel Maybank Visa Debit meets all my needs. So I no longer need to apply for Petronas CC. But there's 1 thing I need to check with you guys, this is what I got from their FAQ:

QUOTE
Petrol transaction at the pump (outdoor) - Pre-authorization amount is RM150 but some petrol operators    allow the cardholder to select the amount at the pump. Pre-authorization amount will be charged to    customer's banking account during the fill-up. The pre-authorization amount will be reversed back and the    actual filled-up amount will be charged to customer's bank account once the bank receives the actual
    filled-up amount from the acquiring bank. Average pre-authorization holding day is 3 days.


Does it means everytime I use this Visa Debit to pump petrol, I will be charged RM150? Then they only reverse back the extra money to me after 3 holding days?

Thanks.
SUSDavid83
post Mar 14 2008, 09:46 PM

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Just noticed that my cancelled HSBC Visa CC information has been taken out from HSBC Internet Banking including the PDF statements.
HMMaster
post Mar 14 2008, 11:56 PM

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QUOTE(ronnie @ Mar 14 2008, 03:40 PM)
Similar to the previous Easy Payment Plan by direct Access
*
Hm... I think this is the new one. Coz I saw the ad on newspaper yesterday. Still looking for more info...

QUOTE(l3iTi @ Mar 14 2008, 04:57 PM)
Anyone going to change existing Maybank ATM Card to Visa Debit ?? hmm.gif
My ATM card already got crack de...but still able to use lar...just waiting for it to be totally break...haha...
But i dun like Debit Card  rclxub.gif
*
Planning to change tongue.gif
siutimtim
post Mar 15 2008, 12:43 AM

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which bank credit card has the best promotion for their members besides of rebate.. I think highest rebate now is UOB..

which one offer the best maybe for travel, dining and etc? Lets share
mrcloud9
post Mar 15 2008, 02:03 AM

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QUOTE(ronnie @ Mar 14 2008, 10:49 AM)
So if you always pay in full, the increase of limit should be given OK easily ?
*
definitely. that shows you have the capacity to pay.
hye
post Mar 15 2008, 08:24 AM

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QUOTE(HMMaster @ Mar 14 2008, 03:34 PM)
Anyone that know the new flexi payment plan by CIMB??? The plan is like this: they'll charge you a one time interest. after that, you dont need to pay any interest for your installment.
*
The system is very straight forward - about similar to the old Flexi Payment plan.

1. You buy anything you want - make sure it least falls within the minimum spending requirement.
2. Call up the call center and ask to convert your purchases into your desired plan. (Ideally once it's posted into your credit card account - easier if you have the Internet banking facility)
3. Call center will confirm conversion
4. Your next bill will have the a. Installment payment b. The once off interest fee.

That's all folks! icon_rolleyes.gif

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