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 CREDIT Card Thread v2, Everything about the world of plastic

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neoxz
post May 7 2008, 05:18 PM

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QUOTE(tinkerbel @ May 7 2008, 05:16 PM)
@cute_boboi,
Yes I think it's possible though I am not 100% sure how.  I do know dad was getting upset having to call year after year.  He told the officer on the phone and they upgraded him to another card and told him as long as he used the card 12 times a year, they'll auto waive his annual subscription.
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but then u will have to remind urself to swipe the card 12 times a year cry.gif
tinkerbel
post May 7 2008, 05:20 PM

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@neoxz,
As dad uses that as his primary card, he will have no problems meeting that criteria.
fikrie
post May 7 2008, 05:24 PM

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QUOTE(tinkerbel @ May 7 2008, 05:20 PM)
@neoxz,
As dad uses that as his primary card, he will have no problems meeting that criteria.
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u're really dad's good boy.. hehe.. thumbup.gif
DDSFan8
post May 7 2008, 05:33 PM

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QUOTE(cute_boboi @ May 7 2008, 05:12 PM)
That's the problem. I don't have a sexretary. I got other things to think/worry than looking at my statement and...
"oh boy... [self-censored-unprintable-words]... need to call them up again. Have to wait 2-20 minutes and punch the phone for respective menus before talking to a human, verify, put in request, bla bla bla... cannot waive, talk to supervisor/manager, bla bla..." nevermind, cancel it. No need waive. Thank you.
Without calling them up, is it possible to have auto-waiver ? Maybe not me...  tongue.gif
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By system logic, not possible lor. Why?

Malaysia got so many customers, its hard to keep track of how many annual fees have been charged. That is why, still need human to monitor to waive off. Also, if you want to talk to Citibank, just press 1 then 0 then click LOST REPORT CARD.

Sure masuk.

AMBank customer service MUCH WORSE and LONGER. Oh my gosh, halfway can get disconnected one
cute_boboi
post May 7 2008, 05:43 PM

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QUOTE(tinkerbel @ May 7 2008, 05:16 PM)
@cute_boboi,
Yes I think it's possible though I am not 100% sure how.  I do know dad was getting upset having to call year after year.  He told the officer on the phone and they upgraded him to another card and told him as long as he used the card 12 times a year, they'll auto waive his annual subscription.
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(1) I don't want to be in that situation (bold above) doh.gif
(2) But I'm not as old as your dad, confirmed. tongue.gif
(3) Auto-waive ? Does it really work for those "swipe once a month or 12x a yr" ? (except for MBB Flexx)

QUOTE(DDSFan8 @ May 7 2008, 05:01 PM)
just wait for it to show in the statement la then they will credit back the money into your A/C. You know in SG, Citibank there damn tough to waive Annual fee. The possibility is like damn LOW
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You are right. That's the points and situation I don't want.

QUOTE(DDSFan8 @ May 7 2008, 05:33 PM)
By system logic, not possible lor. Why?

Malaysia got so many customers, its hard to keep track of how many annual fees have been charged. That is why, still need human to monitor to waive off. Also, if you want to talk to Citibank, just press 1 then 0 then click LOST REPORT CARD.

Sure masuk.

AMBank customer service MUCH WORSE and LONGER. Oh my gosh, halfway can get disconnected one
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doh.gif I don't want to waste time to call up the bank and request waiver, which is subject to approve/reject. Most of the time, I have bad luck... doh.gif they always ask me to pay or deduct from points. Maybe I have too much points tongue.gif

I have tried many combinations during 1-2 years usage, and request waiver.
- Spend xxx a month as secondary card, no waiver.
- Spend xxxx a month as primary card, no waiver.
- Even spend xxxxx every month (company use), also no waiver... rclxub.gif

Hence, I have decided not to call up/request waiver already, for any banks. Any statement that comes with annual fees, I straight away cut and send letter to cancel the card. No need talk. If the bank is pro-active enough, they should auto-waive it, not giving reasons like too many work/processing.
MilesAndMore
post May 7 2008, 07:53 PM

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QUOTE(DDSFan8 @ May 7 2008, 04:55 PM)
It is the BNM policy for them to charge ANNUAL FEE. In Western countries or other countries MUCH HIGHER!
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Definately not in United States. Everything is pretty much free due to stiff competition.
SUSDavid83
post May 7 2008, 08:30 PM

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You guys are still hanging on in this version? Why not move to another version and reference this thread to the new version?
vin_ann
post May 7 2008, 08:47 PM

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QUOTE(David83 @ May 7 2008, 08:30 PM)
You guys are still hanging on in this version? Why not move to another version and reference this thread to the new version?
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we all are waiting you to open a new 1... tongue.gif
SUSDavid83
post May 7 2008, 09:00 PM

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QUOTE(vin_ann @ May 7 2008, 08:47 PM)
we all are waiting you to open a new 1...  tongue.gif
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No thanks. I have been the TS for the this current version.
kelempap
post May 7 2008, 10:31 PM

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which bank is very tough to get annual fee waive?
keii-kun
post May 7 2008, 10:36 PM

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From: Malacca! ....now SG
latest CIMB/DA leaflet informed that they're changing to iPAY for the flexi plan...
2% fee for RM2,000
4% fee for RM4,000
6% fee for RM6,000....

if i'm not mistaken...
SUSDavid83
post May 7 2008, 10:37 PM

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Kindly move your discussion to v3.
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