CREDIT Card Thread v2, Everything about the world of plastic
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 Jan 27 2008, 02:20 PM
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#1
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10,308 posts Joined: Jan 2003 From: Kuala Lumpur  
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I'm planning to get a credit card soon, but I dont know which bank to choose from. The main reason I'm applying for a CC is because of the 0% interest installment plan. This is my first time applying, hope you guys can give me some advice. Thanks!
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Jan 31 2008, 11:53 PM
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#2
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10,308 posts Joined: Jan 2003 From: Kuala Lumpur
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hm... the maybank petronas card seems interesting. should i apply it?
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Feb 15 2008, 02:34 PM
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#3
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10,308 posts Joined: Jan 2003 From: Kuala Lumpur
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for the maybankcard, must go to the bank to take? cannot be mail like the cimb?
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Feb 15 2008, 05:08 PM
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#4
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10,308 posts Joined: Jan 2003 From: Kuala Lumpur
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QUOTE(WaCKy-Angel @ Feb 15 2008, 03:18 PM) I remembered i got mine in the mailbox. but there is no option (whether to mail to office or home) to select in the form :/ |
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Feb 15 2008, 05:24 PM
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#5
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10,308 posts Joined: Jan 2003 From: Kuala Lumpur
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QUOTE(Aeon_Clock @ Feb 15 2008, 05:10 PM) inform the staff when you fill up the form. They can put the note somewhere else. the staff told me that must collect from bank  |
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Feb 18 2008, 12:35 PM
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#6
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10,308 posts Joined: Jan 2003 From: Kuala Lumpur
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how long does it normally take to get my application approved? they'll call me if it is approved, right?
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Feb 26 2008, 09:15 AM
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#7
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10,308 posts Joined: Jan 2003 From: Kuala Lumpur
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omg... i submitted both my maybank and cimb application on the same day (11feb2008) and my cimb approved already (on 20th. but no one call me to collect the card
 )   but my maybank still havent approve! they only receive my application on 22nd!  and i submit it directly to the bank staff! (they should've called me if they delayed it)argh....still cannot collect my cimb card. havent arrive at the branch yet. This post has been edited by HMMaster: Feb 26 2008, 11:31 AM |
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Feb 28 2008, 02:17 PM
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#8
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10,308 posts Joined: Jan 2003 From: Kuala Lumpur
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do i need to wait for their notification letter b4 we can collect the card? it has been a week since my card is approved and the card still havent arrive to the respective brand -.-
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Feb 28 2008, 05:17 PM
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#9
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10,308 posts Joined: Jan 2003 From: Kuala Lumpur
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QUOTE(alex_cyw1985 @ Feb 28 2008, 05:09 PM) Maybank? Cyberjaya branch? i went to collect myself, same with you, approved for 1 week, but no call. Mine is CIMB. Called to their branch already, but they said that they still havent receive my card yet. |
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Feb 28 2008, 09:17 PM
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#10
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10,308 posts Joined: Jan 2003 From: Kuala Lumpur
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QUOTE(David83 @ Feb 28 2008, 05:43 PM) It depends if you're requesting them to send to where. If you're requesting to send to the nearest branch, you can call if the card has arrived and go to the respective to collect it. actually, they called me last week whether i wan to collect my card at cyberjaya branch or not. coz i applied the card at my hometown (perak). and i get a swiss knife as free gift for applying the cimb petronas mastercard. another q: is it possible to tell them to change the branch of card collection if i applied my card at my hometown and now i wan to change to cyberjaya (b4 approval) This post has been edited by HMMaster: Feb 28 2008, 09:19 PM |
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Mar 5 2008, 06:59 PM
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#11
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10,308 posts Joined: Jan 2003 From: Kuala Lumpur
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QUOTE(wvt @ Mar 4 2008, 05:48 PM) Stupid CIMB called me and say my CC is ready for collection,then when i go to collect my CC and they say my card is not ready yet due to shortage of the card... no wonder i still havent receive mine yet    dunno need to wait till when. |
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Mar 7 2008, 02:36 PM
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#12
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10,308 posts Joined: Jan 2003 From: Kuala Lumpur
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finally received my cimb petronas mastercard
 but the credit limit kinda low... |
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Mar 7 2008, 02:48 PM
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#13
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10,308 posts Joined: Jan 2003 From: Kuala Lumpur
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QUOTE(vin_ann @ Mar 7 2008, 02:44 PM) u will pump ur petrol till hit the limit? there are other uses than pump petrol  |
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Mar 7 2008, 06:23 PM
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#14
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10,308 posts Joined: Jan 2003 From: Kuala Lumpur
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QUOTE(ronnie @ Mar 7 2008, 03:16 PM) How low was the credit limit ? mine is 4k |
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Mar 10 2008, 01:41 PM
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#15
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10,308 posts Joined: Jan 2003 From: Kuala Lumpur
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anyone that register with cimb's mastercard secure epay before? how to register if i dunno the date of last statement? (possible to check online?) my card is still new
This post has been edited by HMMaster: Mar 10 2008, 01:43 PM |
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Mar 14 2008, 09:50 AM
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#16
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10,308 posts Joined: Jan 2003 From: Kuala Lumpur
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Anyone know whether it is possible to check my credit card statement online for CIMB?
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Mar 14 2008, 10:00 AM
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#17
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10,308 posts Joined: Jan 2003 From: Kuala Lumpur
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QUOTE(WaCKy-Angel @ Mar 14 2008, 09:52 AM) Yup u can, but 1st u need to go to ATM to get the pin and then register at cimbclicks I already have account at cimbclicks. Do I need to register a new account for credit card? Anyway to add the credit card into my existing account?QUOTE(ronnie @ Mar 14 2008, 09:56 AM) You also need the PIN for your credit card to start using the ATM first Yeah...I have the pin for credit card and internet. |
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Mar 14 2008, 03:34 PM
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#18
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10,308 posts Joined: Jan 2003 From: Kuala Lumpur
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Anyone that know the new flexi payment plan by CIMB??? Cant find the info at their website. The plan is like this: they'll charge you a one time interest. after that, you dont need to pay any interest for your installment.
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Mar 14 2008, 11:56 PM
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#19
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10,308 posts Joined: Jan 2003 From: Kuala Lumpur
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QUOTE(ronnie @ Mar 14 2008, 03:40 PM) Similar to the previous Easy Payment Plan by direct Access Hm... I think this is the new one. Coz I saw the ad on newspaper yesterday. Still looking for more info...QUOTE(l3iTi @ Mar 14 2008, 04:57 PM) Anyone going to change existing Maybank ATM Card to Visa Debit ?? Planning to change  My ATM card already got crack de...but still able to use lar...just waiting for it to be totally break...haha... But i dun like Debit Card  |
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Mar 15 2008, 10:40 AM
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#20
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10,308 posts Joined: Jan 2003 From: Kuala Lumpur
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QUOTE(hye @ Mar 15 2008, 08:24 AM) The system is very straight forward - about similar to the old Flexi Payment plan. Want to know more about the interest rate.1. You buy anything you want - make sure it least falls within the minimum spending requirement. 2. Call up the call center and ask to convert your purchases into your desired plan. (Ideally once it's posted into your credit card account - easier if you have the Internet banking facility) 3. Call center will confirm conversion 4. Your next bill will have the a. Installment payment b. The once off interest fee. That's all folks!  Is it 100% confirm that all purchases that meet the minimum requirement can be converted to this payment plan? |
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