how much does da charge for replacement cards?

all these easy payment flexi payment thingy would simple bulk up lotsa installment everymonth in a short while and its scary.. dont see it coming, dont feel it coming, once bulked,salary burn every month

Which bank? Could be within RM 25 to RM 50. Vary from banks.

DA, direct access?

RM 50 unless stated otherwise. Stated behind the statement.

thanks! been looking for it!

i wonder if this will work with cimb petronas's mastercard...

yeah... thats y think twice before using it/in emergency situation.

I think all CIMB cards (inclusive of DA) will eligible for the flexi pay plan. Give a call to the CS.

I was offered free for life HSBC credit card at the curve today.. they said only swipe 12 times a year will do no matter you apply for classic, gold or platinum...

but why their website didnt say free for life or swipe 12 times a year ?? so weird... another bluffing agent ??

The same description I read from the HSBC booth that came to my company. Swipe at least once a month to get the waiver.

but why there is no such information displayed in their web site ?

Good question. Perhaps you could give a call to their CS and ask for clarification.

There are certain promos that banks do not publish on the web site. All banks does this from time to time. For example of the previous promotions includes

-> Direct Access / CIMB Open Day - Visit them at their branch in Plaza Damansara and you'll get your card approved on the spot (Newspaper adverts only)
-> Hong Leong / Citibank - New branch opening, credit card approval on the spot + More than 1 year free annual free waiver. (Newspaper adverts only)

Just be on the lookout for weird promos which you know does not exist. HSBC usually is very conservative is their marketing but I think they got a little bit more exciting in terms on marketing recently. (But still careful on who they award the card to)

I know that HSBC have such promos because I got my card on that promo too previously and I have nothing to complain. Oh yes, there's a chance the CS might not know. For HSBC cards - ask the sales agent to show you the promo code that he/she is registering you under - different promos entitles you to different annual fee entitlement. However, the promo code might not be visible to the CS. (I tried calling once and the CS told me that all new HSBC cards application comes with 1 year free annual free waiver, subsequent years are chargeable)

The recently concluded MATTA fair (KL) saw a few credit card players going on the aggressive mode.

- Participating banks include EON, Citibank, UOB, RHB, StandardChartered, HSBC, AMBank, AllianceBank, MBF, Maybank, Hong Leong (CIMB, PBB, OCBC was not present)
- Free gifts are aplenty - 2GB thumbdrive, Calendar, bags, chess set, toys, bunny bank, massager, mini iron, etc. (I'm not that crazy about all these free gifts anymore)
- If you sign up with one bank, the next thing you notice you'll be swarmed with other banks clamoring for you application as well!
- Introduction of a new card from EON bank (Matta card - Classic, Gold & Platinum) On the spot approval (I didn't try so don't ask me) + the card uses the KLCC Twin Towers as the background. Annual fee waiver is based on no of usage per year similar to most of its other card products.
- If I'm not mistaken the RHB card application is being managed by an agency instead of the bank itself. StandardChartered has been on this model for years. (Not sure what this means - if the guys here could explain what's the impact both from the bank and the customer would be good)

This post has been edited by hye: Mar 16 2008, 09:49 PM

if the CS dont know about the free for life promo, next year they charge us then how we can prove they offer free for life card? No black and white ? sound fishy...

They really don't know anything. Let me share my friend's experience.

Two of my friends who signed for HSBC CC and at that time, there was a promotion of free annual fee for 3 years. After the first, they have been charged for annual fee. They have to call in for waiver and my friend fed up of it. I think the promotion is to open a saving account with HSBC and you'll get free annual fee for 3 years.

This post has been edited by David83: Mar 16 2008, 11:29 PM

lol...could be the sales guy didn't mention that you need to open savings account to get the 3 year waiver? Its a habit with these people to get sales or people to subscribe.

From my experience with HSBC, there's no integrity of information across the credit card division. So beware of it.

how does CIMB petronas CC work?do i get the rebate in my statement?is there any hidden stuff that i should know?

why hsbc platinum like very dull... no diamond shining like other platinum ? platinum word also so small and ugly.. looks macam ONE platinum..haha

Finally my Maybank Petronas is approved! The CS told me that the card will send to my addr, but i dont recall that they have this option in the application form. and the staff that handle my application also said must collect from branch. Anyway, I told them to send it to the nearest branch.

Going to call the CIMB later regarding the flexi payment.

i like it this way. better. when i use my maybank visa platinum, the writing is so big it attracts unnecessary attention. what for? and hsbc's platinum is black colour. nice!

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Added on March 17, 2008, 10:37 amplease explain.

This post has been edited by mrcloud9: Mar 17 2008, 10:37 AM