Let's continue your discussion in this new thread.

1. Visa
2. Mastercard.
3. JCB
4. AMEX - Charge or Credit Card
5. Diners Club
6. Etc.

1. Annual fee matters

No need to request for waiver
CIMB Direct Access Platimum and Gold - requirement Professional/Graduate.
UOB Platinum - got to have BOTH MasterCard and Visa and swipe minimum 6 times/card.
Alliance Platinum - swipe 12 times a year or spend RM3,000/year.
RHB Evo - got to swipe once a month or RM8 is charged for that month.
OCBC Platinum Robinson - got to spend RM8K/year inclusive of minimum RM1K at Robinson
MBB Flex -got to swipe twice a month or else charged RM3.95
Citibank Choice - 2 transactions in a month
CIMB Mastercard Paypass - free for life without conditions

2. Tap and Go - no signature required matters

Visa Wave - MBB, UOB
Mastercard Paypass - CIMB, CIMB DA
Visa payWave - MBB Petronas

**Transaction is limited to RM 110.**

3. Important Notice for CIMB and CIMB DA card holders

Termination of Flexi Pay, Flexi Pay Plus and Balance Transfer programmes effective 15th January 2008.



4. Credit Card linked to Petrol Giants

BHP-UOB
Shell-Citibank
Petronas-MBB Visa Gold with payWave (free for life with no conditions)
Petronas-CIMB Mastercard Gold (free for life)
All petrol brands with CIMB DA Mastercard with rebate up to 2% monthly*.

5. Standard financial charge (interest rate)

Retails purchases: 18% p.a or 1.5% p.m from statement date upon paying the minimum amount.
Cash advance: 18% p.a from the date of withdrawal.
Late payment: 1% of outstanding or RM 5 whichever is higher.
Minimum payment amount: 5% of outstanding or RM 25/RM 50 whichever is higher.

This post has been edited by David83: May 6 2008, 04:54 AM

They're doing promotion at Queensbay Mall.

Received this via snail mail:

http://www.maybank2u.com.my/consumer/onlin...e_charges.shtml

What you received then?

Well, if majority of the subscribers did that, then it may hurt them. But if just a small percentage, then you know the answer.

I also pay my CC bills in full. For HSBC, I always overpay since the CDM accepts on RM 100, 50 and 10 notes.

I just submitted an application for CIMB DA.

Malaysia

How you applied? I submmited at the CIMB bank branch.

They used Poslaju! I thought they use TNT all the while.

How can I check my CCRIS record? Can I view it online at some page?

May I know why you're so eager to get Citibank?

No need to ask. I can confirm that. I saw the brochure before.

Doesn't affect me much since I'm not a frequent sitter at Starbuck.

Today I paid the GSC tickets using Visa Wave. This is my 2nd time of using Visa Wave. They're having UOB terminal.

Something like that ... actually, tap and no need to sign. You'll get a copy of the receipt.

Yes.

No extra charge ...

Cannot buy online for GSC Queensbay ...

The transaction isn't capped at RM 110? You use Visa Wave/Paypass terminal or what?

Just found out that HSBC Bayan Baru branch is going to shift to the area near to Queensbay Mall.

Damn! Not convenient to me!

Me neither ...

Should have I guess ... pretty standard in credit card industry.