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Investment Kenanga Digital Investing (KDI), KDI Invest, KDI Save

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abcn1n
post Mar 5 2022, 11:01 PM

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QUOTE(guy3288 @ Feb 26 2022, 08:51 PM)
No lah, limit 3% upto 200 only, but for parking more i still ok ,
highest in the money market, think Versa also dont pay 2.25%
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Thanks for your answer



SUSxander83
post Mar 5 2022, 11:16 PM

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QUOTE(Davidtcf @ Mar 5 2022, 10:39 PM)
Agree. XLK is a much better option. KWEB not sure when can go up is like keep sea of red no matter how well general stock market is performing.

Really dumb for Stashaway to switch from XLK to KWEB. If they experiment see not working should quickly switch back to XLK or some better ETF la. Keep die die say China tech etf is good. All over the news we can see what’s happening.
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If SA stick to their pioneer philosophy by rotating based on SPDR sectors and geographical it would have been green now still

If you seen the 5 years graph they displaying it is worrying that they might even cut loss at the next reopt with KWEB

I rather have SA buy into QQQ instead of XLK doh.gif

QUOTE(abcn1n @ Mar 5 2022, 11:01 PM)
Thanks for your answer
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KDI way better than Versa and Simple forget about those rates are proj3cted and not guaranteed doh.gif
guy3288
post Mar 5 2022, 11:47 PM

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QUOTE(abcn1n @ Mar 5 2022, 11:01 PM)
Thanks for your answer
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but i am getting 5th account...will be there still no worry
c64
post Mar 6 2022, 12:47 PM

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QUOTE(xander83 @ Mar 5 2022, 11:16 PM)
If SA stick to their pioneer philosophy by rotating based on SPDR sectors and geographical it would have been green now still

If you seen the 5 years graph they displaying it is worrying that they might even cut loss at the next reopt with KWEB

I rather have SA buy into QQQ instead of XLK  doh.gif
KDI way better than Versa and Simple forget about those rates are proj3cted and not guaranteed  doh.gif
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Hmm....maybe I will throw my SA testing fund into KDI Invest All-in...
annoymous1234
post Mar 6 2022, 01:34 PM

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I open account yesterday afternoon but until now it's still not approve. Is it coz of weekends?
lovelyuser
post Mar 6 2022, 01:35 PM

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QUOTE(annoymous1234 @ Mar 6 2022, 01:34 PM)
I open account yesterday afternoon but until now it's still not approve. Is it coz of weekends?
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Though AI work all day long, but I believe they still need human to do the back end verification
abcn1n
post Mar 6 2022, 03:13 PM

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QUOTE(guy3288 @ Mar 5 2022, 11:47 PM)
but i am getting 5th account...will be there still no worry
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Didn't know could get more than 1 account. Maybe I should try opening more than 1
leo_kiatez
post Mar 6 2022, 05:19 PM

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QUOTE(guy3288 @ Feb 26 2022, 08:51 PM)
yeah right tested cut off is 11am.

why u used 360 days as 1 year?
No lah, limit 3% upto 200 only, but for parking more i still ok ,
highest in the money market, think Versa also dont pay 2.25%
thumbsup.gif
you would be surprised i have 4.85% FD
Money invested already is expected to earn daily interest, so yes we should get interest daily now onwards including PH.

I just checked and saw interest updated, surprised Sat evening also updated...

KDI  thumbsup.gif  thumbsup.gif support, 1 a m opening more accounts.....
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Why need to open so many KDI accounts, bro?

ky33li
post Mar 6 2022, 05:35 PM

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Invested in Conservative portfolio for past 1 week for testing, already down 1.4%
gooroojee
post Mar 6 2022, 05:43 PM

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QUOTE(leo_kiatez @ Mar 6 2022, 05:19 PM)
Why need to open so many KDI accounts, bro?
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One account max 200k
c64
post Mar 6 2022, 05:44 PM

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QUOTE(ky33li @ Mar 6 2022, 05:35 PM)
Invested in Conservative portfolio for past 1 week for testing, already down 1.4%
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Now is volatile time. Sure down and up. Hopefully, not Down and Downer.
c64
post Mar 6 2022, 05:51 PM

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QUOTE(cybpsych @ Mar 4 2022, 05:42 PM)
yep, their FPX registration with PayNEt didnt disable "credit card", which is why it was shown.  sweat.gif

they are "working" on it to disable it.
nope, they cant refund back to card. it seems easier to just refund to the registered savings account with KDI.

p/s: any cc that give rewards for FPX?  laugh.gif  laugh.gif
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Fuhh...keep doing and paying back...wah lau. Profit!

QUOTE(leo_kiatez @ Mar 6 2022, 05:19 PM)
Why need to open so many KDI accounts, bro?
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Can open multiple accounts? Need to use different phone no and e-mails?
Medufsaid
post Mar 6 2022, 06:23 PM

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QUOTE(ky33li @ Mar 6 2022, 05:35 PM)
Invested in Conservative portfolio for past 1 week for testing, already down 1.4%
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it's the classic "do I go all in" vs "DCA" debate
lovelyuser
post Mar 6 2022, 08:54 PM

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QUOTE(c64 @ Mar 6 2022, 05:51 PM)
Fuhh...keep doing and paying back...wah lau. Profit!
Can open multiple accounts? Need to use different phone no and e-mails?
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Who profit?

Even you have multiple phone no and email, also cannot open multiple account.

Even if you borrow IC, still need their selfie.

Even you got other's selfie, still need to have access to their single name banking account.
SUSxander83
post Mar 6 2022, 09:49 PM

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QUOTE(c64 @ Mar 6 2022, 12:47 PM)
Hmm....maybe I will throw my SA testing fund into KDI Invest All-in...
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Check the pool of ETFs of KDI before you go ahead

For inflation hedging better off put in MyTheo

QUOTE(annoymous1234 @ Mar 6 2022, 01:34 PM)
I open account yesterday afternoon but until now it's still not approve. Is it coz of weekends?
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Yes opening approval only done on working day

QUOTE(lovelyuser @ Mar 6 2022, 01:35 PM)
Though AI work all day long, but I believe they still need human to do the back end verification
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Back end verification is only done for deposit and withdrawal when AI does all the allocation, buy, sell and rebalancing

QUOTE(leo_kiatez @ Mar 6 2022, 05:19 PM)
Why need to open so many KDI accounts, bro?
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Multi portfolio purposes
!@#$%^
post Mar 6 2022, 10:57 PM

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QUOTE(c64 @ Mar 6 2022, 05:51 PM)
Can open multiple accounts? Need to use different phone no and e-mails?
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mother, father, mother in law, father in law, brother, sister, brother in law, sister in law, sons, daughters, grandsons, granddaughters. u can have multiple accounts. this is popular strategy in lowyat.

*forgot add on, 1st wife, 2nd wife, 3rd wife, 4th wife, unlimited mistress

This post has been edited by !@#$%^: Mar 6 2022, 10:57 PM
Davidtcf
post Mar 7 2022, 08:34 AM

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QUOTE(xander83 @ Mar 6 2022, 09:49 PM)

For inflation hedging better off put in MyTheo

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Fees alone scary for small fry investors:
https://www.mytheo.my/mytheo/mytheo-explain...vesting-section

SUSxander83
post Mar 7 2022, 08:39 AM

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QUOTE(Davidtcf @ Mar 7 2022, 08:34 AM)
Fees alone scary for small fry investors:
https://www.mytheo.my/mytheo/mytheo-explain...vesting-section
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Sometimes you have to pay to gain doh.gif

Unlike SA a lot paying fees yet still negative doh.gif
cklimm
post Mar 7 2022, 08:42 AM

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QUOTE(Davidtcf @ Mar 7 2022, 08:34 AM)
Fees alone scary for small fry investors:
https://www.mytheo.my/mytheo/mytheo-explain...vesting-section
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QUOTE(xander83 @ Mar 7 2022, 08:39 AM)
Sometimes you have to pay to gain  doh.gif

Unlike SA a lot paying fees yet still negative  doh.gif
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So in event of market collapse, we still need to bear that 1% fee on top of losses?
Hoshiyuu
post Mar 7 2022, 08:53 AM

wow i unlocked this
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QUOTE(cklimm @ Mar 7 2022, 08:42 AM)
So in event of market collapse, we still need to bear that 1% fee on top of losses?
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That's the price of having a manager, market goes up, down, sideways, you will be paying them regardless.

This post has been edited by Hoshiyuu: Mar 7 2022, 08:53 AM

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