Downsides of kDI still no multi portfolios and switching

KDI invest still a gamble because everything stillness broken except their AI asset allocations

true. why worry next year.
sound silly. people earned 3% but people go and pit in 2.4%....lol

i put in 500 for kdi invest. past few days can see profit and loss. now value 486. return zero. will wait few days, may be due to i change balance to growth and ai doing adjustment

Well, it did work for me. I started off conservative, now its balanced. I saw this in the FAQ if you're interested. Again, just my experience.

"
Can I switch my risk profile for KDI Invest and how to make the switch?

Yes, you are able to change your risk profile for your KDI Invest account.

If you do not have any existing investment or have no balance inside your KDI Invest account, then you will be able to immediately make the change. Please follow the steps below to make the change:
Login to KDI > Click on “My Account” > Click on “My Profile” > Click on “Edit Risk Profile” > Select your new risk profile > Click on “Confirm” button. Once you have clicked on the confirm button, your updated risk profile will be displayed on the “My Profile” page and a notification email would be sent to your registered email address. You will also be able to immediately see a pop-up message confirming the risk profile change.

However, if you have an existing investment amount in your KDI Invest account, you may follow the steps below:
Login to KDI > Click on “My Account” > Click on “My Profile” > Click on “Edit Risk Profile” > Select your new risk profile > Click on “Confirm” button.

Once you have clicked on the “Confirm” button, there will be a pop message to “Confirm” or “Cancel” the newly selected risk profile as well as a note to inform you that the existing amount will be fully withdrawn so that it can be invested into your new portfolio with the newly chosen risk profile. This process will take up to 7 working days to be completed.

Upon completion, the new risk profile will be reflected on the “My Profile” page and a notification email confirming the change will be sent to your registered email address. You will also be able to see a pop-up message confirming the risk profile change upon your next login after the completion is done.
"

It's good to have 3% compare to FD and others, will keep maintain until end of this year and let see what the rate for coming year

"from" is a typo right?

This post has been edited by Vickyle: Mar 9 2022, 08:47 AM

LOL...really not much focus on this...you may go correct them revise "TO"

3% is just a promo rate. Don't expect 3% again next year.

It is a lot. Compare to MyTheo or Stashaway they don't allocate so much for conservative portfolios. The most 5-10%.
Aggressive stocks/ETF I am managing it myself via IBKR. Don't need another similar thing at KDI Invest.

KDI Invest - Risk profile Growth.
Put 4k test test lose rm200 to date.

i only put minimal 250 bucks, lately US bear market is scary

Why not just test for below 3k to waive for the fees as well

Bear market is good time to buy. Fortunes are made in bear market.

After i put only know the 3k fee 🥲

DCA huh?

First time invest in MMF. Fund reflected on account takes so slow. Wanna test withdraw before dumping all remaining fund in, but afraid it gonna drag until next week? Should I just deposit first?

Not DCA. Buy more than normal.

it shud be reflected today if u put in before cut off, on the day after if u put in after cut off
withdrawal turn around is on the first page also, so ur 'experiment' max gonna takes 3 days i reckon

How long does it take to process the funds?

I pumped in 50k yesterday, it says its processing until today.

what time u 'pumped' in yesterday?