Yeah, Over 1 year +, SA sucks. I'd put some money to test there. Was planning to test for 3 years. Now i am not sure want to put that long.

This post has been edited by c64: Mar 4 2022, 09:42 AM

As long as is new deposit i think yes (gonna check with their CS again)

Guys, latest update :

Returns for KDI Save is base compounded interest

We can ignore to withdraw the returns right now

Great, it is so much better, save the hassle. and not to forget these are compounded on daily basis.

likely due to KWEB.. especially for the higher risk in the General Investing Portfolio, since allocation for KWEB there will be even more.

KWEB been going down since Feb 2021, from 102 down to today 30+ USD a share:



This is the main reason why I stay away from Stashaway. Their portfolio manager keep very gungho on this ETF.

This post has been edited by Davidtcf: Mar 4 2022, 10:42 AM

what goes down will go up, usually

some just cannot swallow the volatility, or some may have deemed to got trapped at the higher floors.

with emperor Xi as president.. hard to say. Just read what he did to deter investor's confidence.. especially in the tech sector in China.
KWEB ETF is all about tech.

just keep calm and DCA as markets will be rough in the short term

Nice info. Thanks, will keep this in mind.

-deleted-

This post has been edited by Hoshiyuu: Mar 4 2022, 02:42 PM

Hand itchy and found something interesting....

Yesterday did a additional deposit of 20k into KDI Save, and I selected my cc as payment, the transaction rejected after keyin OTP

Just now found that there's extra 20k in my personal bank savings account registered with KDI, stated refund from PACIFIC TRUSTEES BERHAD

umm..? so your CC didt charged you? mayb need to wait few days for the settlement.

Of course CC charged me, exactly 20k, no more no less

Shouldn't they refund to your card...

This post has been edited by gooroojee: Mar 4 2022, 05:22 PM

yep, their FPX registration with PayNEt didnt disable "credit card", which is why it was shown.

they are "working" on it to disable it.

nope, they cant refund back to card. it seems easier to just refund to the registered savings account with KDI.

p/s: any cc that give rewards for FPX?

I am not sure about the cc rewards for FPX, but I found a way to get free short term loan w cc

This post has been edited by lovelyuser: Mar 4 2022, 06:18 PM

rich liao....beware of acc frozen like cimb case...lol

Wait, this means what? Is it daily compounded then?

Assume you put in 100k in KDI Save

If it's compounded daily, interest earn 1st day will be RM 8.2191, 2nd day will be RM 8.2198.....

If it's not compounded daily, interest earn daily will be RM 8.2191

Guys! That's RM 0.0007 of difference daily provided you put in 100k, do we need to waste so much time discuss on this?

Can we move on?

This post has been edited by lovelyuser: Mar 4 2022, 08:40 PM