Strongly against investment in KDI Invest. My risk profile is “conservative” but it ended invested in “Agressive” porfolio for me. Send email to customer service but after two days still cannot find out what is the problem. in the mean time i have to bear the losses.

I disagree SSPN is much safer. SSPN savings pretty much lend to students for PTPTN loans. If you look at number on collections which very much fall short and against SSPN contribution. It is like musical chair. If all depositors pull out all funds at once I dont think PTPTN cannot pay you 100%. Bear in mind total PTPTN outstanding is around RM40billion. For 3% dividend really not worth the risk at all.

This post has been edited by ky33li: Feb 25 2022, 11:15 PM

If the collection for ptptn is well managed why is Government offering such high tax deduction for depositors in SSPN?

Invested in Conservative portfolio for past 1 week for testing, already down 1.4%