Cut-off time is 11am AFAIK.

I calculated based on my 1 day interest 0.00819875776 * 360 days = 2.9515527936 (if using 360 day rule) or 0.00819875776*365 = 2.9925465824%.

The previous number was probably me randomly rounding my daily interest to get the rough approximation, either way its like a few cents difference, I couldn't be bothered to be accurate 

luckily i jz put RM250 into KDI invest (balanced) test water, now russian attack ukraine everything gonna be down to drain

Guys, do you think KDI Invest is much better than SA? Need your opinion as SA returns have been disappointing..

likely due to KWEB.. especially for the higher risk in the General Investing Portfolio, since allocation for KWEB there will be even more.

KWEB been going down since Feb 2021, from 102 down to today 30+ USD a share:



This is the main reason why I stay away from Stashaway. Their portfolio manager keep very gungho on this ETF.

Guys, latest update :

Returns for KDI Save is base compounded interest

We can ignore to withdraw the returns right now 

If SA stick to their pioneer philosophy by rotating based on SPDR sectors and geographical it would have been green now still

If you seen the 5 years graph they displaying it is worrying that they might even cut loss at the next reopt with KWEB

I rather have SA buy into QQQ instead of XLK 
KDI way better than Versa and Simple forget about those rates are proj3cted and not guaranteed 

Invested in Conservative portfolio for past 1 week for testing, already down 1.4%

yep, their FPX registration with PayNEt didnt disable "credit card", which is why it was shown. 

they are "working" on it to disable it.
nope, they cant refund back to card. it seems easier to just refund to the registered savings account with KDI.

p/s: any cc that give rewards for FPX?   

Why need to open so many KDI accounts, bro?

WHether you in SA KDI or MyTheo irregardless markets up or down you still have to pay the fees 

If you scared then by all means put your money in gold FD or MMF then 

Wonder if got investors put millions in this kinda robo-advisors? 

but it is not compounded. so in the long run, it is no good. it will be like FD which you put for lock in 9 month. different here is no lock down
Now I have doubt if we can get those mentioned return when we withdraw all now. Sometimes, it is marketing to trick you that you earn a lot of interest but may not be the case when withdraw now

FD got PIDM protection but this doesn't. KDI Invest can still lose money although the risk is minimal.

Comparing it to FD is not apple to apple.

The advantage over FD is it's daily interest. You can take out money anytime without worry losing your whole month interest or whatever month interest like FD.

since you did open an account, the question i'll be asking is, did you calculate and the interest fell short?

I have put some money in KDI Save too like a savings account since it can be liquidated easier than FD but I do not even dare to put into KDI Invest.

For crypto, is just USDT Earn account with some funds used to explore trading & DCI.
There is still a lot in FD as some were put before the interest rate went down with a tenure 3 to 4 years previously so ya, is still well diversified.

they intend to reduce US equity exposure and place more fund in gold investment, ie SPDR gold trust.

In btw, those who invested in KDI should watch their webinar to get latest update on the investment….can post questions during live session.