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Investment Kenanga Digital Investing (KDI), KDI Invest, KDI Save

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Medufsaid
post Feb 17 2022, 04:00 PM

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QUOTE(annoymous1234 @ Feb 17 2022, 03:51 PM)
The 3% is per year, right? If I put say for 3 months, meaning the interest will be pro rated??
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just like FD
Medufsaid
post Feb 18 2022, 01:47 PM

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KDI doing investing forrest gump style ke? whistling.gif whistling.gif
life was like a box of chocolates. You never know what you're gonna get
Medufsaid
post Feb 19 2022, 02:28 PM

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cklimm deposit via jompay or something? if deposit now/sunday, at least processing will be prioritized on monday morning
Medufsaid
post Feb 20 2022, 09:36 AM

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QUOTE(tadashi987 @ Feb 19 2022, 09:58 PM)
i found their map display and highlight are so messed up hahaha  tongue.gif
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bagus, i want to live in north america one. today i know i'm actually here 🤣🤣

QUOTE(jutamind @ Feb 19 2022, 10:00 PM)
Not forgetting the decimal point for geographical allocations... My god, how accurate KDI tries to be or no QC in their apps?
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actually computers calculate until that many decimals one. just that if UI is polished, will round up to 2 or 3 decimals. this looks like an app created in a 3 hour hackathon
Medufsaid
post Feb 21 2022, 12:30 PM

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do you even have the same confidence with Public Mutual? associated with Public Bank kan 😂😂
Medufsaid
post Feb 28 2022, 06:26 PM

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QUOTE(Davidtcf @ Feb 28 2022, 05:01 PM)
Kenanga is a public listed investment bank
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QUOTE(Kelangketerusa @ Feb 28 2022, 05:25 PM)
Serba Dinamik is also a public listed company. Just saying haha.
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CIMB also public listed. very surprised no CIMB bank run/stock drop since their savings/debit card service is very terrible

This post has been edited by Medufsaid: Feb 28 2022, 06:26 PM
Medufsaid
post Mar 1 2022, 10:44 AM

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yea... KDI aggressive "can fight" with Stashaway ESG

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This post has been edited by Medufsaid: Mar 1 2022, 10:53 AM
Medufsaid
post Mar 1 2022, 03:54 PM

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bcombat yup... once u get used to it, less learning curve to DIY. watch yahoo finance live on youtube also senang

user posted image

search the code on google finance or yahoo finance, will be faster
I cannot imagine KDI using EWM (malaysia) etf to invest though. 1 big roundabout

This post has been edited by Medufsaid: Mar 1 2022, 03:59 PM
Medufsaid
post Mar 1 2022, 10:59 PM

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QUOTE(MUM @ Mar 1 2022, 09:08 PM)
and they had been telling that they are very pleased with the result....alot better than what SA had made for them.
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have you spoken to them in 2022? there was a major crash after new year (can refer to the SA thread)

QUOTE(CoolStoryWriter @ Mar 1 2022, 09:03 PM)
Seem like KDI focuses only on USA, quite scared if anything happens, while SA is more international that includes Canada and Australia
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40% in VT. below is piechart for VT
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QUOTE(tadashi987 @ Mar 1 2022, 10:39 AM)
their major allocation (~40%+) onto VT
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This post has been edited by Medufsaid: Mar 1 2022, 11:08 PM
Medufsaid
post Mar 2 2022, 10:09 AM

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i think it's there for the "AI" to choose. so if you are unlucky to have it chosen for you, make noise to kenaga to remove.
Medufsaid
post Mar 2 2022, 10:28 AM

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refer to the FAQ by KDI themselves?
QUOTE(Medufsaid @ Feb 18 2022, 01:47 PM)
user posted image

KDI doing investing forrest gump style ke?  whistling.gif  whistling.gif
life was like a box of chocolates. You never know what you're gonna get
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yea... we posted at the same time
QUOTE(Davidtcf @ Mar 2 2022, 10:27 AM)
Ok maybe I'm wrong.. they claim it is 100% AI driven:
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This post has been edited by Medufsaid: Mar 2 2022, 10:29 AM
Medufsaid
post Mar 2 2022, 10:41 AM

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so KDI uses FAME to determine what ETFs to pick. while DAAS is used to give you the ETF ratio based on your risk appetite

QUOTE(Davidtcf @ Mar 2 2022, 10:31 AM)
QUOTE
Its back-tested portfolio performance yielded average annual return rates between 7.3% to 16.7% from 2004 to February 2021.
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sorry but this is a potential alarm for me. luckily u quoted it again as i missed it the first time around.

backtesting will have the danger of curve fitting, and kenaga definitely won't tell us how well they eliminate it. tell us how robust it is, don't tell us how profitable it is if trading as though it was 2005

This post has been edited by Medufsaid: Mar 2 2022, 12:23 PM
Medufsaid
post Mar 3 2022, 10:52 AM

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hopefully will improve gradually as they're still new
Medufsaid
post Mar 3 2022, 04:10 PM

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tried digging back this thread but can't find my answer. "based on placement amt" is referring to the 3% promo rate right? for normal rates, the money will still be added back in

This post has been edited by Medufsaid: Mar 3 2022, 04:10 PM
Medufsaid
post Mar 3 2022, 07:29 PM

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I think SA ESG and KDI have similar performance. However, management fee in KDI is cheaper overall so is best to try out KDI for once. but i have to warn you, right now markets are dropping due to ukraine invasion so don't expect immediate positive returns
QUOTE(Medufsaid @ Mar 1 2022, 10:44 AM)
yea... KDI aggressive "can fight" with Stashaway ESG
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if you refer my chart here... both SA and KDI will underperform S&P500 due to additions of bonds etc

for SA classic, unfortunately you need to decide if you can trust KWEB. i cannot answer that for you

This post has been edited by Medufsaid: Mar 4 2022, 07:14 AM
Medufsaid
post Mar 4 2022, 11:25 AM

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just keep calm and DCA as markets will be rough in the short term

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Medufsaid
post Mar 5 2022, 10:17 AM

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QUOTE(lovelyuser @ Mar 4 2022, 05:19 PM)
Of course CC charged me, exactly 20k, no more no less
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QUOTE(gooroojee @ Mar 4 2022, 05:20 PM)
Shouldn't they refund to your card...
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what if i do this, and immediately call cc company to reverse trx and cancel card?
Medufsaid
post Mar 5 2022, 11:06 AM

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QUOTE(lovelyuser @ Mar 5 2022, 11:01 AM)
Please try it yourself and update us the outcome ya, good luck
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unless you can suddenly disappear from Malaysia completely & immediately you'll still be a stationary target
Medufsaid
post Mar 5 2022, 07:50 PM

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that is too coherent a sentence coming from you. link back to the original source la https://www.linkedin.com/pulse/critical-rev...hi-cheng-ngooi/

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anyway won't comment much as this is a KDI thread

This post has been edited by Medufsaid: Mar 5 2022, 07:54 PM
Medufsaid
post Mar 6 2022, 06:23 PM

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QUOTE(ky33li @ Mar 6 2022, 05:35 PM)
Invested in Conservative portfolio for past 1 week for testing, already down 1.4%
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it's the classic "do I go all in" vs "DCA" debate

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