My questions and reply from Kenanga :




Glad they looking into biometric login enhancement. Don't like to keep enter password over and over again.

Also they can't reveal further as it is in regards to their investments or ETFs. Those who have invested in Kenanga Invest do share your results/holdings after one month via the statement!

This post has been edited by Davidtcf: Feb 18 2022, 05:41 PM

Check Ziet Invest youtube videos for detailed guides. So far IBKR the best for US stocks and for irish domiciled ETFs
He is Malaysian as well. No other youtuber come close to him on this.

This post has been edited by Davidtcf: Feb 18 2022, 11:47 PM

just learn to use IBKR.. Ziet Invest youtube already very detailed. Got issues can ask us also.

What is your concern?

If gov become like Singapore then that could happen. Else slowly dream. Malaysia gov very conservative about their currency and what also wanna tax when come to foreign investments. Local bursa also a bad place to invest unless experienced and pour in a lot of time to monitor.

This post has been edited by Davidtcf: Feb 20 2022, 03:25 PM

Map and description upside down 🤣

if we start losing our principal.. nobody will dare invest in MMF funds already.
Interest rate not guaranteed then more likely.. could fluctuate between 1-3%.

PIDM protected means if the company go bust, you get to claim some amount based on their limit.
For these online MMF funds don't have such protection so there's a risk on that.
Most of them are tied to big banks anyway.. so easy to go bust?

still best to diversify your investments, don't put all in one basket.
anything happen to 1, you still have others that are ok.

This post has been edited by Davidtcf: Feb 22 2022, 10:06 AM

yeah.. whole Malaysia affected that time.

as long they well managed then no issues.. so far I see local banks all doing ok.
if still concern then read through a bank's financial report. Any public listed company will have that at their website.

This post has been edited by Davidtcf: Feb 22 2022, 10:36 AM

You can read in the FAQ section (from the mobile app) under "General KDI Invest". It got state there that they invest in US ETFs.
Only way to know exactly what ETFs is once the statement is out.. should be once a month statement? This they didn't specify.

if long term invest they will come back up.. any losses are just paper loss until they are sold.

my IBKR now also much red, CSPX loss 180 USD, AAPL 40 USD, PFE 28 USD, SMH 45 USD, VWRA 42 USD. All are my losses for them.
Even BNKS - bank ETFs also loss at 24 USD.
Fall happened after Fed announced raising interest rates.

mostly bought end of last year.. this year added a few. That also I small investor.. imagine what some big whales here would have loss.
just continue DCA when you're comfortable and keep it long term. 5-10 years minimum sure will go back up.

can wait for Russia war to over first before putting in money.. but as usual when things start showing positive, stocks also will be more expensive to buy. Better to buy when they are down.

This post has been edited by Davidtcf: Feb 24 2022, 04:40 PM

Seems like both the user and referred person need to invest 250 minimum into the KDI Invest before can earn referral bonus. Just did it.. Chose Balanced portfolio. Better than get nothing if just have KDI save:

ok la now bear market also.. what Stock or ETF also more down than up.
once all this is over we will fly to the moooonn...

This post has been edited by Davidtcf: Feb 25 2022, 10:20 AM

Need to wait statement to know what they are investing in. Likely after a month.

Wah so much cash omg.. 😱

Kenanga is a public listed investment bank under KLSE with stock ticker KENANGA.

They cannot afford to mess things up, else will be bad for their image and investors' confidence.

at least we'll know if shit about to happen.. got auditors checking their books every year.

well even banks can fall.. if want safest then go for Fixed Deposit.. problem with that is funds are locked for a duration. Got PIDM protect up to certain amount.

I'm just more concern about the safety of using their app. Don't see any biometric or 2FA security. What if someone hack our logins and able to withdraw money into their own accounts? Does Kenanga take responsibility if that happens? Will they make sure only same account name can withdraw?

This post has been edited by Davidtcf: Feb 28 2022, 07:30 PM

just received email that statement is ready.. seems like on every 1st of the month. Anyone can share their KDI Invest ETF holdings? like how many % in which ETFs for your risk selection?

wah all their selections good leh.. much better than Stashaway.

SPY, QQQ, VT, VWOB, VNQ all are good ETFs. Many diversified bond ETFs also.

only ASHR is pure China ETF but don't see any allocation to it, maybe in future when it improves.

so far looks good.. prefer this over Stashaway's portfolio any time

This post has been edited by Davidtcf: Mar 1 2022, 10:25 AM

can login from here also if on a computer:
https://app.digitalinvesting.com.my/user-login

some ppl die2 don't want to DIY coz of time and trouble (need to transfer money here and there), and also more likely to keep checking their investments since they managing it themselves. They rather just concentrate fully in their work/study.

Actually I'm also tempted to just use Robo advisor 100%.. sometimes feel pain keep use Wise to send money to IBKR. If invest in the more niche ETF will concern also - once a day will check at least. For Robo advisors they will help rebalance when an ETF is not doing too good, or change it to another. If DIY all these have to ownself handle.

This post has been edited by Davidtcf: Mar 1 2022, 04:07 PM