Call to CS to redeem cashback

Any idea how long it takes for MBB to approve and send me CC. I did online application for credit card, it said approved but not sure.

Do you mean you have received sms stating your application is approved / successful?

From my personal experience, received mbb cc via registered mail within 7 working days from the date I received sms.

I applied thru online web, it says approved when i submit all necessary info. There isnt any confirmation email or sms hence wondering what is next step by MBB and how long.

Approve or rejected, you Will receive an e-mail. If approved then a sms will follow to inform that the card has been sent.

I see. Thanks for the feedback, time to call the bank and see what is going on then.

Been thinking of cancelling the last Stan Chart and HSBC Amanah cards I got, but the CL I got for both are crazy high (30K and 20K). Otherwise I have no real use for them...

Should I hang on to them, or should I cut them loose and apply for other cards?

I have other cards, but the highest CL I have is like 10K (combined, Affin Duo)..

This post has been edited by synical: Jan 17 2025, 05:05 PM

do u need for big ticket item or 0% flexipay, cash advance, balance transfer, etc?
otherwise, i would pick card benefits (cashback/point/miles) over credit limit
chronologically, my credit limit was MBB (1) --> UOB (5) --> PBB (3) --> Affin (4) --> OCBC (2), 1 being lowest; 5 being highest

Hi all, i received an email from Maybank which mentioned "This is pre-approved application" "This campaign is exclusively for the selected customer only"

is this a scam? or if Maybank indeed do these campaign?

the email also have a few cards listed below.

nope, many have gotten this pre-approved invitation from maybank

feel free to contact the pic for clarifications and confirmation before you commit to apply the card

This post has been edited by cybpsych: Jan 22 2025, 11:41 AM

Ah ok, thought it's a scam email. Thanks for the answer

Pre-approved can still be rejected by bank later.

hi all

can I apply supplementary card for distant family or in law
in this case my grandfather in law

would that be an issue as it is not my immediate nucleus family i.e my children or my parents

and secondly, is there a "standard practice" on this or differ from bank to bank

TIA

Should be no prob but do remember u as main cardholder are liable if supp card holder unable to pay.

can we report bank mortgage officer who simply get credit card for us without authorization

I know this is happen so commonly maybe to the extend most bank will just turn a blind eye on it

Yes

Thinking of buying a solar panel system costing 30k.

Which cc is good for earning cb/points even after converting txn TO Installment for 60mth . CC must not have AF otherwise need to ask for fee waiver yearly.

You need to check with the bank and the merchant if it fall into this green catogery:
https://www.pbebank.com/media/fzam0lyo/list...sasignature.pdf

10x green vip points by PBB VS

Hi
Is it the bank will direct cancel terminate your credit card, when you tell them you want to terminate after settle payment? At least every time I try cancel they will call back and waive this waive that

Most banks will try to retain you with some sweets. If you really don't want then just tell them no. Why do you want it to be immediate?