100 signatures is a low bar...

Question: Has anyone tried to waive the RM25 SST charge on their corporate credit card? If personal/own/individual credit card, I know it's on a bank by bank, case to case basis, so I'm just wondering.

(FWIW, I already tried keyword search function to see if the question ever came up but nothing came out of that, so don't flame me)

Sorry if this has been asked before, but...

Does anyone know if can get AF waiver on corporate credit card?

TIA.

Yeah, figured as much. Oh well, what to do.

It's ok - memang company paying pun (SI autodebit). Just wondering for the lolz.

I have another CC (HLB) I use for company stuff, but luckily got automatic AF waive without me having to call for it.

That's why I don't buy anything online around midnight - sure don't get OTP cos of the daily maintenance or whatever

Question: Got a new credit card this past August, cancelled another one last month, applied for another credit card this month that got rejected.

If I were to apply for a different credit card from a different bank, should I wait a few months before trying? TIA

I was surprised that I even got a third issuer's card this year. My per annum (as of last year) was more than RM36K.

Just got the latest CTOS report; credit score is about 7xx (before that, it was 801), which I thought may or may not have anything to do with the card I cancelled (the one I had the longest)?

Also - not blacklisted, decent paymaster, got joint mortgage with parentals, also got other CCs

Ah okay, maybe it's just the bank then, cos at the end of the day, it's still up to their discretion, kan?

What's "apply as normal"? With income documents or pledge FD?

OCBC cards minimum income requirement is now RM6000/mth.

Oh wells

Question: If want to pay back SC FlexiPay transaction, is it considered a fund transfer, or just regular CC payment?

Been thinking of cancelling the last Stan Chart and HSBC Amanah cards I got, but the CL I got for both are crazy high (30K and 20K). Otherwise I have no real use for them...

Should I hang on to them, or should I cut them loose and apply for other cards?

I have other cards, but the highest CL I have is like 10K (combined, Affin Duo)..

This post has been edited by synical: Jan 17 2025, 05:05 PM

I notice that Maybank CC booths only show up during festive seasons like CNY and Raya. Pavilion KL and Midvalley should have 'em by now..

Affin Duo also give cashback for auto billing

You can try Card Centre (which is open on weekends, etc), or you can try roadshow events... up to you lor

As in BNPL, or pay later as in pay at the hotel during check in? If it's the latter, then clearly it can't be online lor

If you're referring to like Visa Instalments payment option like on Agoda, then maybe? Try and see lor