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Credit Cards Credit Card v20, Post/Ask general questions here, Please read post 1-3 before posting, tq

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richtrons
post Jun 23 2023, 03:29 PM

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does anyone know if the income requirement stated for a CC is income before or after tax?
richtrons
post Jul 12 2023, 08:56 AM

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Which is a better card? HSBC Visa Signature or the new UOB World Mastercard(previously Citibank Rewards card)
richtrons
post Jul 12 2023, 10:19 AM

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QUOTE(cybpsych @ Jul 12 2023, 09:04 AM)
put more criteria le. better in terms of what aspect?

"better" is a very vague and subjective term, and it differs from person to person as each individual has different usage and expectations from the card.
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ermm, honestly i am considering these 1 of these 2 cards as they seems quite similar in terms of their benefits such as both have bonus multiplier points for overseas spending and PPL access and similar AF of RM600(hsbc can be waived, not sure about new UOB cards tho). but i also noticed points conversion i.e. miles seems to be better on UOB. do correct me if im wrong.
richtrons
post Nov 29 2023, 08:54 AM

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hi all, want to check. is it a must to call and let the bank know i am going oversea for the credit card i am planning to use? am worry they might suddenly block the card when i am using it oversea.
richtrons
post Jan 22 2025, 11:38 AM

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Hi all, i received an email from Maybank which mentioned "This is pre-approved application" "This campaign is exclusively for the selected customer only"

is this a scam? or if Maybank indeed do these campaign?

the email also have a few cards listed below.

user posted image
richtrons
post Jan 22 2025, 11:53 AM

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QUOTE(cybpsych @ Jan 22 2025, 11:40 AM)
nope, many have gotten this pre-approved invitation from maybank

feel free to contact the pic for clarifications and confirmation before you commit to apply the card
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Ah ok, thought it's a scam email. Thanks for the answer
richtrons
post Jul 30 2025, 07:09 PM

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Are maybank card usualy hard to get credit limit increase approved? Maybank VI approved in Jan25. or is there like only after how long then I can request credit limit increase?

This post has been edited by richtrons: Jul 30 2025, 07:09 PM

 

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