Hi Nexus,
if possible, please give me feedback regarding the Contactless Spending cashback.
If not mistaken, all contactless spending above 200 need to key in PIN.
Not sure it is considered as Contactless anymore and eligible for cashback.
also not sure "online" payment considered as "contactless" or not


Please do advice on that part.
Thank you


= Plan to change from POS to EON next year March, coz January can use POS to pay tons of cukai taksiran etc

Contactless = paywave using physical card.. Not online payment

I thought is above RM250 only need to key in the pin

Key in pin not considered contactless altho still wave? Confirm canot own 2 card ya for muamalat?

Using EON Muamalat now, but not receiving cashback for my contactless spend after my statement is out on 15th Nov. Anyone experiencing the same? Or cashback not following statement cycle?

This post has been edited by stephanieKingsley: Nov 17 2025, 01:09 AM

I'm in the same situation as you. I'm using Muamalat Pos Malaysia Visa Infinite-i and have not been receiving cashback from the October and November statements.

The cashback should follow the Statement cycle, because I received the cashback for September month.

I made multiple phone calls and till now the missing cashback still not yet been resolved. I decided to make a complaint to BNM for my missing cashback on the October Statement. For November, I sent out an email and wait 14 days before I raise a new complain again

Same type of transactions?

I received Muamalat EON Visa Infinite on 6th Nov.
Started using from 7th Nov.
On 15th Nov already received statement via email
Only charged 2 times contactless, total MYR316 to the card by statement date.
Did not receive any cash back on 15th Nov statement.

My plan is to charge 1 more time during the month of Nov after statement date then halt using.
Then wait for statement on 15th Dec.
That should tell me whether cash back is based on statement date or calendar date, and when Muamalat give cash back.

If Muamalat suck, then I will just fall back to Affin DUO+

This post has been edited by nexus2238: Nov 17 2025, 09:03 AM

I received the correct card, Muamalat EON Visa Infinite via registered post.

The funny part is inside the envelop there were 2 pieces of paper:
1st is the standard letter with credit card sticked on, with instruction to activate the card.
2nd is a cover letter - This cover letter somehow thank me for applying for (the normal not EON) Muamalat Visa Infinite, and list down the benefit of the normal Muamalat Visa Infinite.

Anyway, I decide to just start test using this card and see how it goes. So far not too confident on Muamalat services

The bank staff told me I have to wait for another 1-2weeks for card replacement

Any credit card that earns cashback on paying NSE toll?

Not very sure but you may try
(1) Top up TNG card using CC at TNG wallet App / Petrol station / Grocery shop
(2) RHB World Mastercard (check Plus highway toll's MCC)
(3) Maybank FC Barcelona VS: 1%
(4) GX Bank debit card: 1.3% CB if transaction >RM5 AND Mydebit transaction, campaign till 31-1-2026 only.

Yes, all same type of transactions, which I made the payment over the counter at the POS Laju office. Even the statement also shows the same transaction name

not surprised at all. they have one of the worst customer service. even a request to change the MAP registered email which i asked many weeks back still no action, whatmore about cashback.

ya indeed. Bank HQ and branches does not talk to each other