hey guys! i'm back with more question to optimize my spending!
I basically have a few utilities to pay:
1. unifi & electric
2. Great Eastern insurance bill

what's the optimized way to pay these? especially for insurance bill. Also I prefer maybe Citibank (cos i'm a loyal customer) or some card that's free for life (enough card problem).

Any thoughts?

Hi guys,

Anyone of you know what is "PYMT @CDM SG LONG SSC EO 0205"?

It's just eat my money RM3600.. not sure what's going on..
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Thanks guys =)

I never withdraw such huge amount and also i stay at pj.. 
The credit card itself is with me all the time..

 

Hi all want to ask,my statement date is 20 may, if my statement balance is rm5000 then i settled rm2000 on 26 may, then i swipe another rm 1500 on 28 may
So i need to pay rm4500 or rm6500 before payment due date?

I m not sure how to multireply.. but thanks guys!
issue solve.
They revert it~  

The bank people(not sure how to address) said that got people mistaken put in RM3600 to my credit card, and they already revert that RM3600.
But somehow they accidentally revert twice !! so thats why..

so nice you got free money to spend 

Nowadays I always tried to use credit cards whenever possible to get the max benefits of the cards, such as cash back, points, etc.
There are merchants who do not impose min spending rule and fee, eg, guardian accepts card even for less than rm10 spending, which are very much to my liking.

However pretty frustrated when merchants imposed minimum spending, eg rmxx to use card, or charge x% for the total amount spent. today encountered again merchant wanted to charge me 1.5% for rm300 spending, end up i paid cash and did not earn any points.

wanted to ask is this allowed by the banks agreement?

I'm just wondering, what will happen to my credit cards outstanding balance if I were to suddenly pass away?
I always pay my credit card statement in full every month. And at any moment of time, the money that is used to pay the statement is available in my bank accounts.
Does anyone know the exact procedure? Will the respective bank automatically deduct my savings account to pay for the outstanding balance when they freeze my account? Or my dependant (my wife) will be responsible to pay the outstanding balance?

Good day,
Two days ago a US based web hosting company Arvixe debited my account without getting any confirmation from me.
I have never subscribed for service auto-renewal of my domain. However this year they have updated their Terms and Conditions and now they are able to automatically do auto-renewal without getting customer's confirmation . Also in their web site, in my profile, I am not able to edit\remove my credit card detail. Of course I contacted their support to refund my money and cancel the hosting, but I know their customer support is the worst support that I ever met in my whole life. They always say "yes", "sure" but they never do the thing.
But also my bank has not sent me any sms or email to get a confirmation of debit.

Please suggest what can I do in this situation. I want to get back my money and prevent this kind of situation from happening in the future.

Hi guys I wanna ask, i take phone installment for 12 months which about rm200 per month and my minimum amount to be paid for my credit card is rm 100 for this month. So should i pay rm200 (Installment) + rm100( Min amount) or just rm 100 (min Amount) so that my ccris wont have effect?

Thank you

ok thank you . Anyway i cant afford to pay statement balance in full that why i asked

Just want to ask, where you guys hold the payment money until due date?
Maybank GIA FD still the best option or there are better option?

You guys usually immediately pay after the transaction have been posted or wait for statement to come out first ya?

that way usually cb already credited rite?

How long does it takes for the credit card to be ready? I received an SMS saying that my application approved. But there is no calls from the banks yet. Mine is HLB. Anyone know how long it will takes?

any affin credit card here?

sorry for the nop or repeated question coz i jz received my 1st mbb cc today.
wanna ask usually for the mbb cc statement release is on the day i activate the card or every 1st of the month? thx

anybody renew roadtax at post office use the credit card

I've seen the PIN and PAY advertisement at a few Post Offices and that should indicate that they support card payments, but not sure of the scope of card payment acceptance.