Give me proof that public mutual can perform better than my selection (after including their fees) and my money is theirs. Simple

If you want to invest, the solution is obvious

While I advocate not flaming, sometimes cant help it cause how idiotic some replies can be. So I want to reply to you.

While many here share on how bonds stablises the portfolio, also mean that it lowers your potential return. Lower risk, lower return, a fair trade off. But doesnt mean you really have to invest in bond fund. As long as you understand the risk, you can ignore those who say, oh, divide between equity and bond. Nobody knows which combination is better. But make informed decisions on the risk involved. Nobody knows if it is a right choice. Take with a pinch of salt of the comments here.

CAPDIF - Fund size is 1.87 Billion, not 1.87 million

pls take note ya T231H

This post has been edited by ganaesan: Jul 28 2017, 02:59 AM

If i renembered...it has been posted regarding articles on higher the bond ratio the higher the roi in a 20 yrs period at a certain time in the past....
Thus higher risk may not mean higher returns too......as shiwn it that article.
You r right......nobody knows if it is the right choice. Take it with a pinch of salt of the comment here.

What does it implies?....
Too big to moves?
If you divides the number of countries in Asia Pac it can put money into.... then it is not that big compared to some single country focus fund

Not the first time data entry problem. Report directly to FSM more efficient.

Question is not whether you should put in bond but whether at what % of your portfolio should be bond.
You can put it at 5% which doesn't really make much of a difference.

Personally i'm now at 70% equity 15% REITS 15% bond.

This post has been edited by Drian: Jul 28 2017, 09:13 AM

If bond cannot outperform FD, then it'll be a waste of time.
Somemore, FSM just bills me for platform fee.

So did your bonds outperform FD ?

This post has been edited by puchongite: Jul 28 2017, 09:30 AM

Sold interpac safi & dinamik on 26. On 27/7, safi fundsize dropped from 19++M to 18++M. Will interpac cont to drop? A time of test.

Net cash the dana safi fund has to fork out is around 470k. Let's see if the fund has to force sell and affect the performance.

I have got a technical question to ask.
idyllrain

After I have retired a fund in the Polarbearz worksheet, how come all of my IRR calculations become zero? The ROI is unaffected though. Curious on how to fix this?

Did I retire my fund wrongly? I copied and pasted as instructed.

The only bond fund I have is Affin Hwang Select Bond Fund - MYR
The ROI is 3.3% and IRR is 6.3%
I believe still good.

Okay got it. Thank you kind sir.

Tech stocks falling again. Top up time?

Wrong data entry

not a sir

Why not play bitcoin and crypto currencies? That one definitely won't leave sex to old age.... in fact it's multiple times per day

Why do u assume others don't already have crypto currency? And this is a Unit trust fsm forum. So we discuss unit trust here. There are ppl here say they make 200% in stocks. And that is more suitable to discuss at the stock forum.