How often do you speak to algozen? Monthly? Weekly?
If on the next session it still says the same thing, maybe we should all sailang

contestchris definitely rubs people in the wrong way. its not entirely his fault as words when not spoken but typed might sound different to different people. however, AIYH made a good point, do consider people's feelings or tone it down if possible. If not, you make yourself stand out for all the wrong reasons.

Dear sifus,
How do you analyze which fund to invest in? (So many variables.....)

sorry if stupid question, I have read and reread the FSM tutorial many times but each time got more question marks...

If you guys really want profit skimming and injecting the said profits back to a fund you can start investing in dividend paying stocks and hold it for a long time, the dividends is then channeled from your bank account and into your unit trust portfolio.

That is what I am doing currently. Leaving my unit trust investment as a long term vehicle (as it should be) whist concentrating on my stock account.

True that. However what if one is doing DCA say RM200/month, wouldn't it be better to channel the RM200 to other less "expensive" funds rather than skimming the profit earlier and then incur SC again to DCA into the said fund? A bit redundant in my view. What would you or others do?
+1 Good idea. Personally I'm not at all informed about stocks and its technicalities as an investment vehicle. Not sure if I have the balls to jump on board. Anyways never too late to learn something new. OT a bit: any suggestions where to learn about stocks for beginners?

You can guess from his age. I believe he owns a clinic so he's either locuming for himself or hiring locums. Anyway why does all these matter?

late night house calls to vips and tan sris and working over time. I learned this trick from one of my tutors. treat one right and he or she will start bringing friends over.

also I am a specialist in orthopedic medicine, everyone has a back pain these days. think about it, look at children these days. wake up super early, sit in class rooms from morning to afternoon, tuition classes from noon to night, no sun,  lots of ipads and iPhones going around but not exercising. then they graduate from unis, they slog their entire lives in front of the pc and have erratic sleeping schedules.

sad to say it's going to be a lucrative business because it's better to treat a disc prolapse or total knee replacement rather than treating a terminal cancer patient

Yeap of course. it's part of your investment bro.

PRS in FSM is 0% SC.
admins fees and other charges is in the NAVs
only PPA a/c opening fees is charge able.
see PRS FAQs
https://www.fundsupermart.com.my/main/faq/1...cheme-PRS--8865

Xuzen always picks risk reward ratio over pure return. That's mostly a matter of individual preference ?

after doing Step 1....

I thought someone already developed a Mac version ? From the message you are obviously still using the windows version.

Hmm, the original snapshot code was from Polarzbearz. Anyhow, here are the fixes. Since you probably already have data in your files, you should fix this yourself with the following instructions (it's easy, so don't worry).

Fixing Instructions: Part A

That should fix the error that you saw. Now if you click on the "Capture Snapshot Only" button again you might see another error. This should be another easy fix (see Part B)

Fixing Instructions: Part B

I've only tested on Excel 2011, you can try the same fixes on Excel 2016. Let me know if you encounter issues.

Updated files if you want to start fresh (I recommend you apply the fixes above rather than having to reenter all your data again):
[attachmentid=8491160]
[attachmentid=8491133]

Hmm it's been a while i did not buy and wanted to put in some now.
Correct me if I am wrong, we wont know the price until we bought it rite?