if u continue to do this , u will eventually not achieve your targeted return . mark my words .

(1) you said UT is for long term , from fund prospectus, long term is 3 - 5 years , do you hold the fund for 3-5 years? look at the funds suggested by FSM. most of the fund have more than 10% annualized return (3 - 5 years). If you cant achieve 10% annualized return , just stop switching and let the fund manager to do their job.

(2) when india fund up 8% in 5 months you dun wan to take the profit, but when the fund -2 u going to switch out . what logic is this?

good luck buddy.

Pick one. No need to split into 3 funds

Looks like volatility still high. And ranging sideways.

Hopefully it will find a direction up soon

The resignation of Cohn from the Trump White House seems like a significant event to me and the best indication yet that the tariffs are coming for real. We've been waiting for the tipping point of the next big crisis for a while now. It seems to me that we could be looking at it.

So what would your advice be ? Sell all China funds ?

I don't know. If this is a trade war that truly kicks off the next big financial crisis, one would sell off all funds, not just China ones. Certainly Trump's protectionist stance makes it easier for others to pander to their own protectionists as well, e.g. EU and India vis-a-vis Malaysian palm oil, and could easily escalate.

FBMSCAP drops 2.28%, bye bye KGF/EISC/IDS

want to prevent more damage to my money. Is it a good move to sell ALL now and in again when crisis hit? Its about to come...

Sell them gradually to cash management fund instead of one go if you still hope for market recovering I suggest

Top up back after few weeks once the market is less volatility

What do you guys think?

post 12310 looks appropriate...

Please don't get me wrong guys.
I intend to do this because I want to
-lock profit (miss many times to lock already)
-I need money now
-to cut lost. I did rebal last august and yea, that's the time most fund fly high and now drop deep and I cant afford to lost it after my managed port bleed real bad.

However, those who see this as an opportunity, the coming drop is really good time to buy in.

Of all the possible answers that we can come up with, " I need money now " is the best answer when asked, when do I sell my UTF...

No, I am not trolling, I am serious. At other times, just put your money to work for you.

Xuzen

All Malaysia fund.. mostly I will avoid

Indeed.

How much gain and drop %?

most important answer imo,
may i ask if its suddenly/emergency case?

lock profit (miss many times to lock already)
i know the feeling.. was seeing 4 digit earning last few month and puff now 4 digit in red

Tariffs are typically the domain of left-wing governments. Though it is getting less clear-cut nowadays.

But if you look at Obama's record (even for a Democrat, ie left-wing), there were no protectionist policies that I can re-call.

If you look at the Republicans, the speaker Paul Ryan actually protested against the protectionist policies.

Every sane and logical person understands that a trade war does not serve any one country any good. You might gain something, but you will lose more.

But Trump is a politician, and he needs to do something to "keep his word", because that's what he promised during, and what won him, the election.

Therefore, I postulate that he is only pandering to his electoral base, and will not pursue this matter much further.

its depend whether the things worth or not..

but
somehow i speculate, like wat usually ppl said, use left hand spank and right hand sayang balik

Personally, i think below reason is very weird reason for selling UT.

"I need money now"
- if u need BIG money NOW, u should know earlier, right? A better way is sell gradually since at least 6 months ago.
- And, don't use emergency fund/ saving for wedding/ house down-payment for investment, so that u not need to sell with loss when u need them.
- if u r a retiree, u just need to sell "a bit" every month for ur expenses, not ALL...


So, i need money now, then i sell ALL now, sounds no sense.

Just realised Malaysia based fund is lagging big behind klci index.
YTD KLCI is 2.29%.. YTD KGF is -3.05%. GE 14 has very few effect on mid cap/ small cap..