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 FundSuperMart v18 (FSM) MY : Online UT Platform, UT DIY : Babystep to Investing :D

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jfleong
post Oct 14 2017, 01:56 AM

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Is there any where to buy UT at a lower sales charge rate?
jfleong
post Oct 28 2017, 11:27 PM

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Can someone please explain how dividends work ?
What if I invest right before the ex date? I get dividends too? Pro-rated?
jfleong
post Oct 28 2017, 11:29 PM

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QUOTE(Kokman @ Oct 28 2017, 11:21 PM)
The fees do not make a difference if the buying is using fresh money (not fund switching). Buy 10 times of 1000 or buy 10000 in one shot you get the same total fees: 1750.

It does matter for switching, so you should ideally reduce fund switching frequency if that would incur larger amount of money as fees.

I would recommend quarterly switching not because of fees but for better portfolio (smoothing) management.

1.75% fees is not high. You definitely is able to see the spent money recover. Just need to be patient and not let the itchy finger takeover your brain

:: Kokman ::
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But if switch within the same company, like Affin-Hwang to Affin-Hwang, it's free right ? (For FSM ? )
jfleong
post Oct 30 2017, 10:28 PM

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Hey guys I just bought CMF from FSM for the first time just now. Do you think they can process it by tomorrow ?
jfleong
post Nov 2 2017, 10:14 PM

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Greater China vs Emerging Markets
Which one would you guys suggest for a higher return ?
jfleong
post Nov 2 2017, 10:19 PM

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QUOTE(T231H @ Nov 2 2017, 10:16 PM)
what is the time frame?
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Long, very long , 30 years also can
jfleong
post Nov 6 2017, 03:49 PM

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Confusion about switching (intra and inter)
I know that for Intra there is no switching fee, but is there sales charge for the new purchase ?
What about inter?
jfleong
post Nov 6 2017, 04:08 PM

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QUOTE(funnyface @ Nov 6 2017, 03:56 PM)
Quick answer:

Intra = same fund house, usually no charge and same transaction date between sell and buy

Inter = different fund houses, almost same like you sell the current fund and buy new fund, standard sale charge applied.
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Last question
Do you guys consider the fund house during purchases? Cos easier to switch if needed
Like a fund house with more options/other funds will be preferred over one that has very few options
jfleong
post Nov 9 2017, 10:14 AM

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I withdrew some CMF on 7th, settlement date is today
Will I receive the money be 3pm ? Wanna put into eUT
jfleong
post Nov 12 2017, 09:35 PM

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My portfolio (equities only, cash, CMF excluded)
CIMB APAC ex-Japan 25%
ES Dinasti 25%
ES GEM 20%
CIMB Global Titans 15%
Affin Hwang Japan growth 15%

Any comment? Too concentrated on Asia ?

(Those are values based on cost/amount invested, not current value )

This post has been edited by jfleong: Nov 12 2017, 09:36 PM
jfleong
post Nov 12 2017, 11:23 PM

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QUOTE(T231H @ Nov 12 2017, 11:19 PM)
You are not concentrate in Asia but Northern Asia to be precise.... 47% of your port are invested into just 4 countries.
if this Northern Asia is inclusive of Japan...lagi banyak %.

Too concentrated on Asia ?
some would just say YES, and some would just say "go big or go home".....
but the most importing think is "what do you think?"

Any comment?
my comment is reduce it to a more balanced and geographical diverse port......for a more sustained port at a lower risk.
but it is up to individual preferences and likings......
as Sui Jau's said,...."You have to experience the emotional pull that comes from market ups and downs and learn how to handle your emotions during those times. And learning from mistakes made is the greatest teacher."

FSM had this to said....."....you might have thought you are an aggressive investor who can cope with a high level of risk based on the results of the risk profiling test. However, in practice, if you find that you always panic too soon every time the market dips, and get overly euphoric and pump in more money whenever markets are on a roll, then high-risk investments are not so suitable for you because they are likely to cause you to lose money."
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Which app did you use to get the content in the image ? Can share ?
jfleong
post Nov 13 2017, 09:31 AM

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If I were to buy a fund in a foreign currency, how would that work?
Is it possible to deposit using the banknotes for a foreign currency or do I have to pay in Ringgit according to their buying/selling rates? Usually those rates are shit
How about withdrawal? Have to be made in MYR as well ?
jfleong
post Nov 13 2017, 02:49 PM

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All the funds I bought seeing red today
jfleong
post Nov 15 2017, 02:47 PM

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another day of all reds .... time to buy more !
jfleong
post Nov 15 2017, 10:36 PM

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- double posted -

This post has been edited by jfleong: Nov 15 2017, 10:36 PM
jfleong
post Nov 16 2017, 12:02 PM

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Guys any idea where I can see yesterday's fund price by 2:45 pm today?
Wanna take that into account before buying
Bloomberg seems to be faster than FSM, but sometimes not fast enough
Their own websites perhaps?
jfleong
post Nov 16 2017, 12:26 PM

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QUOTE(yklooi @ Nov 16 2017, 12:13 PM)
just a note....sometimes i noticed (based on index falls) for some funds especially foreign funds....
the price you see today after 5pm is based on 2 days ago
ex....India index fall 2% 1 Nov.........on 3 Nov the Nav will drops....

btw, why do you want to buy based on yesterday's price?
you can get today's market closing price and it will be reflected in today's NAV after 6pm..by buying some local funds
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Alright thanks for that. Just wanna catch a trend maybe. If 3 to 4 consecutive days drop then I will buy in, worked for me so far
jfleong
post Nov 16 2017, 02:46 PM

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Yesterday CIMB APAC -1.7%

This post has been edited by jfleong: Nov 16 2017, 02:52 PM


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jfleong
post Nov 16 2017, 02:54 PM

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QUOTE(funnyface @ Nov 16 2017, 02:53 PM)
As long as you dont panic sell, All-is-well  laugh.gif

Keep calm, seat down, lay back and enjoy the firework  cool2.gif
Fireworks need to have different color only nice right? imagine all green color fireworks...so boring  devil.gif
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Double down and buy more while price is low ?
jfleong
post Nov 16 2017, 03:00 PM

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QUOTE(funnyface @ Nov 16 2017, 02:57 PM)
If you still have bullets, why not?  flex.gif
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Just ran out after dumping all because of the 0% promo at eUT sad.gif

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