One thing that I'm really curious about this card is, why is it so hard to apply via new/fresh application?

I mean, I've been following this thread for quite some time now and the rejection rate is pretty high comparing to other cards. Even my friends have had hard time getting this card not to mention my personal experience

I can see that most are actually existing card holders with MBB but yet still rejected. Some even earn quite a lot and conventional card CL not very high yet rejected. The best part is, I believe some even never had any outstanding with any CC (clean record even after using CC for years) but still rejected.

I don't really care about this actually tbh but it's really interesting to have some insights I mean like is it because it's islamic CC or simply because MBB is just stringent for this card...

may and aug can use barcelona reload tng for 10%
other months can use ikhwan petronas visa for 7.x% at petronas puchong

Hi do u know where to reload touch n go with CC without paying service charge ?
And I thought petronas ikhwan is 8% no?

Hi do u know where to reload touch n go with CC without paying service charge ?
And I thought petronas ikhwan is 8% no?

One thing that I'm really curious about this card is, why is it so hard to apply via new/fresh application?

I mean, I've been following this thread for quite some time now and the rejection rate is pretty high comparing to other cards. Even my friends have had hard time getting this card not to mention my personal experience

I can see that most are actually existing card holders with MBB but yet still rejected. Some even earn quite a lot and conventional card CL not very high yet rejected. The best part is, I believe some even never had any outstanding with any CC (clean record even after using CC for years) but still rejected.

I don't really care about this actually tbh but it's really interesting to have some insights I mean like is it because it's islamic CC or simply because MBB is just stringent for this card...

For my case, I never applied for this Ikhwan card.
But when I submitted my MBB Islamic hire purchase application with all supporting docs, the CC promoter called me and offered me the Ikhwan platinum.

But before this I had 2 hire purchase loans under MBB, 1 conventional and another Islamic, so maybe they just want to fill in the quota and offered me this card in the hope that I bite coz I never had an MBB cc before.
I accepted their offer because of the 8% Petronas fuel rebate during the weekend.
So every weekend, I'll get back about Rm8-9 when I refuel at Petronas and I don't bother to monitor the weekly petrol price anymore

may and aug can use barcelona reload tng for 10%
other months can use ikhwan petronas visa for 7.x% at petronas puchong

Bro ,puchog which petronas?
I try reload at kinrara petronas ,they dont allow use cc

https://goo.gl/maps/MUGscrvzLdt

check this petronas
reload at counter
don't go tng counter

Most people usually already had at least 1 conventional credit card from Maybank - usually the Maybank 2 cards. So to apply this Ikhwan card, I guess the only way is to split the CL 

Imagine other people that doesn't surf lowyat forum...I wonder if they knew how to get the card

petronas ikhwan feature is 8%, this is correct. however, you dont EARN 8% cashback either.

reloading cc at petronas station got 1% surcharge, but charged into the card. nett gain is about 7.x% cashback.

e.g. reload RM300, 1% surchage is RM3, total RM303 charged into the card. 8% monthly cashback is for RM303 amount, but your actual TNG credit was RM300.

check this petronas
reload at counter
don't go tng counter

For my case, I applied Ikhwan 1st then only apply for FCB VS card just after 2 week. Well, of course Maybank rejected because I already owned Islamic card and I should wait another 3 months only can apply for the conventional card. So I called to customer services and that guy suggested me to apply thru email (attached all documents again) and in that email wrote that allow to split the credit limit. Finally, Maybank approved my application and now I got Ikhwan and conventional card within 2 months.

For my case, I applied Ikhwan 1st then only apply for FCB VS card just after 2 week. Well, of course Maybank rejected because I already owned Islamic card and I should wait another 3 months only can apply for the conventional card. So I called to customer services and that guy suggested me to apply thru email (attached all documents again) and in that email wrote that allow to split the credit limit. Finally, Maybank approved my application and now I got Ikhwan and conventional card within 2 months.

I really hope that station is in Penang Island    So far, don't know which station allow to use CC in Penang Island yet.

read this post
https://forum.lowyat.net/topic/3757650
kepala batas got
bagan ajam also got

read this post
https://forum.lowyat.net/topic/3757650
kepala batas got
bagan ajam also got

Those two are not at Penang Island.
You need to cross the bridge and pay for the bridge toll fee.
On top of that, it's a nightmare now for island bound traffic when the left most lane is closed for 6 months.

Those two are not at Penang Island.
You need to cross the bridge and pay for the bridge toll fee.
On top of that, it's a nightmare now for island bound traffic when the left most lane is closed for 6 months.

Thanks for this link. I saw this before, just not in Island side   
If purposely drive cross bridge and top up over there, looks like not make sense

Thx for adding up this 

for online transaction, i will use public bank visa signature, 6% for dining, grocery & online transaction in everyday, cap RM38
sorry for out of topic, just want share the good to everyone

why want to max out all of your cards?

i HAVE iKHWAN mastercard which give 5% on FRI/SAT for petrol/grocery

is there any way to fully utilized the cash back 5% by spending online , such as shopee  ? or etc ?

yes, i have PBB VS as well,
all my cards that can use online , i have maxed out .

Except this Ikwan , i have no idea how to max out ,
may be buy cash voucher on FRI/SAT , but not easy to resell those voucher

yes, i have PBB VS as well,
all my cards that can use online , i have maxed out .

Except this Ikwan , i have no idea how to max out ,
may be buy cash voucher on FRI/SAT , but not easy to resell those voucher

i HAVE iKHWAN mastercard which give 5% on FRI/SAT for petrol/grocery

is there any way to fully utilized the cash back 5% by spending online , such as shopee  ? or etc ?

yes, i have PBB VS as well,
all my cards that can use online , i have maxed out .

Except this Ikwan , i have no idea how to max out ,
may be buy cash voucher on FRI/SAT , but not easy to resell those voucher