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Credit Cards Maybank Islamic MasterCard/PETRONAS Visa Ikhwan V3, Another Fantastic Cash Back Card

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wjleong15
post Nov 11 2016, 12:59 AM

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QUOTE(cempedaklife @ Nov 10 2016, 08:07 PM)
Received my card. Yay!
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Congrate
I still waiting for approval
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wjleong15
post Nov 14 2016, 11:44 PM

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QUOTE(fruitie @ Nov 12 2016, 02:26 PM)
Yes, Visa Ikhwan is easier compared to Ikhwan MasterCard.
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finally got my visa petronas ikhwan approved after sent an appeal email.
it took me 3 weeks, so slow this time. doh.gif
wjleong15
post Dec 4 2016, 06:40 PM

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QUOTE(JJKTP @ Dec 4 2016, 06:13 PM)
Would we get the 8℅ rebate from Visa Ikhwan if we buy gift card from Petronas?
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all transaction in petronas during weekend 8%
wjleong15
post Dec 25 2016, 03:06 PM

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QUOTE(fruitie @ Dec 21 2016, 08:26 PM)
Guardian is pharmaceuticals.
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fruitie
any good cash back cards for guardian, watson, caring?
wjleong15
post Dec 25 2016, 06:55 PM

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QUOTE(fly126 @ Dec 25 2016, 05:03 PM)
& OT: Citibank CB Plat. - 2% X Cash Rebate for Pharmacies (Guardian, Watson and Caring)
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annual fees scared me rclxub.gif

QUOTE(fruitie @ Dec 25 2016, 03:13 PM)
OT: Check out HLB Wise and MACH.
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wise card cannot achieve, not in consideration list

mach card use in dinning. additional RM 5 / quarter not worth to pay sweat.gif

any other card?

currently using essential for 0.6%

tried their online order, received old stock with dust, fed up, prefer go physical store.
wjleong15
post Dec 25 2016, 08:04 PM

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QUOTE(cybpsych @ Dec 25 2016, 07:00 PM)
reload any TNG card with MBB ikhwan Visa petronas.

then pay at Watson's using any TNG card.

if want more benefits, use Watson's VIP TNG card. collect points and pay with it.
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this is what I'm currently doing

but not applicable for guardian and caring.

btw, using any tng payment at watson not eligible for vip point.
wjleong15
post Dec 26 2016, 02:16 PM

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QUOTE(cybpsych @ Dec 25 2016, 08:33 PM)
as i wrote above, to collect points, you need watson's vip card.

use the card first to collect points, then use it again to pay.
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QUOTE(kelvinlzy @ Dec 25 2016, 08:47 PM)
Not true, I have been getting the points all these while using TnG payment.
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i will try again, last week they didn't give me point, said epay payment no point. doh.gif
wjleong15
post Apr 24 2017, 09:22 AM

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QUOTE(cybpsych @ Apr 23 2017, 10:56 PM)
so far it's showing points for my pump on 16 Apr. i didnt pump after 16th, so couldnt be sure the how long exactly it takes to update the points.
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for me quite fast, already updated on 21st transaction
yesterday transaction so far haven't update
wjleong15
post Apr 24 2017, 02:06 PM

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QUOTE(sg999 @ Apr 24 2017, 11:54 AM)
After convert, it still less than petron mile card which equivalent to 1.5% rebate.
For 3x point, only 1.3% blink.gif
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do you mean redeem petrol?
if so, 8% + 1.3% = 9.3%
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wjleong15
post Apr 24 2017, 02:46 PM

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QUOTE(sj0217 @ Apr 24 2017, 02:32 PM)
How about if aim for 10% petrol promo

10% + 5% + 1.25% + 1.3% = 17.55%  rclxms.gif rclxms.gif
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10% promo is additional to the 5% cb benefit?
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forgot to register and bring the card out from freezer from hometown
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wjleong15
post Jun 11 2017, 12:15 AM

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QUOTE(sj0217 @ Jun 10 2017, 07:44 AM)
Tried to pump petrol at Petronas station, I have totolly no idea why their station always offline, especially early morning and late at night, went to 3 station just now also same mad.gif .

Other than Petronas, never facing this issues to pump petrol
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mind to share which station?
wjleong15
post Jun 11 2017, 01:07 PM

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QUOTE(sj0217 @ Jun 11 2017, 12:21 AM)
- Mutiara Damansara @ Petronas (beside Lexus showroom)
- PETRONAS - Penchala Link Arah KL
- PETRONAS - Sungai Penchala
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Then I never try there during late night
I tried at seri kembangan and sungai besi last month around 11.30pm was fine.
wjleong15
post Jul 16 2017, 04:55 PM

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QUOTE(simonmada @ Jul 16 2017, 04:29 PM)
Hi guys, if I go into the Petronas store at the petrol station and buy other stuffs using my Maybank Islamic PETRONAS Ikhwan Visa Platinum Card-i during weekends, will I still get the 8% CB?
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got, as long as petronas merchant
wjleong15
post Mar 6 2018, 10:17 PM

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QUOTE(Duckies @ Mar 6 2018, 10:33 AM)
Thanks for the advice! I just sent them an email and see how it goes  laugh.gif
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QUOTE(fruitie @ Mar 6 2018, 10:52 AM)
Well, tested by many and proven works. I got mine this method too and only split RM 2k to it. laugh.gif
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you can request split 1k and get additional 1k limit
last time i requested split 1k
but mbb din split and gave me 1k limit for ikhwan master
so get additional limit
whistling.gif rclxs0.gif
wjleong15
post Mar 6 2018, 10:32 PM

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QUOTE(fruitie @ Mar 6 2018, 10:27 PM)
Nah, it's OK. I don't want to be calculative over that RM 1k, moreover if I were to max out RM 1k, I need to quickly clear the balance in order for new swipes to be transacted. Then I won't fully enjoy 20-days free interest period.

Though I already stopped using this card after I got my VS in 2016. Once my AF is not waived, I will shift back to this card. My groceries expenses have been so much lower these days, only use it to reload TnG maybe two months once or sometimes three months.
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may and aug can use barcelona reload tng for 10%
other months can use ikhwan petronas visa for 7.x% at petronas puchong
wjleong15
post Mar 13 2018, 08:40 PM

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QUOTE(Leroi2x @ Mar 13 2018, 08:36 AM)
Bro ,puchog which petronas?
I try reload at kinrara petronas ,they dont allow use cc
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QUOTE
https://goo.gl/maps/MUGscrvzLdt


check this petronas
reload at counter
don't go tng counter
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wjleong15
post Mar 14 2018, 10:07 AM

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QUOTE(sam240 @ Mar 14 2018, 09:32 AM)
For my case, I applied Ikhwan 1st then only apply for FCB VS card just after 2 week. Well, of course Maybank rejected because I already owned Islamic card and I should wait another 3 months only can apply for the conventional card. So I called to customer services and that guy suggested me to apply thru email (attached all documents again) and in that email wrote that allow to split the credit limit. Finally, Maybank approved my application and now I got Ikhwan and conventional card within 2 months.

I really hope that station is in Penang Island  sweat.gif  So far, don't know which station allow to use CC in Penang Island yet.
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read this post
https://forum.lowyat.net/topic/3757650
kepala batas got
bagan ajam also got
wjleong15
post Mar 14 2018, 12:59 PM

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QUOTE(David83 @ Mar 14 2018, 10:17 AM)
Those two are not at Penang Island.
You need to cross the bridge and pay for the bridge toll fee.
On top of that, it's a nightmare now for island bound traffic when the left most lane is closed for 6 months.
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QUOTE(sam240 @ Mar 14 2018, 10:21 AM)
Thanks for this link. I saw this before, just not in Island side  blush.gif 
If purposely drive cross bridge and top up over there, looks like not make sense sweat.gif

Thx for adding up this  thumbup.gif
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you may consider 1 top up 500 or 600 to maximize the rebate
so to reduce the frequency of topping up
some more no toll inside penang island
so you need not to worry

wjleong15
post Feb 10 2022, 09:28 AM

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QUOTE(widget @ Feb 10 2022, 09:03 AM)
My primary CC is HSBC Signature.
At least once every 2 months I redeem their 35k points for a RM100 Lazada or Grab voucher
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how much you spent monthly?
wjleong15
post Jan 12 2023, 03:23 PM

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Maybank credit processing department is getting worst nowadays
1 month still haven't approve my additional Ikhwan amex application
every time called said pending credit decision

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