She spent at Tesco (maybe wholesale, buy for other grocery shops) if I am not wrong.
5X Treatpoints worth 1.25%, no cap. If redeem 100 million Treatpoints, RM250k worth of Petronas Giftcards / KFC / McD / Secret Recipe vouchers!

This post has been edited by ClarenceT: Mar 15 2018, 01:43 PM

i see. .....
i do see limitation with her method ,
bought RM22M tesco/Aeon voucher ...... not easy to use/sell the RM22M voucher ......

getting RM250K vocuher is another headache ...... how to spend them ....
*this is the issue i face too , when i try to max out MBB IKWAN by buying supermarket cash voucher ,
when i tried to sell at FB group , those buyer demand deep discount .

she have 107 million points, bank only cancel her 55 million points.......

She has resources and corporate networks to play the game. You don't!

Don't get addicted. Otherwise you will feel hurt soon. Credit card commission will be reduced from 1.1% (since 2015) to 0.48% by 2021, all the card issuers will be slashing their rewards/rebates.

hi guys, how to earn treatpoint ? is it have to wait statement out only then i pay i owe to CC ? and receive the TP ?

because i use this cc for fuel, and ill pay the amount next day after transaction is recorded in history

You get cash rebate, so no TP is given. (for Ikhwan cards)
You need to pay the STATEMENT Balance IN FULL (not Minimum or 5%!) by the DUE DATE to avoid penalty & interest charged. In Malaysia, the card issuer will give you 20-50 days interest-free, so you are not in a hurry to pay once transaction is posted.

i see, no wonder la no TP, thanks for the clarification,

Call to reduce CL to only RM 2k.

Reduce for ikhwan and can increase for M2C at the same time

Did they ask you the reason for reducing?

No

LOL
They asked me.

hurm i just did that yesterday, called cs to reduce limit for ikhwan card and increase limit for m2card.

cs said cannot.need to cancel the ikhwan card first. wtf

Increase limit will normally require income supporting document.
They will normally allow CL split.

i got both.

yeah maybe I'll just forward to them my latest payslip for a credit limit

try email

Well, I can conclude that they have no SOP and high discrepancy among cross functional teams.
Perhaps rely too much on automation and AI.

lol what's your answer to them?

I did it at card center the gardens

I told them that my recent BT has been rejected twice even I have such a high CL.
No point of having it if I can't even use it.

Finally got mine after splitting the credit limit for my conventional card! Got it around 2 weeks time after my email.