yup. can try to split credit limit, otherwise, i suggest you try again after 6 months instead of monthy. monthly rejection on ccris doesn't look good to banks.

request maybank to split your credit limit from patinum 2 cards to Islamic PETRONAS.

Mine PETRONAS is shared with Maybank Amex 2 cards credit limit

Just send via email. Post 2 has information regarding this.

You may send email to maybank : request to split credit card limit to PETRONAS Ikhwan card from your existing maybank 2 cards.

they will reply you.

Shit, after I lowered down my credit limit by 30% for my conventional card, applied Ikhwan Petronas again and still got rejected. Why ah?

No issue with my credit record as I just got my Barcelona Signature last month. Previously was suspecting credit limit too high so cannot get another Maybank credit card so I lowered it and applied again, still cannot get ><

I got the email stating the case number only. Sigh, I wonder how long it'll take to get it approved

Temporary have to do that. My AMEX usually is maxed out for other stuff. Previously was using Citibank Cash Rebate but it was revised recently...so now looking for alternative

Citibank Cash Rebate.

And the effective cash rebate is not even 10%. Plus the capped is much lower. Anyway, since this is a Maybank credit card thread...we should stick back to the topic haha

i HAVE iKHWAN mastercard which give 5% on FRI/SAT for petrol/grocery

is there any way to fully utilized the cash back 5% by spending online , such as shopee  ? or etc ?

yes, i have PBB VS as well,
all my cards that can use online , i have maxed out .

Except this Ikwan , i have no idea how to max out ,
may be buy cash voucher on FRI/SAT , but not easy to resell those voucher

why ==> for those who spend time in lowyat credit card rebate , the "why" should be the same , to get $ out from credit cards/bank
if not , why the hell waste time to find out ?
Currently i hold :
1. PBB VS  + Sup == RM38 + 38  + RM50/weekly ===> consistently meet
2. UOB YOLO= RM50
3. HLB WISE = RM100
4. ALLIANCE YOUNICE = RM50
5. MBB Ikwan = RM5--50 depend on Fri/Sat grocery/Petrol

as u can see, RM50 here , RM50 there ...... it's add up monthly and yearly !

today i get a suprised PBB VS , SHARP PRESSURE COOKER , really doesnt expected .

most of my spending are not my own === help friends/customer pay bils , such as TNB . (TNB bill can easily 4DIGIT)
i used that method on all my cards , except IKWAN  ....
that;s why i'm asking here .

it's extremely hard to spend RM1K petrol/grocery in penang monthly .

She spent at Tesco (maybe wholesale, buy for other grocery shops) if I am not wrong.
5X Treatpoints worth 1.25%, no cap. If redeem 100 million Treatpoints, RM250k worth of Petronas Giftcards / KFC / McD / Secret Recipe vouchers!

Thanks so much. Is time to fully maximise the rebate

Amex always max out when paying my maxis bill and utilities

After having bb, the rebate easily max out.

Yah with the formula milk, diapers, etc. especially when deliver that time. Afte my bb out, my bank always zero.

how do you email them for this?

How can you get rm100 with Amex ?

very seldom we spend <rm20 per month, that's why we dont notice much.