Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Maybank Islamic MasterCard/PETRONAS Visa Ikhwan V3, Another Fantastic Cash Back Card
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 Feb 27 2018, 12:51 PM
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Junior Member
238 posts Joined: Apr 2009 
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QUOTE(swn525 @ Feb 27 2018, 12:45 PM) i apply online, how to split it? You may send email to maybank : request to split credit card limit to PETRONAS Ikhwan card from your existing maybank 2 cards. they will reply you. |
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Feb 27 2018, 12:58 PM
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Senior Member
877 posts Joined: May 2009
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QUOTE(fruitie @ Feb 27 2018, 12:49 PM) Just send via email. Post 2 has information regarding this. QUOTE(shaunkL @ Feb 27 2018, 12:51 PM) You may send email to maybank : request to split credit card limit to PETRONAS Ikhwan card from your existing maybank 2 cards. alright, i try via email. thanks they will reply you.  |
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Feb 28 2018, 01:39 PM
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#1823
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Junior Member
28 posts Joined: Sep 2011 
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apply this card on 21st feb and got approved within the same day.
now waiting for card to arrived to my office. |
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Mar 3 2018, 11:27 AM
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Junior Member
57 posts Joined: Feb 2017
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i have ikhwan mstercard which is 5 CB for all petrol pump. but for paying bills at petrnas, can get cb as well? thanks
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Mar 3 2018, 11:30 AM
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All Stars
14,944 posts Joined: May 2015
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QUOTE(cyleox @ Mar 3 2018, 11:27 AM) i have ikhwan mstercard which is 5 CB for all petrol pump. but for paying bills at petrnas, can get cb as well? thanks Cashiers let you pay bills using credit card? |
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Mar 3 2018, 12:08 PM
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#1826
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Staff
72,840 posts Joined: Sep 2005 From: KUL 
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QUOTE(ClarenceT @ Mar 3 2018, 11:30 AM) Cashiers let you pay bills using credit card? As far as I know one Petronas outlet allows bills payments with CC. I think I saw it in Reload TnG thread or somewhere. |
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Mar 3 2018, 12:40 PM
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#1827
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All Stars
65,324 posts Joined: Jan 2003
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QUOTE(cyleox @ Mar 3 2018, 11:27 AM) i have ikhwan mstercard which is 5 CB for all petrol pump. but for paying bills at petrnas, can get cb as well? thanks you should ask the respective petronas staff whether they accept cc.if they accept cc, yes, ikhwan mc would get CB. CB is based on merchant MCC, NOT the items you pay for. QUOTE(fruitie @ Mar 3 2018, 12:08 PM) As far as I know one Petronas outlet allows bills payments with CC. I think I saw it in Reload TnG thread or somewhere. there are other petronas stations that accept bill payment via epay, but definitely cash-only. |
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Mar 3 2018, 12:51 PM
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#1828
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Staff
72,840 posts Joined: Sep 2005 From: KUL
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QUOTE(cybpsych @ Mar 3 2018, 12:40 PM) you should ask the respective petronas staff whether they accept cc. I searched this thread, it shows Petronas Kinrara? Anyway it's OK because I don't pay bills via petrol stations. if they accept cc, yes, ikhwan mc would get CB. CB is based on merchant MCC, NOT the items you pay for. there are other petronas stations that accept bill payment via epay, but definitely cash-only.  |
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Mar 3 2018, 02:30 PM
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All Stars
65,324 posts Joined: Jan 2003
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QUOTE(fruitie @ Mar 3 2018, 12:51 PM) I searched this thread, it shows Petronas Kinrara? Anyway it's OK because I don't pay bills via petrol stations. yah that one accepts cc.other stations nobody reporting it because no use if using cash  |
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Mar 3 2018, 05:08 PM
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#1830
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Junior Member
73 posts Joined: Dec 2017
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QUOTE(kshahrizan @ Feb 28 2018, 01:39 PM) apply this card on 21st feb and got approved within the same day. Whoa that's fast. Your are the rare few people to get such quick approval if you went through all the posts. now waiting for card to arrived to my office. I've been waiting and calling for 4 weeks now. |
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Mar 3 2018, 11:08 PM
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All Stars
10,822 posts Joined: Jan 2010 From: KL/PJ
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QUOTE(anakMY @ Feb 23 2018, 06:24 PM) Right after I key in my info and I clicked submit, then after few seconds all my card info is there already on the page. Then we can click Save as PDF. They didn't email me the card info. QUOTE(lonewaterx @ Mar 3 2018, 05:08 PM) Whoa that's fast. Your are the rare few people to get such quick approval if you went through all the posts. No surprise if applied over the card center on working day, there was CIMB card approved in just a few seconds I've been waiting and calling for 4 weeks now. |
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Mar 4 2018, 08:55 AM
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#1832
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Senior Member
828 posts Joined: Nov 2010
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QUOTE(lonewaterx @ Mar 3 2018, 06:08 PM) Whoa that's fast. Your are the rare few people to get such quick approval if you went through all the posts. Maybe my trick will help u...apply fill in half thru maybank app and 2/3 after that maybank staff sure call u to help u fill in thru phone..if your salary credit to maybank, even faster processing time..this trick help after failed 3 times apply, a friend called maybank help ask regarding his application, then cs said he didnt upload any doc but actually he did, system bugsI've been waiting and calling for 4 weeks now. |
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Mar 4 2018, 06:17 PM
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#1833
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Senior Member
1,573 posts Joined: Oct 2015
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QUOTE(Ah SiAnG @ Nov 6 2016, 09:44 PM) Tips Link to the list pls? Need to check if the list has been updated sinceMCC 5411 - Grocery Stores: » Click to show Spoiler - click again to hide... « |
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Mar 4 2018, 06:21 PM
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All Stars
65,324 posts Joined: Jan 2003
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QUOTE(watabakiu @ Mar 4 2018, 06:17 PM) Link to the list pls? Need to check if the list has been updated since these lists were reported and compiled manually. there is no magical list available.refer mcc thread >> https://forum.lowyat.net/topic/3711577 |
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Mar 6 2018, 09:45 AM
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Senior Member
9,796 posts Joined: Jun 2008 From: Rubber Duck Pond
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Shit, after I lowered down my credit limit by 30% for my conventional card, applied Ikhwan Petronas again and still got rejected. Why ah?
No issue with my credit record as I just got my Barcelona Signature last month. Previously was suspecting credit limit too high so cannot get another Maybank credit card so I lowered it and applied again, still cannot get >< |
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Mar 6 2018, 09:49 AM
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#1836
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Staff
72,840 posts Joined: Sep 2005 From: KUL
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QUOTE(Duckies @ Mar 6 2018, 09:45 AM) Shit, after I lowered down my credit limit by 30% for my conventional card, applied Ikhwan Petronas again and still got rejected. Why ah? I think you got it wrong and now buta2 your MBB CL is lowered and MBB doesn't give big leap in term of CL, you will need to apply again next time. No issue with my credit record as I just got my Barcelona Signature last month. Previously was suspecting credit limit too high so cannot get another Maybank credit card so I lowered it and applied again, still cannot get ><  As what we suggested and also posted in post #2, you need to split CL from your existing CL. That means your Ikhwan is not approved with any limit, it's taken from your conventional limit. This post has been edited by fruitie: Mar 6 2018, 09:49 AM |
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Mar 6 2018, 09:57 AM
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Senior Member
9,796 posts Joined: Jun 2008 From: Rubber Duck Pond
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QUOTE(fruitie @ Mar 6 2018, 09:49 AM) I think you got it wrong and now buta2 your MBB CL is lowered and MBB doesn't give big leap in term of CL, you will need to apply again next time. Oh is it? I don't mind getting my CL lowered...can't really use that much.As what we suggested and also posted in post #2, you need to split CL from your existing CL. That means your Ikhwan is not approved with any limit, it's taken from your conventional limit. Can you elaborate more on "split CL from your existing CL"? I know it should pretty self explanatory and I did read the first page but still couldn't understand. I can't seem to differentiate it with lowering down my CL. QUOTE Ways to get Ikhwan MasterCard: I) Apply like normal applications II) If method I fails, then ask to split limit from your existing conventional credit limit to Islamic credit limit. III) If method II still fails, convert your existing Maybank card to Ikhwan. Yes, email is acceptable for CL split request. I got mine via email too. This is the email address: mbbcardservices@maybank.com.my Example, let's say my current conventional credit card CL is 10k. I lowered it down to 5k. So I have 5k more for Ikhwan. It does not work that way? So what happens to the 10k CL if I split it? Can split to any amount? In that case, how should I split the CL? I went to the Maybank branch in Sunway and told them my issue but they never suggested splitting CL...so I didn't know there's a difference  This post has been edited by Duckies: Mar 6 2018, 10:22 AM |
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Mar 6 2018, 10:28 AM
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Staff
72,840 posts Joined: Sep 2005 From: KUL
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QUOTE(Duckies @ Mar 6 2018, 09:57 AM) Oh is it? I don't mind getting my CL lowered...can't really use that much. For e.g., you have 10k limit and your Ikhwan card just got rejected, email to MBB telling them you got rejected recently. You want them to reconsider again and you are willing to split 2k from conventional to this Islamic card. So once they approve you, you will get 8k on conventional and 2k in Islamic.Can you elaborate more on "split CL from your existing CL"? I know it should pretty self explanatory and I did read the first page but still couldn't understand. I can't seem to differentiate it with lowering down my CL. Example, let's say my current conventional credit card CL is 10k. I lowered it down to 5k. So I have 5k more for Ikhwan. It does not work that way? So what happens to the 10k CL if I split it? Can split to any amount? In that case, how should I split the CL? I went to the Maybank branch in Sunway and told them my issue but they never suggested splitting CL...so I didn't know there's a difference |
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Mar 6 2018, 10:33 AM
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Senior Member
9,796 posts Joined: Jun 2008 From: Rubber Duck Pond
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QUOTE(fruitie @ Mar 6 2018, 10:28 AM) For e.g., you have 10k limit and your Ikhwan card just got rejected, email to MBB telling them you got rejected recently. You want them to reconsider again and you are willing to split 2k from conventional to this Islamic card. So once they approve you, you will get 8k on conventional and 2k in Islamic. Thanks for the advice! I just sent them an email and see how it goes |
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Mar 6 2018, 10:52 AM
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Staff
72,840 posts Joined: Sep 2005 From: KUL
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QUOTE(Duckies @ Mar 6 2018, 10:33 AM) Thanks for the advice! I just sent them an email and see how it goes Well, tested by many and proven works. I got mine this method too and only split RM 2k to it. |
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