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Credit Cards Maybank Islamic MasterCard/PETRONAS Visa Ikhwan V3, Another Fantastic Cash Back Card

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ClarenceT
post Apr 25 2017, 07:34 AM

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QUOTE(sj0217 @ Apr 24 2017, 02:32 PM)
How about if aim for 10% petrol promo

10% + 5% + 1.25% + 1.3% = 17.55%  rclxms.gif rclxms.gif
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May happen on 6/5, 7/5, 3/6, 4/6 only if the monthly quota (Amex Petrol 10% campaign) is still available. Pls refer to T&C.
ClarenceT
post Jul 20 2017, 08:38 AM

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QUOTE(SKY233 @ Jul 20 2017, 07:57 AM)
might cancel my HLB essential and opt for this card hmm.gif
since i pumping petronas fuel
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Get both Ikhwan Mastercard and Visa, as both cards share same credit limit. Using Ikhwan Mastercard, You can pump at any petrol stations (not only Petronas) and shop at supermarkets on Fri+Sat to get 5% rebate. So you may get total rebate of RM100 per calendar month.

This post has been edited by ClarenceT: Jul 20 2017, 08:39 AM
ClarenceT
post Jul 20 2017, 11:07 AM

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QUOTE(fruitie @ Jul 20 2017, 10:58 AM)
Go for both instead of one. However, just don't be too disappointed if your Ikhwan cards are rejected because it has one of the highest rejection rates. laugh.gif
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Only happen at online application at Maybank2u. Their A.I. is too smart!
ClarenceT
post Aug 26 2017, 12:08 PM

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QUOTE(galaxynote259 @ Aug 26 2017, 11:24 AM)
Right now Maybank Amex is having a promotion: 10% petrol cash back until Oct, higher than 8% visa ikhwan.
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It is a game more than a promotion. First come first served.
Only for Amex cards issued by Maybank.
Amex issued by Maybank Islamic not mentioned in the T&C so it is likely Ikhwan Amex does not qualify.
ClarenceT
post Sep 1 2017, 06:32 PM

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QUOTE(szaku89 @ Sep 1 2017, 03:14 PM)
Ya I just bought it, free shipping some more. It's equivalent to 10% cash back. Very good offer.
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But the card is locked and you need to call mymesra to activate it.
ClarenceT
post Sep 1 2017, 08:07 PM

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QUOTE(szaku89 @ Sep 1 2017, 07:24 PM)
You have tried before? Can it be activated by the petronas cashiers?
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Must make a few minutes call to 130088xxxx to unlock the card. The phone call may be the extra cost for you.
Sometime you may buy this card at Shoppe.my at discounted price. But unfortunately most of the stations accept cash only for TopUp.
ClarenceT
post Sep 1 2017, 10:32 PM

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QUOTE(szaku89 @ Sep 1 2017, 08:40 PM)
Are you sure it cant be activated via petronas cashier? This is a bit strange. What is their reason not to help us activate?
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For security reason. It is a good move and I support it. To make sure the card not used by someone else before reaching the buyer. And to protect your personal data, cashier shall not have access to your personal data.
ClarenceT
post Sep 2 2017, 01:59 PM

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QUOTE(JamesBotak @ Sep 2 2017, 12:28 PM)
Do you kindly sharing how do you use the card?

I mean is it like how we use cc, first insert card, choose language, enter pin and start filling up?
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Insert the gift card at pump and fill up, no PIN is needed.
The card is locked if you buy the card online (to avoid loss) from Petronas Dagangan.
The gift card from Maybankard Centre (redemption of Treatpoints) is not locked.
You may buy the gift card unlocked at certain Petronas stations.
Anytime you can top up at cashier, but I don't really know which stations will accept Ikhwan Visa to top up (during weekend, so you can use the credit in the gift card for fuel on weekdays).
ClarenceT
post Sep 2 2017, 02:59 PM

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QUOTE(janson_kaniaz @ Sep 2 2017, 02:31 PM)
any expiry?
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Yes. The cards I bought at Shopee in July, the expiry is June 2022.
ClarenceT
post Sep 2 2017, 03:23 PM

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QUOTE(janson_kaniaz @ Sep 2 2017, 03:12 PM)
how long has the merchant been selling on lazada?
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Petronas Dagangan (Mymesra, Tel 1300-888181) just joined at Shoppe and Lazada.
Not always you can buy the cards at discounted price.
The RM105 value was sold at RM100 in February.
Limited quantity was sold at RM45 for RM50 value at Shoppe in July.
RM100 card was sold at RM100 - RM10 voucher at Lazada this week.
https://www.facebook.com/PETRONASBrands/
https://shopee.com.my/SEA-Games-2017-PETRON...95651.446112157
Of course I am more interested if I can top up online (not available yet) or at petronas stations.

This post has been edited by ClarenceT: Sep 2 2017, 03:30 PM
ClarenceT
post Sep 2 2017, 03:41 PM

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QUOTE(janson_kaniaz @ Sep 2 2017, 03:34 PM)
I'm thinking if i should wait until Monday for PBB promo since lazada doesn't accept amex.

Can only buy one card per lazada account?
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Haha I never had chance to pay at RM50 for the card.
Now they sell it at RM48.
Shopee allow you to buy 1 card only per user.
Find a way, let me know as well. brows.gif

Don't forget, Lazada may be categorized as Direct Marketing now and disqualified from PBB's game.
I wish I could find a cashier to swipe RM50 to topup the card.

This post has been edited by ClarenceT: Sep 2 2017, 03:48 PM
ClarenceT
post Sep 28 2017, 12:09 PM

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QUOTE(alvinfks78 @ Sep 28 2017, 11:28 AM)
Card application

Did the maybank staff give me the right form for Maybank Islamic MasterCard Ikhwan Gold Card?

Can I fill in the card as OTHERS/LAIN LAIN__________________
[attachmentid=9180821]
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http://www.maybank2u.com.my/WebBank/IslamicCardAppForm.pdf


ClarenceT
post Oct 23 2017, 09:35 PM

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QUOTE(saitong09 @ Oct 23 2017, 08:42 PM)
No idea, M2C usually posting on the same day or next but Ikhwan might take longer smile.gif
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You mean M2 Amex?
Maybank acquired exclusive Amex franchise for Malaysia. So Maybank controls and manages all the local Amex transactions (regardless the card machine is from CIMB or other banks etc). All the local Amex transactions shall be posted to your Maybank M2 Amex on the same day.
For Visa & Mastercard, if the mechant card machine is from Maybank, your Visa/Mastercard transaction shall be posted on the same day. Eg Ikhwan Visa at Petronas, Ikhwan Mastercard at Shell, Aeon etc. If different from Maybank, usually 1-3 days for posting.
ClarenceT
post Oct 23 2017, 09:40 PM

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QUOTE(sg999 @ Oct 23 2017, 06:00 PM)
EVERYONE pls ALERT!

If you spent on end of the month, e.g 29-30-31, Posting date is on next month. Your Cash back will be credited on next month!

I missed my October cash back due to this.
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If you want to avoid this, swipe your card at those merchants using Maybank card machine.
ClarenceT
post Nov 3 2017, 09:31 AM

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QUOTE(tbsalan @ Nov 3 2017, 09:03 AM)
anyone know what is the requirement to get this card? the requirement stated seem not right
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The income requirement is clearly stated. Minimum RM30k, RM60k & RM120k.
But they have some parameters to check before granting approval, eg CCRIS/CTOS records (your repayment records, your existing credits from other banks, litigations etc) and your characteristics (islamic banking, must comply with Syariah, so if they know you like going to pub, casino, it is likely you will not get it)
ClarenceT
post Nov 3 2017, 10:52 AM

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QUOTE(borneoman1 @ Nov 3 2017, 08:54 AM)
Just wondering: freelance now. But 10 years ago worked with company, so have epf account. So I just need to print a statement and bring it there?
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If you don't contribute to EPF now, then EPF statement is useless (not showing your income).
The only document is your tax return/receipt for 2016.
They just need 1 of the documents that can show you meet their income requirement (RM30K/60K/120K), not necessary all the documents.

This post has been edited by ClarenceT: Nov 3 2017, 10:55 AM
ClarenceT
post Nov 13 2017, 12:14 PM

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QUOTE(alvinfks78 @ Nov 13 2017, 12:07 PM)
is it possible to get reduction credit limit?
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Write a letter to Maybank Card Centre to request for a reduction from existing CL to RMxxx.
Same for other banks.
ClarenceT
post Dec 15 2017, 09:26 PM

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QUOTE(cybpsych @ Dec 13 2017, 06:13 PM)
yah, cb transactions wont get TP.  sweat.gif
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For Ikhwan Mastercard, spent on groceries and petrol on Fri and Sat, you will get 5% rebate + 1 TP.

ClarenceT
post Dec 15 2017, 09:27 PM

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QUOTE(JamesBotak @ Dec 15 2017, 09:03 PM)
So it's either one as in if the transaction is eligible for cb than we get cb only without TP and if the transaction is not eligible for cb than only we will get TP?

All this while I thought will get both if transaction qualifies.
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Both cashback and TP for Ikhwan Mastercard.
ClarenceT
post Dec 15 2017, 09:50 PM

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QUOTE(SzeMeng76 @ Dec 15 2017, 09:37 PM)
Is it? but not all my transaction get TP.

Taobao Hangzhou - RM 98.26 (get 98 TP)
Shell - RM 47.04
Jaya Grocer, Tesco (Groceries) - RM 69.55

All transaction done on Fri/Sat. except Taobao hangzhou, others no TP
So are you sure? If yes I shall go for appeal.
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Maybe they just revised it. Long time never used Ikhwan Mastercard (after Petronas Visa rebate was increased in 11/16) .

"TreatsPoints. Every RM1 spend locally and overseas earn 1 Treatspoints (except for Petrol & Groceries on Friday &
Saturday)"
This clause only found in PRODUCT DISCLOSURE SHEET dated 1 March 2017 but not in product page.

http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards

http://www.maybank2u.com.my/WebBank/MCard-Ikhwan-PDS.pdf

This post has been edited by ClarenceT: Dec 15 2017, 09:51 PM

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