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Credit Cards Maybank Islamic MasterCard/PETRONAS Visa Ikhwan V3, Another Fantastic Cash Back Card

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cybpsych
post Nov 6 2016, 10:40 PM

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QUOTE(eddievh @ Nov 6 2016, 10:27 PM)
That Petronas card to someone to confirm its base on transaction date or posted date. If posted date it is very very dangerous or dirty trick for not giving 8% rebates.
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you wont know this until 1st Dec (2nd/3rd viewable in m2u) for those swiped in Nov.

i'm willing to withold applying this card first laugh.gif my petrol cb already covered by ikhwan mc (fri/sat) and aeon big (sun).
cybpsych
post Nov 8 2016, 07:28 AM

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QUOTE(kevyeoh @ Nov 8 2016, 12:14 AM)
But this card gives 8% cb la compared to the 2 cards touch mentioned with 5% cb only
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if the cb is really based on posting date, you better pray hard it get posted on Sat/Sun laugh.gif

i better wait-n-see cool2.gif

QUOTE(fruitie @ Nov 8 2016, 12:27 AM)
But this card only limits to Petronas while others don't.
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good card for those without any allegiance to petrol brand or been using petronas all along biggrin.gif

i recently changed from petronas (cuz near my house) to petron (miles points and RM1 voucher per RM45 pump); also tried Caltex for KRR B1F1 per RM50 pump.

shall wait for a month or two before getting this petronas ikhwan. no rush for me.
cybpsych
post Nov 8 2016, 07:36 PM

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QUOTE(bananapie2017 @ Nov 8 2016, 01:28 PM)
Actually is there any cash back for using Maybank Islamic MasterCard Ikhwan Platinum/Gold Card on online transactions such as insurance and utilities? Thanks.
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why do you think such?

info already in post #1, maybank website, and card's t&c.
cybpsych
post Nov 18 2016, 11:29 AM

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QUOTE(hwachong @ Nov 18 2016, 11:00 AM)
Tried successfully?
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reload is one matter. getting cashback is another matter.

benefits just revised this month, the earliest to confirm cb from petronas kinrara (if anyone tried) would be on 1 Dec.
cybpsych
post Nov 18 2016, 09:07 PM

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just dropped by maybank the gardens to apply ikhwan visa petronas.

done in less than 5 mins.

staff filled form. juat show nric. no other documents printed. just requested to add-on to existing ikhwan MasterCard. share CL. card process on Monday, self pick-up any 7 days before 9pm. if delivery, need about 2 weeks.
cybpsych
post Nov 18 2016, 09:55 PM

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QUOTE(kd88 @ Nov 18 2016, 09:49 PM)
any petronas station accept cc reload for petronas gift card?
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try https://forum.lowyat.net/index.php?showtopic=3757650

iinm, someone tried before.
cybpsych
post Nov 21 2016, 02:30 PM

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QUOTE(alexanderclz @ Nov 21 2016, 02:24 PM)
just received my new mastercard ikhwan, but don't have paypass logo. is it like that with mastercards?
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same as mine, the replacement card doesnt come with 'wave' logo.
cybpsych
post Nov 21 2016, 03:00 PM

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QUOTE(JamesBotak @ Nov 21 2016, 02:44 PM)
I've tried to apply for this card thrice now but still not luck of getting approved. I've no idea why. I've been a Maybank user for so long not to mention all transactions (bill payments, loan payments) is done via Maybank and my salary goes into Maybank but they still reject where as for CIMB, I've no used my CIMB account since ages but when I applied, within a week it was approved.

Anyone knows if it's possible to appeal ?
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try appeal by

1) split credit limit from existing mbb cards. note: conventional card vs islamic card has separate credit limit
2) convert conventional card to ikhwan mastercard

on top of that, where possible for you, add more supporting income documents, e.g. epf statement, EA form, LHDN BE summary page, payslips (dont care if your pay is credited into maybank), etc.
cybpsych
post Nov 21 2016, 03:18 PM

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QUOTE(JamesBotak @ Nov 21 2016, 03:11 PM)
Unfortunately, I don't hold any CC from Maybank yet and during my application, I did submitted all documents I had (6 months payslip, EPF, LHDN BE) even tho the Maybank CS said I didn't have to submit any documents as my salary is credited into Maybank.

Anyway, I meet all the requirements, CTOS and CCRIS is clear but still rejected which I find it fascinating for me.

Right after my Maybank CC application was rejected, I applied for CIMB and it's approved.

rclxub.gif
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no idea what else is the cause of rejection. holding many cards? high debt? income level not justifiable with debt?

each bank has its own approval formula. approved by CIMB doesnt mean you're 'good' for Maybank blush.gif

you can escalate this higher up to BNM and force mbb to disclose the reason.
cybpsych
post Nov 21 2016, 03:44 PM

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QUOTE(JamesBotak @ Nov 21 2016, 03:41 PM)
holding many cards? No
high debt? No
income level not justifiable with debt? No

I would really like to know the reason. I've tried to email Maybank but they said they can't disclose the reason.

How do I escalate to higher up in BNM? Via email ?  hmm.gif
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yep, email to bnm
cybpsych
post Nov 21 2016, 06:04 PM

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QUOTE(cybpsych @ Nov 18 2016, 09:07 PM)
just dropped by maybank the gardens to apply ikhwan visa petronas.

done in less than 5 mins.

staff filled form. juat show nric. no other documents printed. just requested to add-on to existing ikhwan MasterCard. share CL. card process on Monday, self pick-up any 7 days before 9pm. if delivery, need about 2 weeks.
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Maybank gardens called. Card is ready for collection in 7 days time. Funny part is sms approval comes after the call.
cybpsych
post Nov 21 2016, 07:30 PM

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QUOTE(cybpsych @ Nov 18 2016, 09:07 PM)
just dropped by maybank the gardens to apply ikhwan visa petronas.

done in less than 5 mins.

staff filled form. juat show nric. no other documents printed. just requested to add-on to existing ikhwan MasterCard. share CL. card process on Monday, self pick-up any 7 days before 9pm. if delivery, need about 2 weeks.
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QUOTE(eddievh @ Nov 21 2016, 07:28 PM)
Now I'm holding MasterCard ikhwan , if I go to branch to apply petronas visa without bringing any income document just ask them to share cl. Is it possible ka ? Or need to bring documents ?
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read posts above?
cybpsych
post Nov 22 2016, 07:47 AM

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MBB has updated the cashback T&C for Visa Ikhwan Petronas...

Updated T&C: http://www.maybank2u.com.my/WebBank/Petron...nVisaCB_TnC.pdf

previously:
// 8% Cash Back for retail purchases posted from Saturday; 00:00 to Sunday; 23:59; herein refers as (“Weekend”). //

updated:
// 8% Cash Back for retail purchases performed from Saturday; 00:00 to Sunday; 23:59; herein refers as (“Weekend”). //
cybpsych
post Nov 25 2016, 02:29 PM

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QUOTE(arthur88 @ Nov 25 2016, 01:58 PM)
anyone encounter "transaction declined" when pumping petrol?
as i know, ikhwan dont allow more than 3x transaction for pumping petrol within 1 day...
but now today, first transaction ady declined...

called customer service but get "call-back"
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probably the system offline at that petrol station.

i pumped this morning using ikhwan mc, no issues.
cybpsych
post Nov 25 2016, 04:18 PM

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QUOTE(arthur88 @ Nov 25 2016, 02:45 PM)
i tried another petrol station also same....but same Petron brand, just different station...
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strange indeed, i was able to pump Petron too early this morning. later today gonna utilize the RM1 petron voucher stubs (min RM20 pump) as well. let's see if anything different.
cybpsych
post Nov 25 2016, 09:31 PM

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QUOTE(vin_ann @ Nov 25 2016, 09:15 PM)
#mbbalert We apologise for the intermittent disruption in our Cards system and assure you we are working to resolve it soonest possible.

Just in....

Just now was at Jaya Grocer my card kena rejected too !
But this morning pump petrol okay !
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I just pumped petrol 30mins ago. works fine lol
cybpsych
post Nov 27 2016, 11:42 AM

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QUOTE(JJKTP @ Nov 27 2016, 11:32 AM)
Hi, how do i check Visa Ikhwan 8% Cash Back on weekends for my Petronas spending? I can't seem to find any of the Cash Back info on my statement.
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same as ikhwan mc . check 1st or 2nd of next month.

the 8% cashback only started this month.
cybpsych
post Nov 28 2016, 08:30 AM

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QUOTE(JJKTP @ Nov 27 2016, 09:50 PM)
I'm still not fully understand what's the "Last Payment Amount" got anything to do with statement below. Thank you in advance.
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ditto above

Furthermore, 'Last Payment Amount' is reflected faster than 'Transaction History' in M2U. It is an indicator the cashback-aka-payment has been credited into your card.

this method only work if there is no other payment made to the card after the cashback has been credited.

user posted image
cybpsych
post Nov 28 2016, 09:47 AM

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QUOTE(JJKTP @ Nov 28 2016, 09:02 AM)
Thanks for the reply.

Will the figure be reflected in the CC statement?
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yes, all transactions will be in statement, including cashback and payments.
cybpsych
post Nov 28 2016, 10:17 AM

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QUOTE(shaunkL @ Nov 28 2016, 10:07 AM)
Hi All!
Finally got my PETRONAS Ikhwan Visa card today after apply via email and request to split my credit limit from Maybank 2 Card.

So the petrol transaction is based on Saturday and Sunday, right?
If I pump at Sunday around 9-10pm, still available for 8%?
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yes, based on transaction date/time.

t&c stated such:

// 8% Cash Back for retail purchases performed from Saturday; 00:00 to Sunday; 23:59; herein refers as (“Weekend”). //

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