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Credit Cards Maybank Islamic MasterCard/PETRONAS Visa Ikhwan V3, Another Fantastic Cash Back Card

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ClarenceT
post Yesterday, 09:25 AM

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QUOTE(MGM @ Dec 9 2025, 09:00 AM)
This "MAE App - Expenses" txn gets cb too?  How to do it, reload?
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Already mentioned. Paid Spaylater debt, not top up ShopeePay.

QUOTE(mamamia @ Dec 9 2025, 09:12 AM)
U have full cashback for Nov25 txn? I only get RM15.77 while expecting RM50, Maybank having issue for Ikhwan cb again..
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Account 1: Full CB RM50
Account 2: all transactions (Total <RM600) got CB including "SHOPEEPAY" (Spaylater transaction >RM200).

QUOTE(kart @ Dec 9 2025, 09:14 AM)
Just how accurate is MAE in classifying the type of expenses, for each credit card transaction?
Is it based on the transaction description or MCC?
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M2U shows different category. So don't rely on this info.

QUOTE(blibala @ Dec 9 2025, 09:17 AM)
Sure? Then i need to call bank again. I didnt get the cb for SPL (posted as shopeepay)
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Total transactions <RM600 got 8% CB, including "SHOPEEPAY" (Spaylater) >RM200

cybpsych
post Yesterday, 09:35 AM

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QUOTE(MGM @ Dec 9 2025, 09:00 AM)
This "MAE App - Expenses" txn gets cb too?  How to do it, reload?
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not spending la

that's the "feature" of txn category inside mae app -> Expenses tab (not actual spending)

QUOTE(blibala @ Dec 9 2025, 09:17 AM)
Sure? Then i need to call bank again. I didnt get the cb for SPL (posted as shopeepay)
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wanna share your Nov txn list? redact personal/location info if needed smile.gif
mamamia
post Yesterday, 10:24 AM

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QUOTE(cybpsych @ Dec 9 2025, 09:35 AM)
not spending la

that's the "feature" of txn category inside mae app -> Expenses tab (not actual spending)
wanna share your Nov txn list? redact personal/location info if needed smile.gif
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I also didn’t get full cashback, my txn are all with Lazada.. suspected is the later date transactions not counted, ie 27 Nov.
Human Nature
post Yesterday, 10:40 AM

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I couldn’t verify as i just assumed no cb and swipe for others
fruitie
post Yesterday, 10:54 AM

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I only got RM 45.99 cash back. Time to find out where the missing cash back is... So tired with Maybank. laugh.gif
cybpsych
post Yesterday, 11:12 AM

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QUOTE(mamamia @ Dec 9 2025, 10:24 AM)
I also didn’t get full cashback, my txn are all with Lazada.. suspected is the later date transactions not counted, ie 27 Nov.
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diff issue than others for spaylater/shopeepay sweat.gif

QUOTE(fruitie @ Dec 9 2025, 10:54 AM)
I only got RM 45.99 cash back. Time to find out where the missing cash back is... So tired with Maybank. laugh.gif
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could be same "early cutoff" issue, like above
fruitie
post Yesterday, 11:49 AM

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QUOTE(cybpsych @ Dec 9 2025, 11:12 AM)
could be same "early cutoff" issue, like above
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Unlikely because I'm missing around RM 32.10 transaction to make up the missing RM 4.01 cash back.
I just noticed my last transaction on 30th Nov is posted to Dec but it is RM 45.00, so MBB gives me more cash back? laugh.gif So, it just doesn't tally yet. laugh.gif
xiaoxiaoshen
post Yesterday, 11:56 AM

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for ikwan or M2U amex, i keep using spaylater when the amount reach 625 in weekday then pay with ikwan, or reach 1000 at weekend pay with M2U amex.

for the bill payment astro,phone or unifi, this is easy to adjust the amount to your desired 625 or 1k.

i only have 1 or 2 transactions in statement, so far never missed. touch wood tongue.gif
contestchris
post Yesterday, 02:39 PM

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Received RM50 from Spaylater as expected
MGM
post Today, 03:56 AM

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QUOTE(mamamia @ Dec 9 2025, 10:24 AM)
I also didn’t get full cashback, my txn are all with Lazada.. suspected is the later date transactions not counted, ie 27 Nov.
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Seems like mine also same situation, 25Nov txn posted on 27Nov excluded from cb.

 

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