Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Maybank Islamic MasterCard/PETRONAS Visa Ikhwan V3, Another Fantastic Cash Back Card
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 Mar 14 2018, 08:30 AM
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#1
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Junior Member
271 posts Joined: Dec 2012 
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Hello, want to ask is the cash back for petronas is max RM50 per month only?
And also would like to ask what is the tiered interest is? Let say i pay full and prompt amount in the past 12 months and the rate on my card is 15%/annum So if the past 12 months i spent RM1k, i have to pay RM150 as interest? Sorry for noob question, 1st time using CC |
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Dec 18 2018, 05:45 PM
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#2
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Junior Member
271 posts Joined: Dec 2012
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QUOTE(cybpsych @ Dec 18 2018, 05:34 PM) this is the proper thread... Thanks dude... Repost my Question here Would like to know how the interest charge My card statement date was 12 DEC and due date will be 1 JAN My current outstanding is 10K and i am able to pay 8k only. And let say i will pay the remaining 2k by 20 JAN How the interest will charge me? My current interest should be 1.5% since i use this card 10 months+ only. Please advise.... This post has been edited by ultimate93: Dec 18 2018, 05:48 PM |
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Dec 18 2018, 05:58 PM
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#3
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Junior Member
271 posts Joined: Dec 2012
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QUOTE(ClarenceT @ Dec 18 2018, 05:51 PM) Any new transactions between 12/12/18 to 12/1/19 and to 20/1/19. If yes, how much? Basically this card is to used for auto debit of telco and insurance only, just somehting urgent previously i have to use itSo from 12/12 to 12/1/19 estimate RM700 13/1 to 20/1 est RM200 petrol only |
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Dec 18 2018, 06:26 PM
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#4
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Junior Member
271 posts Joined: Dec 2012
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QUOTE(ClarenceT @ Dec 18 2018, 06:17 PM) 1.5% p.a. will be charged on the above transactions as well (no interest-free period) + interest on your outstanding amount. Settle the above new transactions on or before 20/1. If possible, avoid using your CC till your outstanding balance reach RM0. "Outstanding" means the 2k remaining that i doesnt pay? |
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