QUOTE(JamesBotak @ Mar 7 2018, 08:07 PM)
One thing that I'm really curious about this card is, why is it so hard to apply via new/fresh application?
I mean, I've been following this thread for quite some time now and the rejection rate is pretty high comparing to other cards. Even my friends have had hard time getting this card not to mention my personal experience

I can see that most are actually existing card holders with MBB but yet still rejected. Some even earn quite a lot and conventional card CL not very high yet rejected. The best part is, I believe some even never had any outstanding with any CC (clean record even after using CC for years) but still rejected.
I don't really care about this actually tbh but it's really interesting to have some insights I mean like is it because it's islamic CC or simply because MBB is just stringent for this card...
For my case, I never applied for this Ikhwan card.
But when I submitted my MBB Islamic hire purchase application with all supporting docs, the CC promoter called me and offered me the Ikhwan platinum.
But before this I had 2 hire purchase loans under MBB, 1 conventional and another Islamic, so maybe they just want to fill in the quota and offered me this card in the hope that I bite coz I never had an MBB cc before.
I accepted their offer because of the 8% Petronas fuel rebate during the weekend.
So every weekend, I'll get back about Rm8-9 when I refuel at Petronas and I don't bother to monitor the weekly petrol price anymore