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Credit Cards Maybank Islamic MasterCard/PETRONAS Visa Ikhwan V3, Another Fantastic Cash Back Card

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TSAh SiAnG
post Nov 6 2016, 09:44 PM, updated 9y ago

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Maybank Islamic MasterCard Ikhwan Platinum/Gold V1
Maybank Islamic MasterCard Ikhwan Platinum/Gold V2

(i) Maybank Islamic MasterCard Ikhwan Platinum/Gold Card

The Card that gives back to charity and sends you to Umrah.

user posted image user posted image

• Website (Platinum) • Website (Gold) • MasterCard Ikhwan Card-i Terms and Conditions • MasterCard Ikhwan Card-i Product Disclosure Sheet • Umrah Terms and Conditions • Cash Back Terms and Conditions

Minimum income: 60,000 per annum - Platinum Card
Minimum income: 30,000 per annum - Gold Card

Annual fee: Free for life. Non compounding charges

Benefits

• No Annual Fee with no conditions attached.

• Umrah Trip. One weekly Umrah winner (package for 2pax) will be selected to win an Umrah package (for Muslims) or holiday package (for non-Muslims)
- Non exchangeable / transferable.
- Every RM200 and above spend in a single receipt is equivalent to 1x entry.
- Campaign starts 1st August 2014 and ongoing. Winner selection will be done every three (3) months.

• 5% rebate on petrol and groceries on Friday and Saturday
- Capped at maximum of RM50.00 per customer per month (Principal and Supplementary Cardmember)

• Charity Fund. With every spending the Bank will contribute 0.1% for charity purposes. The selected charity funds are:
- Islamic Relief Malaysia. For more information, please log on to http://islamic-relief.org.my
- MERCY Malaysia. For more information, please log on to http://www.mercy.org.my

• FREE Maybank Touch ‘n Go Zing card

• TreatsPoints. Every RM1 spend locally and overseas earn 1 Treatspoints

Who can apply?

• Malaysians with a minimum annual income of RM60,000 - Platinum Card
• Malaysians with a minimum annual income of RM30,000 - Gold Card
• Expatriate with a minimum income of RM60,000
• Principal cardholders: those between 21 to 65 years old
• Supplementary cardholders: 18 years old to 65 years old


(ii) Maybank Islamic PETRONAS Ikhwan Visa Platinum/Gold Card-i

A Shariah-based card that rewards you with Cash Back when you spend at PETRONAS Stations

user posted image user posted image

• Website (Platinum) • Website (Gold) • Islamic Ikhwan Card Terms and Conditions • Islamic Ikhwan Card Product Disclosure Sheet • Cash Back Terms and Conditions • Balance Transfer-Islamic Ikhwan Card Terms and Conditions• Frequently Asked Questions (FAQs)

Minimum income: 60,000 per annum - Platinum Card
Minimum income: 30,000 per annum - Gold Card

Annual fee: Free for life. Non compounding charges

Benefits

• No Annual Fee
- No annual fee when you sign up for PETRONAS Ikhwan Visa and no conditions attached

• Non Compounding Charges
- Save on non compounding charges every month

• 8% Cash Back
- Enjoy 8% Cash Back on weekends (Saturday and Sunday) and 1% Cash Back on weekdays (Monday to Friday) for every PETRONAS spend. (capped at RM 50 per month)

• TreatsPoints
- Enjoy 1X TreatPoints for every RM1 spend locally and overseas except Government Bodies, PETRONAS service stations and other petrol stations

• Free Maybankard Touch ‘n Go Zing Card
- Get this automatic reload card that is link to your PETRONAS Ikhwan Visa

• Enjoy Exclusive Treats!

Who can apply?

• Malaysians with a minimum annual income of RM60,000 - Platinum Card
• Malaysians with a minimum annual income of RM30,000 - Gold Card
• Expatriate with a minimum income of RM60,000
• Principal cardholders: those between 21 to 65 years old
• Supplementary cardholders: 18 years old to 65 years old


This post has been edited by Ah SiAnG: Apr 14 2017, 09:28 PM
TSAh SiAnG
post Nov 6 2016, 09:44 PM

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QUOTE(fruitie @ Dec 1 2015, 02:34 PM)
Ways to get Ikhwan MasterCard:
I) Apply like normal applications
II) If method I fails, then ask to split limit from your existing conventional credit limit to Islamic credit limit.
III) If method II still fails, convert your existing Maybank card to Ikhwan.

Yes, email is acceptable for CL split request. I got mine via email too.
This is the email address: mbbcardservices@maybank.com.my
*
QUOTE(ymtee988 @ Jun 27 2016, 05:21 PM)
Spend groceries and petrol on other days except for Fridays and Saturdays will have TP x 1.

On birthday month, you will get TPx2 for all spending, but spend groceries and petrol on Fri & Sat only get TPx1 + 5% cash back.
*
MCC 5411 - Grocery Stores:
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This post has been edited by Ah SiAnG: Nov 3 2017, 03:09 PM
eastwest
post Nov 6 2016, 09:51 PM

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With the revised benefits (treatpoints to cash back), now i've to spend at least rm4000 to get 4000 treatpoints before can redeem cash voucher...
eddievh
post Nov 6 2016, 10:27 PM

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That Petronas card to someone to confirm its base on transaction date or posted date. If posted date it is very very dangerous or dirty trick for not giving 8% rebates.
cybpsych
post Nov 6 2016, 10:40 PM

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QUOTE(eddievh @ Nov 6 2016, 10:27 PM)
That Petronas card to someone to confirm its base on transaction date or posted date. If posted date it is very very dangerous or dirty trick for not giving 8% rebates.
*
you wont know this until 1st Dec (2nd/3rd viewable in m2u) for those swiped in Nov.

i'm willing to withold applying this card first laugh.gif my petrol cb already covered by ikhwan mc (fri/sat) and aeon big (sun).
keni988
post Nov 6 2016, 11:52 PM

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Kept this Maybank Islamic Visa since Jan 2016, now is time to swipe it for 8% cash back.
fruitie
post Nov 7 2016, 01:32 AM

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I think the topic title is too long. laugh.gif

I suggest: Maybank Islamic MasterCard/PETRONAS Visa Ikhwan Platinum/Gold V3
akping_1
post Nov 7 2016, 10:58 AM

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Anyone tried using master card to reload the Petronas Giftcard on Fri or Sat b4?
haru20
post Nov 7 2016, 11:46 AM

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QUOTE(eddievh @ Nov 6 2016, 10:27 PM)
That Petronas card to someone to confirm its base on transaction date or posted date. If posted date it is very very dangerous or dirty trick for not giving 8% rebates.
*
For my Ikwan Master, based on my recent CB, it seems to be based on posting date. As one of my transaction was transacted at last day of the month and no CB was given at that month. Was planning to call upr, but would like to confirm with other forum members have they occur such cases before?
maskedchan
post Nov 7 2016, 11:49 AM

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QUOTE(haru20 @ Nov 7 2016, 11:46 AM)
For my Ikwan Master, based on my recent CB, it seems to be based on posting date. As one of my transaction was transacted at last day of the month and no CB was given at that month. Was planning to call upr, but would like to confirm with other forum members have they occur such cases before?
*
CB always based on transaction date..
posting date determine which month get the CB..
in your case, i believe the posting date is next month, that why you didn't get the CB yet..
it will be on next month CB allocation
sg999
post Nov 7 2016, 05:05 PM

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QUOTE(haru20 @ Nov 7 2016, 12:46 PM)
For my Ikwan Master, based on my recent CB, it seems to be based on posting date. As one of my transaction was transacted at last day of the month and no CB was given at that month. Was planning to call upr, but would like to confirm with other forum members have they occur such cases before?
*
no la
my currrent ikwan card is based transaction date.
It did mention SPEND ON Fri/Sat.
So it should be transact on Fri/Sat
kart
post Nov 7 2016, 09:12 PM

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Ah SiAnG

Kindly add the following information given by ymtee988, into the first post.

On birthday month, you will get TPx2 for all spending, but spend groceries and petrol on Fri & Sat only get TPx1 + 5% cash back.

This post has been edited by kart: Nov 7 2016, 09:13 PM
kevyeoh
post Nov 8 2016, 12:14 AM

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But this card gives 8% cb la compared to the 2 cards touch mentioned with 5% cb only

QUOTE(cybpsych @ Nov 6 2016, 10:40 PM)
you wont know this until 1st Dec (2nd/3rd viewable in m2u) for those swiped in Nov.

i'm willing to withold applying this card first  laugh.gif my petrol cb already covered by ikhwan mc (fri/sat) and aeon big (sun).
*
fruitie
post Nov 8 2016, 12:27 AM

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QUOTE(kevyeoh @ Nov 8 2016, 12:14 AM)
But this card gives 8% cb la compared to the 2 cards touch mentioned with 5% cb only
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But this card only limits to Petronas while others don't.
cybpsych
post Nov 8 2016, 07:28 AM

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QUOTE(kevyeoh @ Nov 8 2016, 12:14 AM)
But this card gives 8% cb la compared to the 2 cards touch mentioned with 5% cb only
*
if the cb is really based on posting date, you better pray hard it get posted on Sat/Sun laugh.gif

i better wait-n-see cool2.gif

QUOTE(fruitie @ Nov 8 2016, 12:27 AM)
But this card only limits to Petronas while others don't.
*
good card for those without any allegiance to petrol brand or been using petronas all along biggrin.gif

i recently changed from petronas (cuz near my house) to petron (miles points and RM1 voucher per RM45 pump); also tried Caltex for KRR B1F1 per RM50 pump.

shall wait for a month or two before getting this petronas ikhwan. no rush for me.
bananapie2017
post Nov 8 2016, 01:28 PM

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Actually is there any cash back for using Maybank Islamic MasterCard Ikhwan Platinum/Gold Card on online transactions such as insurance and utilities? Thanks.
rdevil33
post Nov 8 2016, 01:39 PM

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QUOTE(bananapie2017 @ Nov 8 2016, 01:28 PM)
Actually is there any cash back for using Maybank Islamic MasterCard Ikhwan Platinum/Gold Card on online transactions such as insurance and utilities? Thanks.
*
No.
Purely 5% CB on groceries & petrol every Fri & Sat.
rapple
post Nov 8 2016, 02:32 PM

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QUOTE(fruitie @ Nov 8 2016, 12:27 AM)
But this card only limits to Petronas while others don't.
*
QUOTE(cybpsych @ Nov 8 2016, 07:28 AM)
if the cb is really based on posting date, you better pray hard it get posted on Sat/Sun  laugh.gif

i better wait-n-see  cool2.gif
good card for those without any allegiance to petrol brand or been using petronas all along  biggrin.gif

i recently changed from petronas (cuz near my house) to petron (miles points and RM1 voucher per RM45 pump); also tried Caltex for KRR B1F1 per RM50 pump.

shall wait for a month or two before getting this petronas ikhwan. no rush for me.
*
For the past 2 years i only go for Petron bcoz of the miles point and now purposely switch to petronas due to the extra 1.5% from this card.

and finger cross that the posting date really refers to the transaction date if not then its so weird that they put the "Sat&Sun cash back".

luckily both my transaction at Petronas on 5th Nov get posted on the same day.

i'll see how the posting date for the next 3 saturday.
cempedaklife
post Nov 8 2016, 02:52 PM

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i think my card got approved, after going to 1u to apply on weekends. as the staff there and forummer here said, online apply will auto-reject most of the time.
i can see it waiting for activation in m2u.

This post has been edited by cempedaklife: Nov 8 2016, 02:52 PM
rdevil33
post Nov 8 2016, 03:04 PM

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QUOTE(rapple @ Nov 8 2016, 02:32 PM)
For the past 2 years i only go for Petron bcoz of the miles point and now purposely switch to petronas due to the extra 1.5% from this card.

and finger cross that the posting date really refers to the transaction date if not then its so weird that they put the "Sat&Sun cash back".

luckily both my transaction at Petronas on 5th Nov get posted on the same day.

i'll see how the posting date for the next 3 saturday.
*
Pump on last Sat & Sun.
Posting date was a day later.
So, my Sun transaction was posted on Mon.
Hopefully, they use the same CB practise as Ikhwan Master.

This post has been edited by rdevil33: Nov 8 2016, 03:05 PM
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