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Original FD Thread
Fixed Deposit Rates in Malaysia v2
Fixed Deposit Rates in Malaysia v3
Fixed Deposit Rates in Malaysia v4
Fixed Deposit Rates in Malaysia v5
Fixed Deposit Rates in Malaysia v6.1
Fixed Deposit Rates in Malaysia v7
Fixed Deposit Rates in Malaysia v8
Fixed Deposit Rates in Malaysia v9
Fixed Deposit Rates in Malaysia v10
Fixed Deposit Rates in Malaysia v11

Notice / Disclaimer:-
Call & Visit the respective banks for confirmation & latest promotion.
We are not liable to any misinformation which might cause any financial or opportunity loss (which include FD rates & any others information).

Malaysia Major Commercial Banks and Foreign Banks Fixed Deposit / Time Deposit Rates as of 10 October 2015.

Bank	1 month	3 months	6 months	12 months	Remarks
Affin Bank	3.25%	3.3%	3.40%	3.7%
Alliance Bank	3.15%	3.2%	3.25%	3.3%	FD Gold 12 months 3.40% (Interest paid monthly)
AmBank	3.15	3.2%	3.25%	3.35%
Citibank	2.95%	3.10%	3.10%	3.20%
CIMB Bank	3.15%	3.2%	3.25%	3.30%
Hong Leong Bank	2.95%	3.00%	3.10%	3.30%
HSBC Bank	3.00%	3.10%	3.15%	3.30%
Maybank	3.15%	3.20%	3.25%	3.30%
OCBC Bank	2.90%	3.00%	3.05%	3.25%
RHB Bank	3.15%	3.20%	3.25%	3.45%
Public Bank	3.15%	3.20%	3.30%	3.35%	PB Golden 50 Plus 12 months 3.45%
Standard Chartered Bank	2.95%	3.10%	3.15%	3.25%
UOB Bank	3.05%	3.10%	3.10%	3.30%

Fixed / Time Deposit and Savings Account Promotions 2016.
Please call the nearest bank to reconfirm the rates (go to the bank website for bank contact number where you can also get the contact number of the branch nearest to you) before going to the bank to check if promotions are still valid.

*
Alliance Bank FD Promotion. Minimum Fresh Fund RM10K. Valid until 30 June 2016 - Contributed by poor man

12 months - 3.90%p.a.



*
Alliance Bank e-Fixed Deposit/e-Alliance Term Deposit-i. Minimum Fresh Fund RM10K. Valid until 30 June 2016

1 month - 3.40%p.a. - Minimum Fresh Fund RM20K
2 months - 3.60%p.a. - Minimum Fresh Fund RM20K
12 months - 3.90%p.a. - Minimum Fresh Fund RM10K

1 Month & 2 Months T&C | 12 Months T&C



*
Affin Bank FD Promotion. Minimum Fresh Fund RM10K. Earmark RM5K to Savings Account. Valid until August 2016 - Contributed by BoomChaCha

3 months - 3.85% p.a.
6 months - 3.95% p.a.
9 months - 4.00% p.a.
12 months - 4.2% p.a.
13 months - 4.3%p.a.

*
Bangkok Bank. Promo until 30 June 2016.

12 months - 4.35%p.a.



*
CIMB FD Promotion. Minimum Fresh Fund RM10K.

*
Hong Leong Bank. Minimum Fresh Fund RM10K. Promo until 30 June 2016.

3 months - 4.15%p.a.
6 months - 4.25%p.a.

*
Hong Leong Mach FD. Minimum Fresh Fund RM10K. Promo until 30 June 2016.

3 months - 3.90%p.a.
6 months - 4.05%p.a.

*
Hong Leong Bank. Minimum Fresh Fund RM10K. Promo until 31 August 2016.

1/2/3 month(s) - 3.30%p.a.

*
Kuwait Finance House. Minimum Fresh Fund RM10K. Promo until 1 July 2016.

6 months - 4.15%p.a.
12 months - 4.25%p.a.



This post has been edited by Ah SiAnG: Jun 1 2016, 05:30 PM

*
MAYBANK - eFixed Deposit Flexi Campaign. Minimum Fresh Fund RM10K. Valid until 30 June 2016

12 months - 4.31% p.a.

*
MAYBANK - FD/IFD-i Shine 2. Minimum Fresh Fund RM25K. Valid until 3 June 2016

2 months - 3.95% p.a.

FD Shine 2 Terms & Conditions | IFD-i Shine 2 Terms & Conditions



*
MAYBANK. Minimum Fresh Fund RM25K. Valid until 24 June 2016

9 months - 4.22% p.a.

*
OCBC Bank Fixed Deposit Deals. Minimum Fresh Fund RM10K. Valid until 31 August 2016

8 months - 4.10%p.a.
12 months - 4.20%p.a.

*
Public Bank Fixed Deposit. Minimum Fresh Fund RM20K. Valid until 31 July 2016

12 months - 4.30%p.a.

Terms & Conditions (participated prior to 11 November 2015)

Terms & Conditions (participate from 11 November 2015 onwards)



*
Public Bank FD Rush. Minimum Fresh Fund RM10K. Valid until 31 July 2016

4 months - 4.08%p.a.

Terms & Conditions



*
RHB Bank. Valid until 30 June 2016 - Contributed by BoomChaCha

12 Months - 4.25% p.a.

*
UOB Bank. Minimum Fresh Fund RM10K. Valid Until end of July - Contributed by bbgoat

5 Months - 4.0%p.a.
10 Months - 4.15%p.a.
12 Months - 4.25%p.a.

This post has been edited by Ah SiAnG: Jun 1 2016, 05:29 PM

*
BANK RAKYAT - NOT Eligible for PIDM

If you are willing to go deposit with a non PIDM member, then check out Bank Rakyat Deposit Account -i which is based on Islamic Principles and like all Islamic banks' products, the profit rate cannot be guaranteed.



Thanks to all members who highlighted that deposit more than RM5K with BR is now eligible for monthly dividend. However, please note that many members here reported that their monthly dividends were not be credited monthly but they have to call up BR staff to have it done manually every month!!!
Special thanks to bbgoat for reporting the tenure to be eligible for monthly dividend:-



eFD or eTD.Contributed by Nom-el



Contributed by ikanbilis


Bank Rakyat introduces Xclusive membership card - New added by okuribito on 20 November



Banks that pay interest for non-working days
OCBC
Bank Rakyat
UOB
May Bank (Need to remind May bank staff to add interest)
Affin Bank - updated by cybpscyh on 12 Dec 2014
Alliance Bank
Kuwait Finance House

Banks that do not pay interest for non-working days(after FD maturity date eg Saturday, Sunday & Public Holidays)
Am Bank
RHB
Standard & Chartered Bank

Bank that non-voluntary credit interest unless appeal
Public Bank (Need to complain to BNM then only pay interest)

New IBG Transfer Timing - Updated by gchowyh on 16 December 2014



List Of Banks With Survivorship Clause - Updated by magika on 16 November 2014
1. OCBC
2. RHB
3. Alliance
4. Ambank
5. Cimb
6. Hlb
7. Affin
8. MBB



A simple FD calculator to help you - by Human Nature on 13 January 2015
http://www.miniwebtool.com/fixed-deposit-calculator/

v12 by Ah SiAnG, congratulation, good job!

This post has been edited by yygo: Feb 21 2016, 02:59 PM

Awesome for people going to withdraw epf tomorrow

Withdraw epf and place in fd?

Can simply withdraw from epf? I thought can if only buy house or after 70 yrs old?

Thanks Ah Siang for the compilation and all other contributors

support^.^

Just in time

Woot! Congrats on new thread

Thank you for the updates!!!

PB did extend its PB xtra campaign to 30 April for 12 month FD.
https://www.pbebank.com/Annoucements.aspx?qid=272#q272

6 months 4.1%
Next 6 months 4.5%.

Effective 4.3% for 12 months.

You can if you are 55 above. Withdraw all.

Strictly for FD Discussion Only

Agreed, keep unit trust/epf discussions off FD thread

not sure if this had been posted before....
sorry if it is...
Sunday, 21 February 2016 | MYT 4:19 PM

Public Bank launches e-fixed deposit account
PB eFD is a “Go Green” paperless fixed deposit account which allows the customers to create the accounts, make placements and also withdraw online via PBe Online Banking (PBe).
http://www.thestar.com.my/business/investi...eposit-account/

would be nice if TS can add a list of date for monetary policy committee meeting so that we know when interest rates can potentially go up or down.

I'm too lazy to go to BNM website.

I emailed BR about the 4.55% ,24 month FD got monthly interest or not, he did not gimme the answer, may he be missed out.

Does anyone know if that 24month promo FD 4.55% gives monthly interest??

also, 5 yr FD at 4.9-5.2% ilek...

Congrats on new thread!