Special Thanks to the Gen-X

Original FD Thread
Fixed Deposit Rates in Malaysia v2
Fixed Deposit Rates in Malaysia v3
Fixed Deposit Rates in Malaysia v4
Fixed Deposit Rates in Malaysia v5
Fixed Deposit Rates in Malaysia v6.1
Fixed Deposit Rates in Malaysia v7
Fixed Deposit Rates in Malaysia v8
Fixed Deposit Rates in Malaysia v9

Notice / Disclaimer:-
Call & Visit the respective banks for confirmation & latest promotion.
We are not liable to any misinformation which might cause any financial or opportunity loss (which include FD rates & any others information).

Malaysia Major Commercial Banks and Foreign Banks Fixed Deposit / Time Deposit Rates as of 10 October 2015.

Bank	1 month	3 months	6 months	12 months	Remarks
Affin Bank	3.25%	3.3%	3.40%	3.7%
Alliance Bank	3.15%	3.2%	3.25%	3.3%	FD Gold 12 months 3.40% (Interest paid monthly)
AmBank	3.15	3.2%	3.25%	3.35%
Citibank	2.95%	3.10%	3.10%	3.20%
CIMB Bank	3.15%	3.2%	3.25%	3.30%
Hong Leong Bank	2.95%	3.00%	3.10%	3.30%
HSBC Bank	3.00%	3.10%	3.15%	3.30%
Maybank	3.15%	3.20%	3.25%	3.30%
OCBC Bank	2.90%	3.00%	3.05%	3.25%
RHB Bank	3.15%	3.20%	3.25%	3.45%
Public Bank	3.15%	3.20%	3.30%	3.35%	PB Golden 50 Plus 12 months 3.45%
Standard Chartered Bank	2.95%	3.10%	3.15%	3.25%
UOB Bank	3.05%	3.10%	3.10%	3.30%

Fixed / Time Deposit and Savings Account Promotions November 2015.
Please call the nearest bank to reconfirm the rates (go to the bank website for bank contact number where you can also get the contact number of the branch nearest to you) before going to the bank to check if promotions are still valid.

*
Affin Bank - Minimum Fresh Fund RM10K. Promo until end of December 2015. - Contributed by wil-i-am.

4-6 months - 4.00%p.a.
12 months - 4.20%p.a.

*
Affin Bank Year End Fixed Deposit Bonanza 2015 - Minimum Fresh Fund RM10K. Promo until end of December 2015. - Contributed by nbi

1 month - 4.05% pa
2 months - 4.10% pa
15 months - 4.60% pa



*
Alliance Bank - e-Alliance Term Deposit-i. Minimum Fresh Fund RM10K. Promo until 31 December 2015. - Contributed by wil-i-am.

6 months - 4.05%p.a.
9 months - 4.15%p.a.

Terms & Conditions



*
Alliance Bank - Fixed Deposit & e-Fixed Deposit Campaign. Minimum Fresh Fund RM25K. Promo until 31 March 2016. - Contributed by ??!!

6 months - 4.25%p.a.
9 months - 4.35%p.a.

Fixed Deposit Campaign T&C | e-Fixed Deposit Campaign T&C



*
CIMB Unfixed Deposit Special Interest Rates, Minimum Fresh Fund RM10K. Valid until 31 December 2015 - Contributed by poorman & cklimm

3 months - 4.10%p.a.
6 months - 4.20%p.a.
12 months - 4.30%p.a.

CIMB Page | Terms & Conditions



*
Hong Leong Bank Year End Fixed Deposit Promotion, Minimum Fresh Fund RM10K. Valid until 31 December 2015 - Contributed by cybpsych

1 month - 3.40%p.a.
3 months - 3.95%p.a.
12 months - 4.23%p.a.

*
Hong Leong Islamic Bank Term Deposit-i Promotion, Minimum Fresh Fund RM10K. Valid until 31 December 2015 - Contributed by cybpsych

6 months 4.05%p.a.
12 months 4.20%p.a.

*
Mach by Hong Leong FD. Minimum Fresh Fund RM10K. Valid until 31 December 2015. - Contributed by cklimm

1 month 3.40%p.a.
3 months 3.95%p.a.

Terms & Conditions



*
HSBC Advance Term Deposit-i - Minimum Fresh Fund RM5K, Maximum RM30K. Valid until 31 December 2015 - Contributed by cklimm

3 Months - 5% p.a.

Terms & Conditions



This post has been edited by Ah SiAnG: Dec 4 2015, 06:10 PM

*
MAYBANK - Minimum Fresh Fund RM10K. Valid until 15 January 2016.
- Not covered by PIDM and the capital is not guaranteed.

12 months - 4.5%p.a.

Campaign Fact Sheet | Terms & Conditions | Product Disclosure Sheet




*
MAYBANK - Minimum Fresh Fund RM25K. Valid until 31 December 2015.
-Contributed by cybpsych

1 month - 3.6%p.a.

*
MAYBANK - Minimum Fresh Fund RM10K. Valid until 31 December 2015.
-Contributed by wil-i-am

6 months - 4.17%p.a.

*
OCBC Bank - FD Promos. Minimum Fresh Fund RM10K. Valid until 31 December 2015. - Contributed by familyfirst

6 months - 4.3% p.a.
12 months - 4.5% p.a.

Terms & Conditions



*
PUBLIC BANK - PB Bonus Reward Campaign. Minimum Fresh Fund RM10K. Valid until 31 December 2015. Contributed by Nom-el

4 months - 4.175% p.a.

Terms & Conditions for customers who participate from 11 November 2015 onwards

Terms & Conditions for customers who participated prior to 11 November 2015



*
PB FD XTRA Campaign. Minimum Fresh Fund RM20K. Valid until 31 December 2015 - Contributed by starry & cybpsych

12 months - 4.3%p.a.

*
RHB Bank. Minimum Fresh Fund RM10K. - Contributed by Avangelice

3 Months - 4.2% p.a. - Valid until 31 January 2016
15 months - 4.4% p.a. - Valid until 31 March 2016



*
UOB BANK - FD Promos. Minimum Fresh Fund RM10K. Valid until 31 December 2015. Contributed by bbgoat.

3 months - 3.85% p.a.
5 months - 4.0% p.a.
8 months - 4.1% p.a.
12 months - 4.25% p.a.

Flyer

*
UOB BANK - FD Promos Contributed by cherroy.

6 months - 4.2% p.a.
12 months - 4.4% p.a.

*
UOB BANK - FD Promos.Minimum Fresh Fund RM10K. Valid until 31 December 2015. Contributed by Nom-el.

3 months - 4.15% p.a.

*
Bank Simpanan Nasional FD. Valid until 31 December 2015 - Contributed by cklimm

1 month - 3.2% p.a.
6 months - 3.3% p.a.
9 months - 3.5% p.a.
12 months - 4.0% p.a.



*
Bank Rakyat FD. Fresh Fund RM10k. Valid until 6 January 2016 - Contributed by cklimm

12 months for 4.15% p.a.

Terms & Conditions



*
Bank Muamalat Fixed Term Account-i (FTA-i) Short-Term Campaign : “Wang Besar!2 – Step Up” AND “Wang Besar!2 – 3o6” - Valid until 11 January 2016 - Contributed by cklimm

WB2-Step Up - 6 Months effective rate = 3.95%p.a.
Minimum Fresh Fund: RM1,000 up to RM4,999,999.99

1st 3 months Placement - 3.90%
Next 3 months Placement - 4.00%

WB2-3o6
Minimum Fresh Fund: RM5,000,000

3 months Placement - 3.95%
6 months Placement - 4.10%

Terms and Conditions | PIDM Register



*
MBSB - Minimum Fresh Fund RM1K. Valid until 31 December 2015.

18 months - 4.5%p.a.

*
Bank Rakyat Term Deposit Account-i - Minimum Fresh Fund RM20K. Valid until 31 December 2015. - Contributed by wil-i-am & bbgoat

12 months - 4.3%p.a.



This post has been edited by Ah SiAnG: Dec 5 2015, 01:05 PM

*
BANK RAKYAT - NOT Eligible for PIDM

If you are willing to go deposit with a non PIDM member, then check out Bank Rakyat Deposit Account -i which is based on Islamic Principles and like all Islamic banks' products, the profit rate cannot be guaranteed.



Thanks to all members who highlighted that deposit more than RM5K with BR is now eligible for monthly dividend. However, please note that many members here reported that their monthly dividends were not be credited monthly but they have to call up BR staff to have it done manually every month!!!
Special thanks to bbgoat for reporting the tenure to be eligible for monthly dividend:-



eFD or eTD.Contributed by Nom-el



Contributed by ikanbilis


Bank Rakyat introduces Xclusive membership card - New added by okuribito on 20 November



Banks that pay interest for non-working days
OCBC
Bank Rakyat
UOB
May Bank (Need to remind May bank staff to add interest)
Affin Bank - updated by cybpscyh on 12 Dec 2014
Alliance Bank
Kuwait Finance House

Banks that do not pay interest for non-working days(after FD maturity date eg Saturday, Sunday & Public Holidays)
Am Bank
RHB
Standard & Chartered Bank

Bank that non-voluntary credit interest unless appeal
Public Bank (Need to complain to BNM then only pay interest)

Charges for issuance of Banker's cheque - Contributed by bbgoat



New IBG Transfer Timing - Updated by gchowyh on 16 December 2014



List Of Banks With Survivorship Clause - Updated by magika on 16 November 2014
1. OCBC
2. RHB
3. Alliance
4. Ambank
5. Cimb
6. Hlb
7. Affin
8. MBB



A simple FD calculator to help you - by Human Nature on 13 January 2015
http://www.miniwebtool.com/fixed-deposit-calculator/

This post has been edited by Ah SiAnG: Nov 25 2015, 08:20 PM

at last a proper thread, do update regularly

This post has been edited by cklimm: Oct 5 2015, 08:36 PM

-Parking-

Parking too

Ah SiAnG, you forget to add cimb efd 3 months at 4%. Min rm10k. Don't know until when.

Alredy add la...

Wa, you guys are fast. Anyway today I did go into the MBB 12 mth 4.5% deal.

cool, and i just back from OCBC, claimed my Hugo Boss Pen for FD promo in july


the box


opening


warranty card and stuffs

guys, so now the best fd is MBB ?

Unker no scared meh? Capital and returns not guaranteed. Later no CD because of Maybank.

Capital and returns not guaranteed. Short term cimb efd at 4% for 3 months.

Maybank furnish cert or agrt for the placement?

For HL 15 mth 4.26%, the minimum was raised to 50k (from 10k). Got the news from the HL branch that I placed the FD.

Heard it is very popular so they raised the minimum deposit.

This post has been edited by bbgoat: Oct 5 2015, 10:23 PM

What are the TnC to get this pen? Any website link?

Tun scare meh ?

Tun still playing ASNB, not scare meh ?

ASNB risk will be higher than the MBB GIA-i. Ha ha ha. Then you will lose your student fees and have to work with the CD's.

This promo was held in July, its expired.
But there is a FD promo for luggage though
https://ringgitplus.com/en/fixed-deposit/OC...posit-Deal.html

bbgoat RHB got promo for 15 months @ 4.26%p.a.?
or you meant HLBB?