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Original FD Thread
Fixed Deposit Rates in Malaysia v2
Fixed Deposit Rates in Malaysia v3
Fixed Deposit Rates in Malaysia v4
Fixed Deposit Rates in Malaysia v5
Fixed Deposit Rates in Malaysia v6.1
Fixed Deposit Rates in Malaysia v7
Fixed Deposit Rates in Malaysia v8
Fixed Deposit Rates in Malaysia v9
Fixed Deposit Rates in Malaysia v10

Notice / Disclaimer:-
Call & Visit the respective banks for confirmation & latest promotion.
We are not liable to any misinformation which might cause any financial or opportunity loss (which include FD rates & any others information).

Malaysia Major Commercial Banks and Foreign Banks Fixed Deposit / Time Deposit Rates as of 10 October 2015.

Bank	1 month	3 months	6 months	12 months	Remarks
Affin Bank	3.25%	3.3%	3.40%	3.7%
Alliance Bank	3.15%	3.2%	3.25%	3.3%	FD Gold 12 months 3.40% (Interest paid monthly)
AmBank	3.15	3.2%	3.25%	3.35%
Citibank	2.95%	3.10%	3.10%	3.20%
CIMB Bank	3.15%	3.2%	3.25%	3.30%
Hong Leong Bank	2.95%	3.00%	3.10%	3.30%
HSBC Bank	3.00%	3.10%	3.15%	3.30%
Maybank	3.15%	3.20%	3.25%	3.30%
OCBC Bank	2.90%	3.00%	3.05%	3.25%
RHB Bank	3.15%	3.20%	3.25%	3.45%
Public Bank	3.15%	3.20%	3.30%	3.35%	PB Golden 50 Plus 12 months 3.45%
Standard Chartered Bank	2.95%	3.10%	3.15%	3.25%
UOB Bank	3.05%	3.10%	3.10%	3.30%

Fixed / Time Deposit and Savings Account Promotions 2016.
Please call the nearest bank to reconfirm the rates (go to the bank website for bank contact number where you can also get the contact number of the branch nearest to you) before going to the bank to check if promotions are still valid.

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Alliance Bank - Fixed Deposit & e-Fixed Deposit Campaign. Minimum Fresh Fund RM50K. Promo until 31 March 2016. - Contributed by poor man

3 months - 4.35%p.a.
6 months - 4.35%p.a.
9 months - 4.35%p.a.

Fixed Deposit Campaign T&C | e-Fixed Deposit Campaign T&C





*
Affin Bank - Fixed Deposit. Minimum Fresh Fund RM10K. Promo until 29 February 2016. - Contributed by BoomChaCha

12 months - 4.50%p.a.

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BSN Bank - Fixed Deposits/ CM Deposit-I Account. Minimum Fresh Fund RM1K. Promo until 31 March 2016. - Contributed by yowhoong

12 months - 4.50%p.a.
60 months - 4.75%p.a.



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Hong Leong Bank - Conventional Fixed Deposits. Minimum Fresh Fund RM10K. Promo until 29 February 2016. - Contributed by poor man

3 months - 4.20%p.a.

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Hong Leong Term Deposit-i. Minimum Fresh Fund RM10K. Promo until 29 February 2016. - Contributed by poor man

6 months - 4.50%p.a.

This post has been edited by Ah SiAnG: Feb 7 2016, 09:13 AM

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MAYBANK Fixed Deposit (FD) CNY - Minimum Fresh Fund RM25K (Conventional), RM10K (Islamic). Valid until 29 February 2016. -Contributed by michaelho

8 months - 4.38%p.a.

FD CNY 4+4 CAMPAIGN (Conventional) T&C



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OCBC Bank Fixed Deposit Deals. Minimum Fresh Fund RM10K. Valid until 30 April 2016 - Contributed by cybpsych

T&C Fixed Deposit Deals | T&C Fixed Deposit-i Deals

9 months - 4.15%p.a.
15 months - 4.30%p.a.



*
Public Bank Fixed Deposit. Minimum Fresh Fund RM20K. Valid until 30 April 2016 -Contributed by cklimm

9 months - 4.18%p.a.

Terms & Conditions

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RHB Bank. Minimum Fresh Fund RM10K. - Contributed by Avangelice

3 Months - 4.2% p.a. - Valid until 31 January 2016
15 months - 4.4% p.a. - Valid until 31 March 2016



*
RHB Bank. Minimum Fresh Fund RM10K. Valid until 31 March 2016 - Contributed by wr6969

12 Months - 4.45% p.a.



*
UOB Bank. Valid until 29 February 2016 - Contributed by Gen-X

4 Months - 4.00%p.a.

7 Months - 4.15%p.a.

12 Months - 4.25%p.a.

*
Bank Rakyat FD. Fresh Fund RM50k. Valid until 31 March 2016 - Contributed by poor man

24 months for 4.55% p.a.

Terms & Conditions

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Kuwait Finance House CNY Campaign - Minimum Fresh Fund RM10K. Valid until 5 April 2016. - Contributed by munkeyflo

6 months - 4.15% p.a.
12 months - 4.25% p.a.

Terms & Conditions

*
MBSB - Minimum Fresh Fund RM10K. Valid until 30 April 2016.

3 months - 3.88% p.a.
6 months - 4.08% p.a.
12 months - 4.18% p.a.

This post has been edited by Ah SiAnG: Feb 16 2016, 08:00 PM

*
BANK RAKYAT - NOT Eligible for PIDM

If you are willing to go deposit with a non PIDM member, then check out Bank Rakyat Deposit Account -i which is based on Islamic Principles and like all Islamic banks' products, the profit rate cannot be guaranteed.



Thanks to all members who highlighted that deposit more than RM5K with BR is now eligible for monthly dividend. However, please note that many members here reported that their monthly dividends were not be credited monthly but they have to call up BR staff to have it done manually every month!!!
Special thanks to bbgoat for reporting the tenure to be eligible for monthly dividend:-



eFD or eTD.Contributed by Nom-el



Contributed by ikanbilis


Bank Rakyat introduces Xclusive membership card - New added by okuribito on 20 November



Banks that pay interest for non-working days
OCBC
Bank Rakyat
UOB
May Bank (Need to remind May bank staff to add interest)
Affin Bank - updated by cybpscyh on 12 Dec 2014
Alliance Bank
Kuwait Finance House

Banks that do not pay interest for non-working days(after FD maturity date eg Saturday, Sunday & Public Holidays)
Am Bank
RHB
Standard & Chartered Bank

Bank that non-voluntary credit interest unless appeal
Public Bank (Need to complain to BNM then only pay interest)

New IBG Transfer Timing - Updated by gchowyh on 16 December 2014



List Of Banks With Survivorship Clause - Updated by magika on 16 November 2014
1. OCBC
2. RHB
3. Alliance
4. Ambank
5. Cimb
6. Hlb
7. Affin
8. MBB



A simple FD calculator to help you - by Human Nature on 13 January 2015
http://www.miniwebtool.com/fixed-deposit-calculator/

This post has been edited by Ah SiAnG: Jan 2 2016, 12:58 PM

well done

Glad to c tis have progress so far

well done. one up for ah siang!

Reporting in..

support >>>>>>>>>>>

Thanks for your effort, @Ah Siang

Thanks Ah Siang

Thanks Ah Siang gor

Affin Bank Year End Fixed Deposit Bonanza 2015

The bank juz added term to split the total fd, 80% total into 15 month remaining 20% into either 1 or 2 month fd

Etc, Rm10000 into rm8000 15month / rm2000 into 1 or 2 month.

Thanks for the info. Unfortunately, I do not have SCB account. I have tested & found out that the following banks can do online instant transfer to OCBC: -
i) Affin
ii) PBB
iii) UOB
iv) RHB

The following banks do not support online instant transfer to OCBC: -
i) MBB
ii) CIMB
iii) HLB

but what is the rate offered?

or the one who loves affin already found out?

Refer 1st post
1 month - 4.05% pa
2 months - 4.10% pa
15 months - 4.60% pa

Few aunties angry scold them for the sudden term change
80% = 4.60% for 15 month then remaining 20% 4.05 for 1 month

oic. effective rate is lower than 4.6% and 1 or 2 months later have to go there again.

might as well go for ocbc 4.5%!

i also just found out about it today.
i was trying instant transfer (FOC) from cimb to ocbc.
end up paid RM0.11 for the normal transfer instead.
sigh!

Does this new term applies only to the new placement or it is applicable to all including the one that was placed few weeks ago?

i placed mine recently. tis has to be for new placement. cannot ask us to go and change ours.

@wiliam, who loves affin, rite?

new~ only started yesterday.