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 Fixed Deposit Rates In Malaysia V. No.12, Strictly for FD Discussion Only

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ohcipala
post Feb 21 2016, 03:16 PM

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Withdraw epf and place in fd?
ohcipala
post Mar 17 2016, 11:42 AM

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QUOTE(elea88 @ Mar 17 2016, 11:31 AM)
I place RM 30K on 17 Feb 2016 with General Investment Account-i (GIA-i)
i got interest banked in on 17 Mar 2016 for RM 95.08

that is not 4% right?

Also placed RM10K on 16TH feb 201 and got interest of
RM31.69 on 16 mar 2016. ....

What is effective interest rate?
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I think the calculation is x (29/366)
ohcipala
post Mar 19 2016, 09:27 PM

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QUOTE(galaxynote259 @ Mar 19 2016, 06:20 PM)
Do we really earn more interest by Choosing to add interest to principal instead of payout to savings account?

I chose add to principal but the amount printed on the FD slip is the same as principal * interest per annum / tenure
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Interest is still the same la regardless of which option you choose. Wonder who gave you such impression? hmm.gif

QUOTE(nitehawk @ Mar 19 2016, 08:42 PM)
It is usually not our choice to decide a payout method for FD promo.
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Don't have any experience putting FD otc but for eFD, you get to choose

This post has been edited by ohcipala: Mar 19 2016, 09:33 PM
ohcipala
post Mar 29 2016, 07:28 PM

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QUOTE(eddie2020 @ Mar 29 2016, 07:20 PM)
Guys need help, how to put eFD for MBB? i cant really see the interest rate.
FD> make a placement > Conventional/GIA/MDA/ Islamic ? which one
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Which one do you want then?

This post has been edited by ohcipala: Mar 29 2016, 07:28 PM
ohcipala
post Apr 23 2016, 09:02 AM

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Maybank Gia-i Indicative Profit Rate from 16 April 2016 to 15 May 2016 is still maintained at 4%
http://www.maybank2u.com.my/mbb_info/m2u/p...al/ACC-Accounts
ohcipala
post Apr 26 2016, 09:15 PM

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QUOTE(MNet @ Apr 26 2016, 09:11 PM)
Subsequent eFD for GIA also need to go through same step
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If it's too troublesome, then just leave it in your savings account. 0 step needed thumbup.gif
ohcipala
post May 9 2016, 11:54 AM

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QUOTE(Manz2912 @ May 9 2016, 11:46 AM)
Hi all,

izzit got what Oversea investment something like you need passport and a latest bill show your name and address?

if put in rm30k in 1 year will return RM9k?

I worried is scam...

do you guys heard before?
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If it's too good to be true, it probably is. This scheme is really fishy

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