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 Fixed Deposit Rates In Malaysia V. No.12, Strictly for FD Discussion Only

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TSOM
post Feb 21 2016, 07:17 PM

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would be nice if TS can add a list of date for monetary policy committee meeting so that we know when interest rates can potentially go up or down. smile.gif

I'm too lazy to go to BNM website.
TSOM
post Mar 9 2016, 09:34 PM

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QUOTE(Gen-X @ Mar 2 2016, 11:00 AM)
To ALL: Maybank

3.9% for 2 months.

4.28% for 6 months.

4.38% for 12 months.

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can this be done online??
TSOM
post Mar 9 2016, 09:44 PM

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QUOTE(Ramjade @ Mar 9 2016, 09:39 PM)
Better pick the maybank GIA-i eFD 2 months at 4% p.a
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oh, thanks!! Didn't know they have eFD.
TSOM
post Mar 9 2016, 11:12 PM

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QUOTE(alexanderclz @ Mar 9 2016, 09:55 PM)
hey, GIA-i is not eFD. please don't confuse others.
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so GIA has to be performed over the counter?
TSOM
post Mar 10 2016, 11:30 AM

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Thanks!! I think I'll take the Maybank with 4%.

No time to go to bank and do OTC transaction.
TSOM
post Mar 24 2016, 12:08 PM

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QUOTE(wjchay @ Mar 24 2016, 10:51 AM)
This brings me a point where I don't understand why banks are still insisting on counter fd while the technology is there for efd? This counter ransactions overhead is probably lose-lose for both parties.
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Same here. I think they just want to see you in the branch and promote your CC, insurance, investment products.

If got any eFD promo, please let me know.
TSOM
post Mar 24 2016, 12:22 PM

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QUOTE(Ramjade @ Mar 24 2016, 12:15 PM)
The only decent one that I know of is maybank GIA-i.
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Eh, the Alliance bank eFD for 4.35% finish already?
TSOM
post Apr 16 2016, 08:29 PM

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QUOTE(tonytyk @ Apr 16 2016, 01:37 PM)
eFD have better rate
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what's the current rate now for eFD??

need fresh fund?
TSOM
post Apr 18 2016, 11:58 AM

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if there any better offer than 4% for 1 month?

I'm looking for short-term deposits, like max 5 months.
TSOM
post Apr 18 2016, 12:15 PM

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QUOTE(sandkoh @ Apr 18 2016, 12:01 PM)
hl 3 mth 4.2%. someone said >100k can get 4.3%? hmm.gif
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thanks!!

I see that Alliance bank is offering 3.9% for 12m and call it a promo. So low! sad.gif
TSOM
post Apr 20 2016, 04:45 PM

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QUOTE(bbgoat @ Apr 20 2016, 01:55 PM)
Patience.  tongue.gif sandkoh & yygo.

Please see attached. Only one of the gold coins (gold plated) belongs to me. Also the gold coin is similar to the one given out last year for those that deposit certain amt for FD in BR.

[attachmentid=6434167]

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Is that the Kijang Emas gold coin?? Can sell to Maybank??
TSOM
post Apr 22 2016, 05:52 PM

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for those with kids .... 4.2% for minimum 7 months, I think.

user posted image

This post has been edited by TSOM: Apr 23 2016, 04:39 AM
TSOM
post May 6 2016, 06:55 PM

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4.5% for 7 months or above for MBB?? Wow!!
TSOM
post May 7 2016, 06:35 AM

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QUOTE(Ramjade @ May 6 2016, 06:59 PM)
Bro, it's the old GIA-i promo. Effective rates only 4.5% tongue.gif
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Old?? So this rate is no longer applicable? sad.gif
TSOM
post May 8 2016, 08:58 AM

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QUOTE(wil-i-am @ May 7 2016, 11:17 AM)
Just came back from Maybank. They offer FD promo:-
1st 2 mths - 3.75%
3rd mth - 4.50%
Effective - 4.00%
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then actually no difference from Maybank GIA. sad.gif
TSOM
post May 13 2016, 09:16 AM

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why the maybank PNA 4.23% for 9M can only be done over the counter?? sad.gif

Should do everything online.
TSOM
post May 13 2016, 10:02 PM

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QUOTE(adele123 @ May 13 2016, 10:06 AM)
thanks, but I want to put less than 12M. sad.gif

what about that promo with CIMB?? That 3M for 4%. Can that be done online??
Last time CIMB promo, I could do online. Now I can't find it.

QUOTE(poor man @ May 13 2016, 03:53 PM)
Received I pod ..very small...
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Nice!! Better than nothing.
TSOM
post May 14 2016, 09:15 AM

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the OCBC 4.1% for 8 months can be done online or not??

I can't find any info on their website.

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