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 Fixed Deposit Rates In Malaysia V. No.12, Strictly for FD Discussion Only

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guy3288
post Feb 21 2016, 09:12 PM

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I emailed BR about the 4.55% ,24 month FD got monthly interest or not, he did not gimme the answer, may he be missed out.

Does anyone know if that 24month promo FD 4.55% gives monthly interest??

also, 5 yr FD at 4.9-5.2% ilek...


guy3288
post Feb 23 2016, 10:18 PM

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QUOTE(gchowyh @ Feb 22 2016, 05:09 PM)
Bro,

BR 4.55% for 24 months is just a promo rate so you can still opt for the monthly interest.
I already did for 2 of my BR FD renewals. Tip: though is supposed to be fresh funds but you can just renew by topping up abit more to get the promo rate tongue.gif

Don't forget to enter the SMS contest to stand the chance to win either a TV, fridge or shopping vouchers ya  thumbup.gif
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yeah done. monthly interest.

QUOTE(bbgoat @ Feb 23 2016, 10:25 PM)
Send SMS to join the BR's contest ? biggrin.gif
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yes. hope still available when my SCB FDs due in early Apr

This post has been edited by guy3288: Feb 23 2016, 10:35 PM
guy3288
post Mar 3 2016, 10:54 PM

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QUOTE(cklimm @ Mar 2 2016, 08:39 PM)
I was just trying the features of different banks, its fun. 1k at pbbank wont lose much
Chiak beh liao belum sampai lar, for major chunks, i happy to put in 4%+ than 3.45% too
Still far away from Private  sweat.gif
Was considering HSBC Premier, now i am interested with Maybank Premier
Similiar to reply above, I am happy with higher rate, but tak dapat pun tak apa. I do agree that FD cant beats most loans due to EIR. the only loan FD can beat, i think is Ptptn, do correct me if wong
You are passionate, thats the spirit. Dont be like me, malas.
Yeah, i still remember what i saw at MBF Kepong in mid 90s, bank runs ain't no fun.
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that important point needs highlight.
Small FD eg RM1000, rate difference not important, 3.45% or 4.5%
nothing much to lose..

However i was quite annoyed by those who pretend to speak your mind earlier,
saying if you already have tens of millions in FD, you wont bother be it FD rate 3.45% or 4.55%

That is kind of silly.
An additional RM10,000 in interest return in a year is nothing?

The more millions they have in FD the more they must pay attention to the rate.
3.45% or 4.5% can give additional RM100,000 a year!

if people have the attitude already have millions , wont bother value of RM10,000
i doubt they have reached there, by own effort.

Its good that you didn t come out sounding like what they have said ..





guy3288
post Mar 10 2016, 01:51 PM

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UOBM 11-month Step up FD promotion (7.3.16-30.4.16)

1-6 months = 3.45%
7-11 months =5.2%
EIR for 11 months = 4.245%
Min RM10k, new fund, interest paid at maturity.
guy3288
post Mar 22 2016, 12:06 AM

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QUOTE(bbgoat @ Mar 21 2016, 02:30 PM)
Called BR. They currently have 2 promo. 12 mth 4.28% and 2 yrs 4.55%.

Asked for 12 mth 4.5%, getting HQ approval. Likely to get it based on what I was told.  biggrin.gif

As to the 4.55% promo with SMS for contest/lucky draw, if have 2 certs of 50k each, then allowed to have 2 entries. Meaning 2 SMS for the contest/lucky draw. This is to answer one question that was posed short while ago by one forummer.  biggrin.gif
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12month rate 4.28% can nego till 4.5%?
what about the 24m 4.55% if can nego up 0.22%, wow wow..

that uob 4.5% for 12 m also pays monthly interest?

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