QUOTE(cklimm @ Mar 2 2016, 08:39 PM)
I was just trying the features of different banks, its fun. 1k at pbbank wont lose muchChiak beh liao belum sampai lar, for major chunks, i happy to put in 4%+ than 3.45% too
Still far away from Private
Was considering HSBC Premier, now i am interested with Maybank Premier
Similiar to reply above, I am happy with higher rate, but tak dapat pun tak apa. I do agree that FD cant beats most loans due to EIR. the only loan FD can beat, i think is Ptptn, do correct me if wong
You are passionate, thats the spirit. Dont be like me, malas.
Yeah, i still remember what i saw at MBF Kepong in mid 90s, bank runs ain't no fun.
that important point needs highlight.
Small FD eg RM1000, rate difference not important, 3.45% or 4.5%
nothing much to lose..
However i was quite annoyed by those who pretend to speak your mind earlier,
saying if you already have tens of millions in FD, you wont bother be it FD rate 3.45% or 4.55%
That is kind of silly.
An additional RM10,000 in interest return in a year is nothing?
The more millions they have in FD the more they must pay attention to the rate.
3.45% or 4.5% can give additional RM100,000 a year!
if people have the attitude already have millions , wont bother value of RM10,000
i doubt they have reached there, by own effort.
Its good that you didn t come out sounding like what they have said ..