Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed
7 Pages  1 2 3 > » Bottom

Outline · [ Standard ] · Linear+

 Fixed Deposit Rates In Malaysia V. No.12, Strictly for FD Discussion Only

views
     
wil-i-am
post Feb 21 2016, 04:02 PM

10k Club
********
Senior Member
10,001 posts

Joined: May 2013
Just in time
wil-i-am
post Feb 26 2016, 10:54 PM

10k Club
********
Senior Member
10,001 posts

Joined: May 2013
QUOTE(pearl_white @ Feb 26 2016, 05:53 PM)
So which part of the balance sheet will it appear?  Assets or Liabilities?

Eagerly anticipating answer. sweat.gif
*
Customer deposits sit in Liabilities
wil-i-am
post Mar 2 2016, 03:33 PM

10k Club
********
Senior Member
10,001 posts

Joined: May 2013
QUOTE(elea88 @ Mar 2 2016, 08:36 AM)
can put FD into KWSP?
*
Nope
wil-i-am
post Mar 2 2016, 03:58 PM

10k Club
********
Senior Member
10,001 posts

Joined: May 2013
QUOTE(kopifan @ Mar 2 2016, 03:54 PM)
still available?
*
By default until 31/3 or quota finish, whichever come 1st
wil-i-am
post Mar 3 2016, 09:51 PM

10k Club
********
Senior Member
10,001 posts

Joined: May 2013
QUOTE(kopifan @ Mar 3 2016, 03:01 PM)
Are all the banks' promo rates subject to change when the Overnight Policy Rate changes? I saw the footprint on several offers like Maybank, PBB etc etc.
*
Yup as Banks is unable to change the promo rate on a timely basis in the event they tweak BR or BLR
wil-i-am
post Mar 4 2016, 04:12 PM

10k Club
********
Senior Member
10,001 posts

Joined: May 2013
QUOTE(adamw @ Mar 4 2016, 02:53 PM)
Anyone heard of HLB Every Gain FD? Minimum 3 years tenure no minimum amount at 8.xx%?
*
Need to bundle with other products?
wil-i-am
post Mar 7 2016, 09:18 AM

10k Club
********
Senior Member
10,001 posts

Joined: May 2013
QUOTE(tohca @ Mar 7 2016, 08:51 AM)
very true... that's why i stay away from bsn and also BR.
*
If d amt is substantial, it's worth d time

This post has been edited by wil-i-am: Mar 7 2016, 09:19 AM
wil-i-am
post Mar 7 2016, 12:36 PM

10k Club
********
Senior Member
10,001 posts

Joined: May 2013
QUOTE(taiko8148 @ Mar 7 2016, 10:51 AM)
Actually i saw this promo when i passby the bank yesterday. Will check this few day what is the T&C for this offer.
*
Dun forget to update here ya...
wil-i-am
post Mar 7 2016, 07:10 PM

10k Club
********
Senior Member
10,001 posts

Joined: May 2013
QUOTE(cybpsych @ Mar 7 2016, 01:43 PM)
user posted image
*
Effective rate of 4.245% for 11 mths is gud

This post has been edited by wil-i-am: Mar 7 2016, 07:11 PM
wil-i-am
post Mar 7 2016, 07:11 PM

10k Club
********
Senior Member
10,001 posts

Joined: May 2013
The international reserves of Bank Negara Malaysia amounted to RM410.5 billion (equivalent to USD95.6 billion) as at 29 February 2016.
The reserves position is sufficient to finance 8.3 months of retained imports and is 1.2 times the short-term external debt
wil-i-am
post Mar 7 2016, 10:29 PM

10k Club
********
Senior Member
10,001 posts

Joined: May 2013
QUOTE(bbgoat @ Mar 7 2016, 09:23 PM)
Gone are the days of 12 mth 4.5%/4.6% of SCB, OCBC, Affin, Ambank ..................... cry.gif

Big Bones, are you still waiting for 5% ?  hmm.gif  tongue.gif
*
I wud opined tat v will witness a drop in OPR in 2H2016
Thus, FD rate is expected to fall

wil-i-am
post Mar 8 2016, 06:24 PM

10k Club
********
Senior Member
10,001 posts

Joined: May 2013
Any possibility for BNM to deliver surprise tis time?
wil-i-am
post Mar 8 2016, 10:27 PM

10k Club
********
Senior Member
10,001 posts

Joined: May 2013
QUOTE(yygo @ Mar 8 2016, 06:49 PM)
i say opr stay the same. wat say u? devil.gif
*
QUOTE(CalvinCLK @ Mar 8 2016, 09:20 PM)
Not likely. I think they would wait for 1Q GDP to be out first.
*
Zeti could give free gift to Rakyat b4 step down
wil-i-am
post Mar 9 2016, 03:17 PM

10k Club
********
Senior Member
10,001 posts

Joined: May 2013
Malaysia's money rate falls to six-month low on reserve cut bets
http://www.theedgemarkets.com/my/article/m...eserve-cut-bets
wil-i-am
post Mar 10 2016, 07:02 PM

10k Club
********
Senior Member
10,001 posts

Joined: May 2013
QUOTE(herc @ Mar 10 2016, 06:27 PM)
Today went RHB, was told all promotional FD quota is finished, only accept normal FD via board rate.
*
Did they give u any hint on promo in d pipeline?
wil-i-am
post Mar 10 2016, 08:55 PM

10k Club
********
Senior Member
10,001 posts

Joined: May 2013
QUOTE(cmk96 @ Mar 10 2016, 08:31 PM)
wah... so fast close promotion... did my rhb FD on 1/3... barely 10 days ago... nvmla... there'll always new promo around the corner.
*
U r rite
When one door close another door will open
wil-i-am
post Mar 11 2016, 12:53 PM

10k Club
********
Senior Member
10,001 posts

Joined: May 2013
QUOTE(voc888 @ Mar 11 2016, 12:26 PM)
Went to BSN to make placement for the FD Promotion Rate @ 4.5%. No basic bank account needed, just open a FD account with interest payable on maturity. I guess I was lucky 'cos the whole process only took me 30 minutes.

Payment was done by personal cheque, effective date of the FD is 3 days later ie 14/03/2016. Checked this with the bank officer, this is 'cos FD will become effective only after cheque clearance, it this normal for those who has make same placement with BSN ?

Btw, was told by the bank officer that today is the last day for promotion rate 4.5%, new promotion rate 4.3% applicable from next week.
*
Other Banks apply placement date = effective date even though awaiting clearance
wil-i-am
post Mar 12 2016, 12:25 PM

10k Club
********
Senior Member
10,001 posts

Joined: May 2013
Went to Maybank today
They offer 12 months FD @ 4.22%
wil-i-am
post Mar 14 2016, 06:22 PM

10k Club
********
Senior Member
10,001 posts

Joined: May 2013
QUOTE(Bussybody @ Mar 14 2016, 12:58 PM)
Hi Wiliam

Do we need to have a saving account with Maybank for the FD?

I dont have an account with Maybank

Thank you!
*
Nope unless specified by them
wil-i-am
post Mar 15 2016, 10:59 AM

10k Club
********
Senior Member
10,001 posts

Joined: May 2013
QUOTE(JULIA! CAN I KILL U? @ Mar 15 2016, 09:57 AM)
Dear all rclxms.gif ,

This is a Latest FD Promo from Bank Rakyat 2016.. Check This Out!!

Promo : PROMOSI MENGHARGAI PELANGGAN 2016
Product : TERM DEPOSIT-i ACCOUNT (individual)
Rate : 4.28% FOR 12 MONTH
Min Deposit : RM25k

Campaign Period : 16 March - 30 April 2016

Any enquiry pls call Rakyat Xclusive Call Centre at 03-26173800. HAV A NICE DAY!  thumbup.gif
*
Is the rate applicable for renewal?

7 Pages  1 2 3 > » Top
Topic ClosedOptions
 

Change to:
| Lo-Fi Version
0.0466sec    0.51    7 queries    GZIP Disabled
Time is now: 10th December 2025 - 05:38 PM