We are now on Version No.8. Let's see which bank is to be the first to offer 4.8% for 12 months FD Promo
Previous Threads
Original FD Thread
Fixed Deposit Rates in Malaysia V2
Fixed Deposits Rates in Malaysia V3
Fixed Deposit Rates in Malaysia V4
Fixed Deposits Rates in Malaysia V5
Fixed Deposits Rates in Malaysia V6.1
Fixed Deposit Rates In Malaysia V.7
Note: Please refer to Post#2 for latest FD Promos by BoomChaCha
Notice / Disclaimer:-
Call & Visit the respective banks for confirmation & latest promotion.
We are not liable to any misinformation which might cause any financial or opportunity loss (which include FD rates & any others information).
Malaysia Major Commercial Banks and Foreign Banks Fixed Deposit / Time Deposit Rates as of 18 October 2014.
Bank - FD rates for 1 month, 3 months, 6 months and 12 months.
Affin Bank - 3.25%, 3.3%, 3.40% and 3.7% (Revised 18/7/14)
Alliance Bank - 3.15%, 3.2%, 3.25% and 3.3% (Revised 21/7/14). FD Gold 12 months 3.40% (Interest paid monthly).
AmBank - 3.15, 3.2%, 3.25% and 3.35% (Revised 18/7/14)
Citibank - 2.95%, 3.10%, 3.10% and 3.20% (Revised 17/7/14)
CIMB Bank - 3.15%, 3.2%, 3.25% and 3.30% (Revised down 7/10/14)
Hong Leong Bank - 3.05%, 3.1%, 3.2% and 3.30% (Revised 16/7/14)
HSBC Bank - 2.90%, 3.10%, 3.15% and 3.25% (Revised 16/7/14)
Maybank - 3.15%, 3.20%, 3.25% and 3.30% (Revised 16/7/14)
OCBC Bank - 2.75%, 2.85%, 2.9% and 3.05%
RHB Bank - 3.15%, 3.20%, 3.25% and 3.45% (Revised 18/7/14)
Public Bank - 3.15%, 3.20%, 3.30% and 3.35%. PB Golden 50 Plus 12 months 3.45% (Revised 16/7/14)
Standard Chartered Bank - 2.95%, 3.10%, 3.15% and 3.25% (Revised 23/7/14)
UOB Bank - 3.05%, 3.10%, 3.10% and 3.30% (Revised 18/7/14)
Fixed / Time Deposit and Savings Account Promotions April, May, June and July 2015.
Please call the nearest bank to reconfirm the rates (go to the bank website for bank contact number where you can also get the contact number of the branch nearest to you) before going to the bank to check if promotions are still valid.
ALLIANCE BANK - Valid until 31 May April 2015.
Check with them if they are still offering FD Gold 4.2% for 12 months tenure. Minimum RM30K and for those above age 40 only.
For those who are into online banking, Alliance Bank offering 4.1% for 12 months - extended until 31 May 2015.
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CIMB - Valid until 31 May 2015.
3 months 3.9%
12 months 4.2%
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HONG LEONG BANK Islamic- Valid until 31 May
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HONG LEONG BANK - Valid until 30 June. Contributed by cybpsych
3-month @ 3.80% p.a. (3.85% p.a. for Priority Banking), min. RM10k fresh fund
QUOTE(michaelho @ Apr 21 2015, 09:52 PM)
HLB Promo for Priority Customers - min 50K (source : Received call from RM)
6mth - 4.18% pa
ends 30 June 2015
*6mth - 4.18% pa
ends 30 June 2015
MACH by HLB - MACH 4% for their 9 Months FD online interest rates.
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OCBC BANK - Minimum Fresh Fund RM5K. Valid until 31 July 2015.
6 months - 4.0% NO stupid CASA thingy.
12 months - 4.2% NO stupid CASA thingy.
UOB BANK - Minimum Fresh Fund RM10K. Valid until 30 June 2015.
No Stupid CASA Requirements, No Step Up Rubbish and No need to have Savings or Current Account!
3 Months - 3.85% NO stupid CASA thingy.
6 Months - 4.05% NO stupid CASA thingy.
12 Months - 4.2% NO stupid CASA thingy.
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PUBLIC BANK - 2 Step Up Promos until 30 June 2015.
Please read the fine prints and understand them and do not complainif you get lower interest rates for subsequent rool over. However if the interest rate goes up, you'll be happy.
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BANK RAKYAT - NOT Eligible for PIDM
If you are willing to go deposit with a non PIDM member, then check out Bank Rakyat Deposit Account -i which is based on Islamic Principles and like all Islamic banks' products, the profit rate cannot be guaranteed.
Thanks to all members who highlighted that deposit more than RM5K with BR is now eligible for monthly dividend. However, please note that many members here reported that their monthly dividends were not be credited monthly but they have to call up BR staff to have it done manually every month!!!
Special thanks to bbgoat for reporting the tenure to be eligible for monthly dividend:
QUOTE(bbgoat @ Apr 16 2014, 06:45 PM)
**For more Fixed Deposit Promotions and my comments on them, please click here to my FD Page. In my FD Page I also touched on Maybank Q-Cash where you can deposit your money short term ( minimum 1 day up to 29 days or more and earn "interest rate" similar to 1 Months FD's rate.
If you are new to Fixed Deposit or even a serious FD fan, click here to my article Get More FREE MONEY With The Right Fixed Deposit Promotions.
And if you want to know the quickest way get Fresh Fund to be eligible for Fixed Deposit Promotion without even leaving the bank where you are withdrawing your matured FD; click here to my article titled A Little Bit Of This and A Little Bit of That - Vol.1, Chapter IV. In this article I will show you how to be eligible for FD Promo with fresh fund using GIRO plus Current Account with Over Draft Facility (to be on the safe side). And the transfer fee may cost less than what your bank impose for a Banker's Cheque. Updated timetable for GIRO cut off time for same day transfer.
If you want to know more about the pros and cons of Statement Based FD versus Cert Type click here to my article A Little Bit Of This and A Little Bit Of That - Volume 1, Chapter VII. And the flip side of me telling you the pros and cons of Statement Based FD is that I have unintentionally taught an evil person how to con his parent(s) off their hard earned money! Plus why you should have money in FD, lots of it actually; instead of having so many properties which are not liquid and can't assist you to prolong your life. I will tell you how to get funds to pay for the mountain high hospital bills while your liveless body lay in the Intensive Care Unit.
This post has been edited by Gen-X: May 21 2015, 09:28 AM