Is the Hong leong 4.5% 6 months still available?

Anyone noticed CIMB now have no promo for FD? How will they survive oh?

i worry my little hard earned sweat and blood money kaput...

can have a look at uob bank, direct FD.

p/s 1st page is more reliable than hearsay

There is no significant in 3% and 3.15% for a 1k fd in 2 months.

You shud spend more time in thinking how to make 100k by year end instead of cracking head for 1k fd for 2 mths searching high and lows for 3.15%

The 2 month difference is rm 0.25... is pointless

means not linked to any saving account

not bad for an efd but as other said, the principal is not guaranteed so there is a tiny bit of risk involved i guess... but since maybank just said they made a ton of money a few days back, i guess we shouldn't worry much

Yikes... it irks me out when seeing people going high and low trying to save anything lower than rm 1..

Really tak boleh tahan.

Focusing to save from an operation cost of rm 100k will be more feasible to spend your time on than spending time cracking head on how to save rm1 and lesser, wad more to say, rm 0.25 (your fd case) or rm 0.11 (your ibg case)

Maybe you are still a student for now, got many time... haha.

It will come a time when u realize these are really wasting time.. haha..

Sorry if i oT.. but i really tak boleh tahan..

BR has revised their pre-mature FD withdrawal policy since 1 Dec 2015. The revised policy has penalty.

Wiseman say.. "Penny wise, pound foolish".

Did you manage to get a deadlin on both promo? When I was there, was too rush to ask about it.

Yes, coincidentally I went to mbb ap on Thursday, was told 2 promos available. Looks like best promo right now is 4.45% 12 months rhb.

Rates going down, just transfer the money to another. Your loyalty should be with your money and not the bank.

It's entirely up to him whether he wish to get more money or whether he want to maintain with a bank which give lower interest. This is because gaining extra few days of interest can buy 1 dinner for family and few % difference in interest cost few hundred ringgit in losses

RENTAS transferred from bank A ~10.30am, then during lunch hr, found bank B received aldy.

managed to open fd on the same day

OCBC's 4.3% is 15 months. Will be making a placement here by this week if UOB doesn't come up with 12m promo. Same goes to my SCB 18m 4.25% which will mature end of this month. Was hoping for 4.5% but looking at the trend, i will take that extra 0.05%

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The OCBC at my place opens from Monday to Sunday 9.30am to 7.00pm.

If I make an FD placement on Thursday but after 4 pm, are the counters (both the service and teller counters) still open? and can they issue the FD cert on the spot? I am okay if the date will start from Friday.

I was lucky to have the 4.5% 12 mths FD completed in just under an hour at BSN, USJ 9 today! Very slow as compared to other banks, & even BR FD transaction was done faster!

BSN needs to improve their service.

offer no more liao?!?

yes, 2 new FD a/cs actually - both joint a/cs with wife & son, respectively...

rhb 4.45% 12months...

uncle genx reported 4.38% 12 months, not sure if it's step up or not.

unker genx said rhb has 12 mth 4.38%? or another bank? dun think he said so.

maybank has 4.38% for 12 mth.

i typo... forgot the 'maybank'

4.38% effective, 12 months.

Actually conventional and islamic same same la. Both applicable to rhb.

#2 should be rhb, no? Just need casa for interest crediting.