Section A: Latest Developments in 2015
1. 01/06/2015 - Winners for I love 100% cashback campaign - Click Here
2. 11-14/06/2015 - Treatsfair (Last chance for 200 TP = RM1 redemption) - Click Here
3. 01/04/2015 - GST of RM50/RM100 for some no longer apply to Maybankard 2 Cards
4. 15/05/2015 Retail Protection for platinum card will no longer be available after 15 May 2015
5. 01/05/2015 - TP inflation starting 1 May 2015, 400TP=RM1. Also Enrich redemption inflation Click here
6. 28/02/2015 Golf Privilege - Complimentary golf at selected golf courses around Malaysia. (Please note that the Golf privileges will no longer be applicable for platinum cards after 28/2/2015)
*Archived Developments



Section B: Now the Bad News
1. Effective 1 August 2013, Maybank Credit Card TreatsPoints will have a 3 years expiration period. TreatsPoints earned in a particular month are valid until the end of third (3rd) year of the calendar month. Please find below a sample table depicting the points cumulated and the applicable expiry date:

http://www.maybank2u.com.my/mbb_info/m2u/p...d=/mbb/Personal

2. Effective 1st January 2013 - All transactions relating to government, insurance and education will only earn 2X TP with the Maybankard 2 American Express This means our assessments bills in 2013 will only earn us 2X Treats Points with the Maybankard 2 AMEX But if we plan properly, we still can earn 5% cash back on weekends



Section C: Previous Threads
Click here to read Maybankard 2 Cards V1 Thread.
Click here to read Maybankard 2 Cards V2 Thread.
Click here to read Maybankard 2 Cards V3 Thread.
Click here to read Maybankard 2 Cards V4 Thread.
Click here to read Maybankard 2 Cards V5 Thread.
Click here to read Maybankard 2 Cards V6 Thread.
Click here to read Maybankard 2 Cards V7 Thread.
Click here to read Maybankard 2 Cards V8 Thread.
Click here to read Maybankard 2 Cards V9 Thread.
Click here to read Maybankard 2 Cards V10 Thread.
Click here to read Maybankard 2 Cards V11 Thread.
Click here to read Maybankard 2 Cards V12 Thread.
Click here to go to Maybank's website.
Click here to go to American Express Website.


Section D: Application related
Requirements
Gold: Minimum annual income:RM30,000
Platinum: Minimum annual income:RM60,000

Benefits
1. The benefits of two cards, Maybankard 2 American Express® Card and Maybankard 2 MasterCard or Visa Card, in one sign up one statement.
2. Lifetime Fee Waiver (no annual fee without any conditions) with complimentary supplementary cards.
3. Enjoy a low Finance Charge of 8.88% p.a. on your outstanding retail balance (must pay minimum payment: 5% of total outstanding or RM25, whichever is higher every month on or before due date).
4. 5x TreatsPoints for every Ringgit spent on Maybankard 2 American Express Card (except all transactions relating to government, insurance and education entitled to 2x) and 1x TreatsPoint on Maybankard 2 Mastercard/Visa Card in Malaysia or anywhere else in the world.
5. 5% Weekend cash back when spend on Maybankard 2 American Express Card capped at RM50 per customer (including Supp Cardmember) per month. Meaning TRANSACTION DATE shown in M2U or statement must be on weekend (Sat/Sun) to get the 5% cash back.

Additional Benefits with Platinum Card.
6. Travel Insurance Coverage - Charge your travel fares to the card to enjoy complimentary Accidental Death and Disablement coverage of up to RM1,000,000, as well as Travel Inconvenience coverage for missed connections, luggage delay and luggage loss. Subject to terms & conditions of the Certificate of Insurance.

Who can apply?
* Principal cardholders: those between 21 to 65 years old
* Supplementary cardholders: at least 18 years old

Required Documents - Please include the following with your application form:
* Copy of NRIC (both sides) or Passport, including that of supplementary applicant's
* Latest BE form with official tax receipt
* Latest 3 months' salary slips
* Latest 3 months' savings account activity/current account statements

If you are self-employed:
* Copies of Business Registration
* Latest 3 months' Bank Statements

If you are an expatriate:
* Letter from employer confirming duration of employment contract in Malaysia. Note: You must be a Maybank account holder.

Click here to download Maybankard 2 Cards Application Form.

Ways to apply for the Maybankard 2 Cards:
1. Go to branch and fill in application form and submit it there.
2. Download application form and fax to 03-2283 6245.
3. By email to maybankardsales@maybank.com.my (better you call MBB Customer Service to confirm address)
4. Call Maybank or American Express Customer Service if you are a current Maybank credit card holder.


But the simplest and fastest method to get the Maybankard 2 Cards is by visiting a Maybankard Centre at 1U, The Gardens or KLCC where your application will be process within few hours (depends on situation). Click here to read Gen-X article on it. Please note, it is Maybankard Centre and NOT Maybank Branch.

If you need further clarifications (e.g. what documents to bring along) on the 1 hour approval at 1U Card Centre, you may contact them at number below. Contact Info contributed by Human Nature.
Maybankard Centre at 1 Utama
Lot G-341B, New Wing, 1 Utama Shopping Center, Petaling Jaya, Selangor
03-7728 5451

You can check your Maybankard 2 Cards transactions online with Maybank2U.com
If you do not have a Current or Savings Account with Maybank but you want a Maybank2U online account to check your Maybankard 2 Cards transactions, you need to go to a Maybank branch to get it done. Better that you inform the officer that you want the Maybankard 2 Visa or MasterCard as the main account and add your Maybankard 2 Amex to it. However if you want your Maybankard 2 Amex to be the main card for the account, when you first log in to register username add 0 to the 15 digits of your Amex card. Maybank2U for Maybank Credit Cards - You Don't Need To Have A Maybank Current or Savings Account.

However, if you are new to credit cards, I strongly recommend that you DO NOT opt for the paperless option (i.e. receive our monthly statements online) until you familiarize yourself with Statement Balance, Outstanding Balance, Minimum Payment and Payment Due Date.


Section E: Other Related Threads in this Forum
1. Places to use your Amex v3 (thread)
Simple PDF version
2. American Express® Cards v3 (thread)
3. Click here to Pumping Petrol with your CC (thread)
4. Click here to SMS Alert - You're Not In Control (thread)
5. Click here to Reload TnG with Credit/Charge Cards v2 (thread)
6. Click here to Suspicious Telephone Call (thread). Recommended that you read Post#1 and #11 at the very least. Do Not release any info relating to your credit cards (i.e. expiry date and CCV number) even if the person knows your name and card number.
7. Want to know if the Maybankard 2 American Express Treats Points are good for converting to Enrich Miles? Click here and read this thread.


Section F: Other Related Links
1. Click here to see brief comparison between Maybankard 2 American Express vs. HSBC Visa Signature.
2. Effective cash back rate with credit cards
3. Those who are interested in converting your Treats Points to Enrich Mile. Gen-X did a comparison between Maybankard 2 Amex and Maybakard Visa Infinite.Click here to read Gen-X article New Toshiba i5 4GB ATI Radeon for RM999 with Maybankard On The Spot Redemption and Enrich Miles Redemption
4. Online Hotel Booking with Credit Cards by Gen-X


This post has been edited by alexwsk: Jun 11 2015, 07:48 PM

Maybankard 2 Cards FAQ:

1. Must read - GST information
2. This is a 2 cards combo - AMEX together with master/visa, you CANNOT cancel the master/visa and activate the AMEX alone.
3. The rebate is calculated according to the CALENDER month and not per your monthly statement cycle.
4. The rebate is usually credited to the AMEX card on the 1st or 2nd of the month.
5. No more GST for Maybankard 2 Cards (both principal and supplements) starting from 01 April 2015.
6. If you receive the cards through postage, you can activate it online through M2U (though some reported activation is not required). If you get your cards from the bank/credit card center counter, you do not need to activate it.
7. You do not need to post back the acknowledgment copy when you receive the card by post/courier.
8. The weekend rebate capped of RM50/month for the Maybankard 2 Amex is shared between the Principal and Supp cards.
9. If your M2U shows that you have a Maybankard 2 Cards Account, congratulations, it means you 'll be getting the cards soon. Call Customer Service if you do not want the cards or call them anyway to confirm.
10. You don't need to have a Savings Accounts or other Banking Accounts to have a M2U account for your MBB 2 Cards. You need to go to the branch to sign up for M2U to view your transactions online. Some branches are known to be unable to link both cards into a single M2U account.
11. If you cannot swipe the card at the merchant, call Customer Service number behind the card.
12. Fastest way to get the Maybankard 2 Cards is go and apply at MBB Card Centre at 1U or KLCC where they are supposed to process your application within an hour (Monday to Friday).
13. The 5% cash back on weekends (Saturdays and Sundays) for MBB 2 AMEX includes Petrol and is additional to the 5X Treats Points. However it is reported that some online transactions on weekends DO NOT earn the 5% cash back as it depends on the timing the merchant processes the transaction.
14. Maybank Platinum credit cards including MBB 2 does not grant free access to KLIA or LCCT Plaza Premium Lounge.
15. You earn 1x TP everyday with your Maybankard 2 Visa or MasterCard and including Petrol. Good for stations that does not accept AMEX.
16. If you link your paypal account to MBB 2 AMEX, it will take 2-3 days before it is shown in M2U.
17. This is what is mentioned behind our Maybankard Statement - Foreign Charges converted by AMEX apply a coversion factor of 2.5% to the converted amount plus 0.5% administration cost imposed by Maybank.
18. The Maybankard 2 AMEX earns you 1x TP for every RM charged to your card by default. The rest of the TP is recorded as 4x bonus TP (written as MAYBANKARD 2 AMEX 4X BONUS in your statement), making it a total of 5x TP for all charges made to your MBB2 AMEX.
19. To earn the 5% cash back, TRANSACTION DATE shown in M2U or statement must be on weekend (Sat/Sun), posting date does not matter.
20. The 5% Cash Back payout MONTH is subjected to POSTING DATE not transaction date. You will always get the cash back on the 1st day of the following month straight after the POSTING DATE. Here's a detail example by ronnie
21. You can choose your preferred statement date, just call customer service to request.
22. For EzyPay via Amex aka installments during weekend, cash rebate and treat points will be given for the FULL AMOUNT one shot and not by the monthly installments amount.
23. Amex Toll Free customer service number is 1800889559.
24. Increase your credit limit by using http://www.maybank2u.com.my/WebBank/CLIP-AppFormEng.pdf - 3 months pay slips required
25. Latest redemption catalog http://www.maybank2u.com.my/WebBank/TPoint...ption300415.pdf
26. To check your Treat Points:
NOTICE
If you have successfully earned 5% cash back with your MBB 2 AMEX for online transactions on weekends. Please share by posting your transactions details in Share your transaction for cash rebate Thread.

This post has been edited by alexwsk: Jun 18 2015, 09:30 AM

Rule of thumb:
PAYPAL + Amex + RM = no go
PAYPAL + Amex + foreign currency = good to go
PAYPAL + Visa/Master + RM/foreign currency = good to go

For PAYPAL with MBB 2 AMEX to earn 5% cash back (Non RM Transaction Only).

*

For Booking Your Hotel Room via Agoda.com with Maybankard Visa/MasterCard versus MBB 2 AMEX

http://www.agoda.com/visawedmy It has another promo now for all VISA cardholders if bookings made on Wednesdays.


Verified link by ronnie on 24 May 2013: http://www.agoda.com/maybank
- 7% for Platinum and Premium Cards
- 5% for Gold and Classic Cards

Confirmed by nuodi on 09/01/2014 and cempedaklife on 22/06/2014: Additional 5% usual cash back for M2 Amex during weekend
And with above together with zenquix's hard work below:



Using Maybankard 2 AMEX to Pay for Telekom Malaysia ™ Bills including Unifi/Streamyx/multimedia and Tenaga Nasional(TNB)

You can now pay Maxis Mobile, TNB and TM bills through Maybank2U as well
Go to Bill Payment > select the bills you want to pay and select from account your Maybankard 2 Amex. If you do not see it, means it cannot be use for that particular bill.

Below info contributed by ck23
This post has been edited by alexwsk: Apr 13 2015, 09:41 PM

still the best cards around

hi...... I saw u all said..RM100 can waive by swipe x for each card? how to check ..I had swipe alot of timesss for both... aporoval 2 week ago...before Apr


thxxxxxxx..

If I'm not mistaken it's 3 time. So the promo is still ongoing?

Promo period was until 22nd March 2015. If your cards are activated before 22nd March, then just swipe 3X on each card within 60 days from your card activation date to get the RM100 rebate.

activated or approved?
activation date or approval date?


p/s: early morning, i'm back to normal...

Maybank updated the GST FAQ: http://www.maybank2u.com.my/WebBank/GST_FAQ.pdf

Q36: Will I be charged GST when I make a redemption using TreatPoints or Membership Rewards?

Yes, you will be charged GST if you redeem a standard rated item (indicated in the redemption catalogue). The total points required to redeem the standard rated item is inclusive of GST.

new tered... ayam reporting

got another card from maybank and i need to pay rm50x2 as the card was received b4 april. so i ask the CS to cancel it and i wil reapply again later on.

will i be blacklisted?

maybe your application will not be approved for 6 months.

no choice then
rather than paying rm100 for 2 cards.
might try to apply to try my luck

reporting in v13!!

6 month you lose RM300..
so u lose RM100 or you think lose RM300 better?

i think it is ok. got other card to support.

According to CS, redemption for vouchers thru on-the-spot outlets no GST. Thru online then will incur GST.

What is the another card? You mean all this while you don't have M2Cards?

You are always in this section and this is like the card everyone must get first before other cards.

i got it. that is for my gf. so temporarily she can tumpang mine
currently she have uob and hsbc
uob cap the petrol at 900k and hsbc reduce to 3%.

I suggest those first timers to get M2Cards as a start, the rest comes after that.
I terminated my useless UOB and HSBC. Really don't want to consider these two banks at all.

hsbc is good for overseas.1.25% charge by the bank but is useless in MY.haha
uob does not even have any benefit.haha
last time it is hard to get M2C also. i get mine after few times trying.

now is different story..
u should get every card out there with cashback since now no more RM50 gst

Oh is it? I thought M2Cards are one of the easiest cards to get.
So sorry for that.

Yes, I'm actually looking at all banks now and only take those without AF now...

i don think many banks provides free AF.haha

Yeah, so far Maybank's lower group cards give free AF. Those premier cards, I'm still very far behind.

OCBC have it but the titanium card already ended.lucky i have 1

even have AF also not a problem..just call in to cancel the card..
repeat the cycle after 6month from cancellation

Oh yeah, I also have that card. Still keeping it, was thinking to terminate it but since I paid for the GST last year, so just kept it until this year. Looks like it is going to stay for a longer time.

This sounds like a good idea.

but quite troublesome.unless the card is worth the trouble.

True, only if the card worth time.
For now, I will prioritize cards that without AF and start moving into those with AF but worth for it.

Haha, uncle please kasi chance la Must have been sleepy when replying last night

how troublesome?
nowadays you could just submit application via email..
cancel just by call..dont even need to go branch at all..
receive the card at your doorsteps..

Hi.. I get my Zing Card last week. I already activated it at TnG toll but why the card still is rm0 balance? I thought it will auto reload? or i need to top up it via m2u? Can someone help me? TQ

huh? how you activate at tng toll?

Touch the card at TnG toll to activate it.. No? I did it as written at my Zing Card form that i received

This card is auto reload, you cannot reload yourself.

how you active? drive through smart tag ?? If no mistaken, for first time you need to use TnG line to active your zing card

After that auto reload is available for smart tag line

Yup. For the 1st time i touch it at TnG line.. But no auto reload.. The card amount still show rm0.

if not mistaken, you should call mbb to activate it first. by the way, what you do when it shows rm0? need to reverse your car?

double post

This post has been edited by victorywp: Apr 8 2015, 04:12 AM

Do we need to login to view the catalogue?

http://www.maybank2u.com.my/en/personal/ca...eatspoints.page

I don't remember we need to..

that link is THE whole catalogue in PDF format.

what are u talking about logging in???

phishing website?

the link you posted is pdf, the link he posted is login needed.

doesnt matter ma. he was asking if login needed to view the catalogue.since I posted the PDF for everyone to view/download, then why bother anymore to login or not leh.

i also don't know how/why he ended up with that link.

I was looking for Parkson voucher and it was not in the pdf catalog.

Hi Guyz,

Redeem at midvalley, 1u or menara maybank would be RM 10 = 2500 treat point
For online would be RM 10 = 2700 treat point

So RM1000 would be 250000 points only compare to online require additional 20k points.

But only selected voucher avaialable like aeon, kfc, mcd petronas and aeon big. Parkson not sure.

also do hurry up n dont wait last minute as they can say finish on certain voucher

when u redeemed?

seems like someone pointed out, redemption at 1u centre will be charged with GST...

Redeem all the Voucher at KLCC on last Friday, no GST!

Fully utilize it, until balance go for RM10 MCD.

Some people prefer to lose out a forest just to protect a grass

is SmartTag still available for redeem? Thanks

To clear this clause 36, it is only right when you are doing redemption for items, be it e-mail, call card center by phone or even in card center(like in 1U, Gardens) that require postage.
Redeeming cash vouchers, gift cards(to make it simple, direct redemption) from card center will not be charged GST. On other places, it may subjected to GST.

I have -RM50 (cash back) in my Amex Gold Card which I cancelled after upgrading to plat. is it transferable or can it be converted to cash?

Yes, you can call CS and tell them to bank in to your account.

Can be transferred to your new Plat card.
I just requested last week but still not yet reflected yet when I logged into M2U just now.

in addition, GST will only be charged when making purchase.

Case 1: Redeem voucher
No GST charged because this is like converting money with cash voucher, no purchase yet.

Case 2: Redeem products
As if you directly buy something, so GST is applicable here.

Nope, GST is charged for redeeming items as postage and "buying" occurred

guys ...i justy recently got the maynakard 2 platinum...

SERVICE TAX - RM50 charges apply to BOTH card ker? =.="

When is your approval date? If before April 1st, the answer is YES.

yea......before april.....27th march.....!$!%!$!#!..... lol

oh wow, you're screwed in 2 ways...

1) RM50x2 service tax
2) RM50x2 cashback promo ended 22 March

jahatnya... make him cannot sleep from 9:40pm onwards...

hi all.. i just activated both my visa and amex cards..
they told me i still left 11 days to enjoy the RM50 cash back by
swiping 3x...

any ideas where can i swipe 3x more easier and faster?

Use it via Maybank2U....

Go swipe at petrol station. Each time RM1.

Yea cannot sleep x2...
Nxt week i go swipe my house downpayment!!! Before the rebate expired

Make sure divide into 6 payments, 3 times on each card.

But when u use the vouchers later, GST will be charged.

But it's still wiser than seeing the value depreciates? Once May 1st comes, it needs more points to redeem.

how can I pay my supp card via maybank2u?
all the payment made only credit to principal card

Huh? Isn't that what I meant? Only purchase is GST-able. Redeem/buy cash voucher no GST but using the voucher for purchase will incur GST. Hope I don't misunderstood GST in any way.

How much is ur credit limit? You're able to swipe the down payment of a house?

Sort of.
Yes, you "buy" something from card center yes, but redeeming cash vouchers no unless you redeem Parkson vouchers in Parkson, that will be charged.

maybe he meant deposit?

This post has been edited by victorywp: Apr 9 2015, 08:19 AM

Swipe with few credit card to pay off the 10%
(Of cuz minus the deposit laa)

Since developer encourage buyer to do so with 36month installament and interst free, die die also swipe the card la

Remember to redeem all your TP before end of this month

HSI cheong ... up 4% now

27,305.97 +1,069.11

Ya, Of course. That one can not run, same goes to our Cash!

Is better to redeem all now rather than let the value drop. The gap is huge!

wrong thread?

I just realized. Sorry!

lol... rupanya wrong thread, i cracked my head for 10 minutes trying to break the codes. wasted my morning energy for nothing.

is ok, good morning exercise for your brain

first i thought TP increase by 4% for some voucher..
but the HSI doesn't make sense

Hi guys,

want to ask is there any way to use online payment for earn cash back from Astro using Amex?

lol like this fair because at least i'm not the only one who cracked my brain to understand it. lol...

Hi...I for a call from maybank...
Asking me whether I'm interested in getting these cards...

They told me its free for life...and no whatsoever charges (annual charge, gst, other tax, etc)...

Could this be real? O.o

Use your M2U to register all the normal payees you have.
When select the Bill Payment, choose AMEX, if Astro accepting AMEX, you will able to pay, else have to use the other card.

I don't think astro billl can be settled via online.
I go mid valley swipe for payment before gym , it opens as business hour of shopping mall so quite convenient