Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Maybankard 2 Gold & Platinum Cards V13, Treats Fair on 11 till 14 Jun 15
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 Apr 23 2015, 04:18 PM
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#1
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Senior Member
684 posts Joined: Dec 2007 
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gt few questions to ask
1. can use my card to withdraw money or not? got count into points or not? need extra charge? 2. the basic limit is rm3000 per month? or.. if i use already, straight away pay back in 2 days, is it start to recount rm3000 again? a bit confusing tq~~ |
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Apr 23 2015, 05:18 PM
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#2
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Senior Member
684 posts Joined: Dec 2007
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QUOTE(victorywp @ Apr 23 2015, 04:34 PM) 1) if not needed, do not withdraw cash using cc, high fee and interest... oo thank you ^^2) yes  |
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May 15 2015, 08:05 AM
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#3
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Senior Member
684 posts Joined: Dec 2007
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i want to ask a stupid question here...
from what i know the 2 cards limit is rm3000 in total if i want to pay like rm4000 straight away.. and my maybank acc gt more moreeeee than rm4000... and i always pay bck straight away after I use credit card...(gt good history) izit possible? |
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May 15 2015, 08:47 AM
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#4
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Senior Member
684 posts Joined: Dec 2007
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QUOTE(David83 @ May 15 2015, 08:26 AM) Overpayment will increase your credit limit temporary. so.. is temporary..after i pay bck d amount should b okay? |
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May 15 2015, 10:16 AM
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#5
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Senior Member
684 posts Joined: Dec 2007
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QUOTE(David83 @ May 15 2015, 08:51 AM) Make it simple, let's say if you want to swipe for RM 5k but your CL is RM 3k. means i use cc to swipe 3kIn order to swipe RM 5k successfully, you can choose to deposit (overpayment) RM 2k. then my normal debit card to swipe 2k... izit like this? |
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May 15 2015, 11:57 AM
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#6
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Senior Member
684 posts Joined: Dec 2007
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QUOTE(David83 @ May 15 2015, 10:19 AM) Sorry, I don't mean that since you're combine the usage of Debit and Credit Card. My suggested tactic is purely on credit card. i see.. i misunderstanding dy... tqtq |
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May 15 2015, 11:57 AM
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#7
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Senior Member
684 posts Joined: Dec 2007
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QUOTE(victorywp @ May 15 2015, 11:02 AM) means you withdraw 2k from your savings account and pay to your cc first before swiping the 5k. understand dy,.,.,.of course you can also swipe 3k with cc and 2k with db, but db doesn't offer high tp as cc. tq for ur explanation xD |
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