QUOTE(icebryanchan @ Dec 26 2021, 10:05 PM)
Recently attempted to apply the Lazada RM800 voucher campaign from HSBC-Ringgitplus.
But I got rejected for applying HSBC Platinum Credit Card ( min income RM3000 per month, which I am eligible )
I am totally confused.
I had no new application for any loan/card within a year, I got around 20% increment this year, my credit score report is A+ grade, I am having multiple credit cards which totals around RM2k-RM3k usage per month, not to mention I never miss any payment for any of my loans/credit card.
Is HSBC really that strict in credit card approval? What am I missing ?
Same thing happened to me (applying Lazada RM800 voucher in early Dec)
But I check the SMS link, it said my application cancelled, not rejected.
Funny thing is during my application, HSBC marketing team still called me to offer their CC.
Not sure exactly what happen. Maybe they hit their quota..? Hahaha