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Credit Cards HSBC Credit Cards V.2, Read the T&C before applying!

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ftan
post Dec 18 2015, 01:30 PM

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Anyone knows if hsbc visa signature af is waived for new applicants? Want to max the cashback $400. Else I'll stick with the $250 & ringgit plus offer.
ftan
post Dec 18 2015, 05:00 PM

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QUOTE(fruitie @ Dec 18 2015, 01:52 PM)
Aargh. I forgot about the AF, keep thinking it will be waived for first year.
When they call for verification, I will ask about this. If no waiver, then I will proceed.
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Thanks, fruitie. Can always depend on you on the latest cc application promos. biggrin.gif

Btw, I'm not a "he". smile.gif


QUOTE(rapple @ Dec 18 2015, 01:53 PM)
Not sure about AF.

But can you really get both the cash back and ringgit plus offer?

[attachmentid=5564818]
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Hmm, I was hoping for both. blush.gif

I guess if I have to choose then definately cash back.
ftan
post Dec 18 2015, 05:08 PM

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QUOTE(fruitie @ Dec 18 2015, 05:02 PM)
laugh.gif Oops. Same same not a "he".

Maybe you can also check from your end. tongue.gif
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Haha, yeah.

Will do.

ftan
post Aug 10 2016, 09:02 AM

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QUOTE(fly126 @ Aug 3 2016, 05:36 PM)
No, It's Cashing Rm10k Out from Credit card you may use Monies for your own desire , ie (go  holiday, buying expensive thing  even  can use That $$$ to top up Your FD or  settle  your CC & other Debts).
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What's the catch for this promo? Any hidden fees?
ftan
post Aug 10 2016, 10:24 AM

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QUOTE(fly126 @ Aug 10 2016, 09:48 AM)
Thanks.

Looks confusing. But here's what I got:

Eligible Cardholders must have an active deposit account, either a sole / joint savings or current
account with HSBC or any other banking institutions licensed by Bank Negara Malaysia. The minimum
amount for each CIP application is RM1,000 (“Minimum Prescribed Amount”) and the CIP Amount
approved should not exceed 60% or RM10,000 of the newly approved credit limit of the Eligible
Cardholder’s HSBC credit card account (“HSBC Credit Card Account”), whichever is lower. The eligible
amount for the CIP, is subject to the approved Credit Limit of the Eligible Cardholder’s HSBC Credit
Card account.

vi. Eligible Cardholders who apply for a 2nd primary HSBC Credit Card/-i and the CIP offer under this
Promotion will be charged a one-time CIP interest/management fee of 2% from the total CIP amount
taken if they
ftan
post Aug 10 2016, 02:42 PM

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QUOTE(adele123 @ Aug 10 2016, 01:04 PM)
The only catch I can think of is, no early settlement without a fee. Resulting I can't cancel the cc for free after 1 year if they charge annual fee.

But regulars here mention annual fee is easily waivable.
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Ah, I see. Thanks for the input. I forgot about the AF.
ftan
post Aug 11 2016, 07:52 AM

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QUOTE(garf @ Aug 10 2016, 03:06 PM)
i received called from hsbc, they said can increase my credit limit and ask me if i interested with this installment plan.... AND i do not have any saving account with HSBC...so i think its for new/old customer who have/ do nt have saving account....

what hsbc get by offering this free interest installment plan~~
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To attract more customers. smile.gif

QUOTE(adele123 @ Aug 10 2016, 03:06 PM)
I kinda want it too. Free money wo...
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I may skip. I don't want to open an account with HSBC.

Anyone going for this promo, let us know the process. biggrin.gif
ftan
post Aug 11 2016, 03:16 PM

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QUOTE(adele123 @ Aug 11 2016, 08:47 AM)
you don't have to open hsbc account. Any savings account with any banks with malaysia will do. try re-read the t&c again.

Anyway, i found the catch. they only give away 6280 of this 0% installment. not unlimited. biggrin.gif
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Ah, ok. I missed that.

I think the quota is still be ok if apply now.
ftan
post Jan 1 2022, 07:03 AM

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Happy New Year!

I applied the cc on 27/12 and got the approval sms on 31/12. Have to wait around 8 working days to get the card.

Luckily, I checked my work email yesterday as I had to reply to hsbc. They emailed on 29/12 to reply them within 2 days.

 

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