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Credit Cards HSBC Credit Cards V.2, Read the T&C before applying!

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victorian
post Sep 25 2018, 10:56 PM

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Anyone knows about the HSBC RM500 lazada voucher code?

https://sp.hsbc.com.my/lazada500

victorian
post Sep 25 2018, 11:56 PM

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QUOTE(beLIEve @ Sep 25 2018, 11:53 PM)
You're supposed to receive the code in SMS. From some earlier post, it takes around 6 weeks after you meet the minimum 2000 spending criteria. Could make it faster if you call their customer service.
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Any tips to hit the 2,000 spending? I just want the Lazada voucher frankly. Can do credit advance?
victorian
post Sep 26 2018, 12:18 AM

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QUOTE(beLIEve @ Sep 26 2018, 12:10 AM)
Haha. Who doesn't?

Not sure what is credit advance. Balance Transfer? Cash Advance? T&C says you can do BT. BT will cost you 2% per annum if you're a new customer.

Tip ah. Wait until you have something expensive to buy. Then only apply. Or prepay your bills. That's all I could think of, without spending good money to chase after "bad" money.
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Yea I think it’s balance transfer haha. Sorry never had a credit card before. Yes I agree with you that’s why I’m trying to not spend unecessary money just to get the Lazada voucher
victorian
post Apr 16 2020, 08:11 PM

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https://sp.hsbc.com.my/cc-apply-online/cred...pplication#raya

Hi all, there is this RM500 Lazada voucher promo by HSBC, can I know if there is any fee for HSBC credit card? Googled and found it is RM240/year. Is there any way to waive this?
victorian
post Apr 16 2020, 09:35 PM

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QUOTE(kremlin @ Apr 16 2020, 09:12 PM)
So 12 swipes per year and it’s waived? Anyone can confirm because In first page Seems like not waived.
victorian
post Apr 16 2020, 09:46 PM

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QUOTE(kremlin @ Apr 16 2020, 09:39 PM)
Thanks boss that’s nice
victorian
post Apr 19 2020, 09:43 PM

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QUOTE(kwk_1995 @ Apr 19 2020, 07:18 PM)
Was charged annual fee of RM240 to my MPower CC, still pending for waiver.
Managed to get SST waiver with conditional of 3 swipes any amount within 45days.
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SST can waive? It's not automatic right, need to call?

Anyway I just applied HSBC CC, anyone know what is their turnaround time for CC application?
victorian
post Apr 30 2020, 08:59 PM

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Activated my card, and got charged RM25 service fee.

Anyway to waive this?
victorian
post May 11 2020, 07:55 PM

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I just spent 2k this morning, any idea how fast it will appear in my hsbc portal?
victorian
post May 11 2020, 10:14 PM

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QUOTE(lamode @ May 11 2020, 08:21 PM)
check again after 3 days.
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Thanks bruh
victorian
post May 25 2020, 12:00 AM

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Any people here that have received their rm500 Lazada voucher ? What is your waiting time from spending to receiving the voucher ya?
victorian
post May 25 2020, 12:06 AM

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QUOTE(Human Nature @ May 25 2020, 12:03 AM)

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I see, 1-2 months it is then
victorian
post May 29 2020, 09:06 AM

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QUOTE(winmxbb @ May 29 2020, 08:14 AM)
are u topup by ewallet, if yes, then u not qualify with the rm500.
read the tnc
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Nope is retail spending
victorian
post Jun 11 2020, 01:36 PM

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QUOTE(Capricorn22 @ Jun 11 2020, 12:44 PM)
Applied hsbc credit card through RP, didnt get the iphone 😩 but noticed that some that applied & activated in few days also didnt won...my card took forever to arrive & i knew that i didnt stand a chance 😢
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Got iphone promo ah? I’m waiting for my RM500 Lazada Voucher
victorian
post Jun 15 2020, 04:42 PM

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QUOTE(lyc1982 @ Jun 15 2020, 03:29 PM)
if you are entitled...you would have received in within 3 months...

after that, no more

that's what happened to me
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Lol now you are making me nervous

I spent 2k+ last month to get the RM500 Lazada voucher.

If this voucher is not guaranteed, then this card is actually not attractive at all. Outside you can get RM500 TNG wallet credit without any spending.

This post has been edited by victorian: Jun 15 2020, 04:42 PM
victorian
post Jun 15 2020, 10:25 PM

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QUOTE(jiaen0509 @ Jun 15 2020, 10:17 PM)
Submit documents on 11/6/2020
Normally when will know the results?

RP call me and recommend HSBC to me. Say HSBC process is fast.

Dont think so
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1-2 weeks
victorian
post Jul 16 2020, 08:34 AM

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QUOTE(eternity4av @ Jul 16 2020, 08:13 AM)
guys just beware if you guys are raking up spends for that lazada rm500 voucher, i just called them and they told me that payment through grab pay is not considered, while i've spend more than 2k. my due date for this 28th july. hmm
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Retail spending only bro, see tnc
victorian
post Jul 18 2020, 12:17 AM

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QUOTE(snowswc @ Jul 17 2020, 11:57 PM)
My very first time escalate to BNM.

May : Immediately called CS upon receive of card and was told my card is approved under the RM500 campaign, immediately spent 2k.

June : Email HSBC to ask when I will be receiving the lazada voucher, the CS told me this is for NTB customer only and the T&c was there from the beginning. Fine!

8 July : lucky I have the screenshot to prove that t&c was not there when I applied, so I submit all supporting to BNM to seek their assistance. Today received email from HSBC, In short, they have informed the relevant department to include me in the next month fulfillment list for the rm500 lazada voucher.

Really shock they dare to say the t&c was there from the beginning and lucky I have kept the screenshot.
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Sorry what is NTB? I spent rm2k as well in May, still have not receive my Lazada voucher
victorian
post Jul 18 2020, 12:29 AM

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QUOTE(snowswc @ Jul 18 2020, 12:22 AM)
New to bank customer. U can try to email via the online banking portal to check the status. Did you check have they uploaded the tnc when u apply? I look up, look down, left and right confirm no tnc when I applied and keep my screenshot just in case. Also called up CS to confirm my card is approved under this campaign.
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I did ask them to confirm if I spent 2k will I get voucher they said yes.

Anyway I’m new to bank so not affected I guess
victorian
post Jul 20 2020, 10:49 AM

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Just received my RM500 Lazada voucher, remember to check your spam folder regularly guys.

Attached Image

Attached Image

The tnc says applicable only with HSBC credit card, means need to pay balance using HSBC Cc?

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