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Credit Cards HSBC Credit Cards V.2, Read the T&C before applying!

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sjz
post Jan 2 2022, 10:27 AM

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QUOTE(ED80 @ Jan 2 2022, 12:10 AM)
Hi Guys, My HSBC Amanah Mpower credit card statement has 2 cash back, namely cash back everyday and cash back credit. Can help to advise the differences of these 2 cashbacks (how they calculate). Thanks a lot🙏
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https://www.hsbcamanah.com.my/content/dam/h...hback-terms.pdf

QUOTE(coolguy99 @ Jan 1 2022, 12:17 PM)
Didn't see this. Already top up  bangwall.gif
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No problem.
you will get the RM20 if quota still left.
as previously someone share WRONG info for debit card only.

credit card campaign till Jan 2022

This post has been edited by sjz: Jan 2 2022, 10:30 AM
sjz
post Jan 2 2022, 09:51 PM

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QUOTE(ED80 @ Jan 2 2022, 10:57 AM)
Thank you sjz for the fast reply and advise😊.
After reading the info in the pdf, my understanding for cash back credit vs cash back everyday - one is for 0.2% cashback and one for the additional 7.8 / 8% cash back. Is it correct? Thank you again!
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yup.
the the cb is based on calender month
sjz
post Jan 13 2022, 03:14 PM

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QUOTE(_kilakila_ @ Jan 13 2022, 02:05 PM)
As mentioned in earlier post I applied HSBC card hoping to get the RM 500 cashback.

CC applied via website on 13 dec
Follow up my application thru CS on last week saying my application still pending even though i check sms that my application is approved, idk whats wrong with their system its not in sync
Today received call from HSBC askin me to go KL main to collect card, i was like huh not courier to me?
Nevermind, walk in to branch, waited half an hour queue before counter.
Then another half an hour waiting in counter, taking ic and licence for thumbprint. (But i informed that my thumbprint is not clear with letter from jabatan pendaftaran negara)
Wait wait wait again, then guess what the staff said due to my thumbprint, i was not able to get my card today, need to send my application to risk department approve again. I was like wtf.
Waiting 1 hour to get this answer? I never been in my life aware that credit card collection need to get thumbprint. All credit card just send to my office without thumbprint or whatever process. HSBC is making my life hard. He said if approved i need to walk in collect again. Seriously their service is lousy af.
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so not flexible.
in the event thumb not able to read, they should instead do a manual thumb verification.
let you thumb on a paper as record if needed.
sjz
post Jan 13 2022, 07:23 PM

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QUOTE(_kilakila_ @ Jan 13 2022, 04:50 PM)
My intention is to get the RM500 CB otherwise I would not even apply.

In fact I have already 5+1 issuing banks' credit card (MBB, CITI, UOB, HLB, SC and soon HSBC)

After getting HSBC, no more interested in getting other's local bank cc.
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frankly speaking, hsbc cards is ntg interesting.
what interesting is the sign up offer sometimes amounting RM800.

meanwhile, don't miss out the party of local bank i.e pbb, affin, rhb.
these 3 offers the best deals in town rclxm9.gif rclxm9.gif

This post has been edited by sjz: Jan 13 2022, 07:24 PM
sjz
post Jan 26 2022, 09:33 PM

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For MPower card 8% Grocery CB although it state MCC 5411 5499 but the t&c does state the following
Giant, Tesco, Aeon Big, and Mydin.

So does it mean only these 4 entitled cb?
other grocery not entitlted even its MCC 5411

This post has been edited by sjz: Jan 26 2022, 09:33 PM
sjz
post Jan 29 2022, 11:05 AM

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QUOTE(kernel123 @ Jan 28 2022, 11:29 PM)
How u knew it's been used up? U work at hsbc ? hmm.gif
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nobody stop you to try it out yourself and update everyone here if the quota still available.
sjz
post Feb 11 2022, 09:52 PM

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1/2/22 12.00am transaction.
jz rcved RM20 cb. wink.gif
sjz
post Feb 22 2022, 07:08 PM

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QUOTE(talexeh @ Feb 22 2022, 04:42 PM)
Thanks for your confirmation. The HSBC CS really got me confused when she said the 0.2% CB cut-off date is the 27th of the month. rclxub.gif
user posted image
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The CS got it wrong.

Refer here.
https://www.hsbcamanah.com.my/content/dam/h...-conditions.pdf


Supposedly the so called Bonus Cash Back or Cash Back Everyday is 7.8% for grocery and ewallet and 8% for petrol max cap RM15 each category if you spend above RM2000 in a calender month.
or 0.8% for grocery and ewallet and 1% for petrol if you spend below RM2000 in a calender month

While the original cash back portion of 0.2% is there regardless of your spending for grocery, ewallet and other retail spend EXCEPT petrol.

This post has been edited by sjz: Feb 22 2022, 07:09 PM
sjz
post Mar 5 2022, 12:34 PM

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QUOTE(victorian @ Mar 5 2022, 08:53 AM)
1.01 am. Literally forgot I had to reload this month lmao.
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wow means it depleted before 1.01am..
that's quite competitve now
sjz
post Mar 22 2022, 08:41 PM

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QUOTE(kernel123 @ Mar 22 2022, 04:21 PM)
Nope.under hsbc website itself

Just had a chat with hsbc agent.the voucher already reserved for me.will be receiving in 2 to 3 weeks.cant wait for ps5  rclxm9.gif
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those waiting for the voucher.
better call them and check, i been waiting since Dec, receive nothing.

called and they claimed already emailed to me.
but i did not receive anything.

they say they need 3 days to check.
i give them till Monday if no update will report to BNM and their cust resolution team.

so those still waiting better call them and check.
sjz
post Mar 22 2022, 09:35 PM

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QUOTE(cucikaki @ Mar 22 2022, 09:32 PM)
All this time i tot the ipad/iphone is scam too…

Until dec 2021, my colleague actually won the ipad pro from them. But maybe when they advertise random 30 winners, maybe actually only 3 who knows ahahha

Somemore im the one that promote, coz he wanted to apply uob card at one of the booth during lunch, then i tell better apply citibank at ringgitplus can win ipad
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yup..
this is true..
if you read the t&c fine print, those big gift are jz giving you a chance to win.
for eg every 100th ppl or so.
rest only get some luggage as consolation gift doh.gif doh.gif

however, the RM800 shopee voucher is a guaranted gift, so they bound to provide it.

This post has been edited by sjz: Mar 22 2022, 09:35 PM
sjz
post Mar 30 2022, 08:55 AM

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QUOTE(Zaryl @ Mar 29 2022, 10:34 PM)
True this!

Last time i signed up to get hsbc amanah platinum card and will get RM700 Lazada ewallet.
After spending >rm2k & after a month, i got an offer to receive a stupid dyson knockoff vacuum cleaner instead.
I emailed them back and gave peace of my mind, asked them to honor the RM700 lazada ewallet. 2 weeks after that, i finally got it.

So yes, you gotta keep on pressing them.
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yup.
so far i received the RM800 Shopee voucher within 2 days after complaining to them.

my application is not through RP or any 3rd party, but directly at HSBC website when there is RM800 Shopee voucher promo,
but seem like the fulfillment is by 3rd party agency tri-e marketing. whistling.gif

This post has been edited by sjz: Mar 30 2022, 08:55 AM
sjz
post Apr 1 2022, 09:41 AM

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1st try it shows error after enter OTP.
so reload again. ended out reload twice.

12.00am
12.03am
sjz
post Apr 27 2022, 10:04 AM

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QUOTE(bryan_x00 @ Apr 27 2022, 09:46 AM)
Hi HSBC amanah 8% cash back include bigpay?

Stated for e wallet topup but only mentioned others, didn't mention bigpay.

Thanks.
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its specific.
same as grocery category.

1Terms and Conditions for HSBC Amanah MPower Platinum Credit Card-i apply. Effective 1 April 2021. 8% bonus Cash Back will be awarded to Petrol, Groceries and eWallet(s) for accumulated monthly spend of RM2,000 and above; 0.2% Cash Back on all other Eligible Spend. Bonus Cash Back Cap for each category is RM15 per category per month, per Eligible Cardholder. Participating merchants nationwide: Petrol - all petrol merchants in Malaysia; Groceries - Giant, Lotus's (formerly known as Tesco), Aeon Big and Mydin. eWallet(s) spend means any reload/top-up or payment authorization transactions made using the HSBC Amanah MPower Platinum Credit Card-i on any of the following eWallets: SamsungPay, GrabPay, Touch'n Go and FavePay.

This post has been edited by sjz: Apr 27 2022, 10:06 AM
sjz
post Apr 27 2022, 02:15 PM

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QUOTE(MGM @ Apr 27 2022, 12:19 PM)
This 8% cb is based on posted transactions per statement cycle right?
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HSBC count by per month, regardless of statement cycle.

This post has been edited by sjz: Apr 27 2022, 02:16 PM
sjz
post Apr 28 2022, 05:01 PM

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QUOTE(ronnie @ Apr 28 2022, 03:51 PM)
Based on Calendar month end then... similar to M2 AMEX.
when will the MPower Amanah cash back be credited ?
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there is 2 portion.
0.2% will be credit with statement.
another 7.8% next month, usually around mid to end of month
sjz
post May 1 2022, 09:49 AM

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QUOTE(ChiaW3n @ May 1 2022, 01:30 AM)
Just done reload Rm200 to grab and got my food voucher yea, still avail
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yup usually available for quite some time.
not as hot as tng RM20 cb..

anyway is got SC can reload to Grab and
min RM250 for RM10 cb voucher too.. brows.gif
sjz
post May 4 2022, 03:18 PM

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QUOTE(cfc @ May 1 2022, 09:57 AM)
usually how long this tng quota canb last ? coupe of minutes ?
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i think within first 5 mins should be safe. whistling.gif
but still depends on number of people joining though
sjz
post Jun 1 2022, 12:23 AM

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QUOTE(kernel123 @ Jun 1 2022, 12:20 AM)
All done..sadly this month is the last month for this promo
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all 3 (HSBC) +1 (SC GrabPay) will ends this month.
hopefully will be renewed.. whistling.gif

This post has been edited by sjz: Jun 1 2022, 12:23 AM
sjz
post Jun 1 2022, 11:16 AM

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QUOTE(ericlaiys @ Jun 1 2022, 08:26 AM)
thanks for the info.
able to top up 200 into my grabpay and get rm20. still got - 8.17am
But TNG top up did not get. Did not expect TNG so popular
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tng RM20 cb usually not instant.
need wait a few days.

but if 8am high chance is finished.
as some reported as early as 12.05am is finished.

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