Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards HSBC Credit Cards V.2, Read the T&C before applying!
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 Dec 4 2018, 10:53 PM
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#1
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Junior Member
480 posts Joined: Oct 2010  
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Hi guys, wanna ask how hard is it to cancel HSBC cards? Just got my amanah card but I applied for the free lazada voucher only. It is a really bad card IMO. Plan to cancel it after I got the voucher
This post has been edited by icebryanchan: Dec 4 2018, 10:53 PM |
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Dec 5 2018, 06:12 PM
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#2
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Junior Member
480 posts Joined: Oct 2010
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QUOTE(alexanderclz @ Dec 4 2018, 11:10 PM) not hard. just call and cancel.  QUOTE(fruitie @ Dec 4 2018, 11:20 PM) Not difficult, just call CS to cancel. Thanks guys for the replies.This post has been edited by icebryanchan: Dec 5 2018, 06:13 PM |
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Dec 5 2018, 06:14 PM
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#3
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Junior Member
480 posts Joined: Oct 2010
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QUOTE(AtMostFear @ Dec 5 2018, 11:36 AM) Yes, voucher already received. Hopefully this is legit because that is the last step I would go if I can't get RM2k in 60 days  |
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Dec 5 2018, 07:01 PM
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#4
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Junior Member
480 posts Joined: Oct 2010
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QUOTE(AtMostFear @ Dec 5 2018, 06:28 PM) Yes, the only transaction I did with this credit card was RM2001. No other transaction done. LOL well played |
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Dec 12 2018, 11:06 PM
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#5
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Junior Member
480 posts Joined: Oct 2010
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QUOTE(AtMostFear @ Dec 5 2018, 11:36 AM) Yes, voucher already received. hey dude, how long does it take for them to send you the RM500 lazada voucher? Is it they will start processing once you hit RM2000? |
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Jan 9 2019, 11:02 AM
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#6
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Junior Member
480 posts Joined: Oct 2010
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QUOTE(vankodoq @ Jan 9 2019, 10:49 AM) Just want to share a bad experience with how HSBC handled fraud transactions. So, in October, I received several text messages on my phone about ITUNES transactions (which I didn't do). I immediately called HSBC to claim fraud transactions and tell them that my card's compromised. The agent confirmed that those transactions were frauds, blocked my card, and sent me a new one. The fraud transactions didn't appear on November's statements, so I was happy. But December came and suddenly there were 14 transactions totaling > RM2,000 on my statement... Yes, they're the fraud transactions. I called HSBC again and the agent told me to send them the dispute form for this. That's the procedure so I did it anyway. I just think that the procedure is inefficient and wasting everyone's time when HSBC already confirmed that those transactions were fraud in October... how long did they take to credit the dispute? Did you pay the statement (including the fraud transaction) before they credit them back to you? Aaaanyway, the amount has been credited back to my card, so I'm content now. Though I always prefer that the amount is credited to my savings account rather than my card.  and no, if the transaction is from credit card, the money will go back to credit card. |
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Jan 14 2019, 08:12 PM
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#7
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Junior Member
480 posts Joined: Oct 2010
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QUOTE(TongCN @ Jan 14 2019, 04:20 PM) Waiting my HSBC Ringgitplus RM500 lazada voucher and wife's St****** Ch******* Comparehero reward same here The RM500 lazada almost due (30 days since last spend) and still havent received   wanted to buy new watch via lazada before CNY but it seems to be hopeless now |
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Jan 15 2019, 11:14 AM
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#8
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Junior Member
480 posts Joined: Oct 2010
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QUOTE(TongCN @ Jan 15 2019, 10:05 AM) Ours RM500 lazada voucher promo is digital, right ? someone shared before it was sent through SMS/email. Not physical vouchers i think |
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Jan 24 2019, 04:50 PM
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#9
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Junior Member
480 posts Joined: Oct 2010
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almost 2 weeks since I hit my RM2000 target to get the RM500 Lazada voucher.
However, I haven't paid my latest statement yet. Do we have to pay our statements before they send out the voucher? |
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Feb 14 2019, 01:16 PM
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#10
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Junior Member
480 posts Joined: Oct 2010
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Haven't received my RM500 Lazada voucher after 2 months hitting RM2000 spendings.
Called just now then they created ticket to process my voucher, according to the CS, they somehow "lost" or "forgot" about my voucher. What a bank. No call then never work. |
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Feb 14 2019, 07:46 PM
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#11
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Junior Member
480 posts Joined: Oct 2010
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QUOTE(TongCN @ Feb 14 2019, 01:23 PM) The so called 4-8 weeks time really achieved .. no, you HAVE TO CALL them.My wife just received the card and hopefully won’t take so long I reached RM2k on mid-Dec 2018, waited 2 months, finally I called them today. The CS sounds like they didn't know about the voucher at all, so they have to create a ticket in order to process my request. Which means, if you forever no call them, you will not get the voucher at all. |
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Mar 29 2019, 09:35 AM
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#12
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Junior Member
480 posts Joined: Oct 2010
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QUOTE(Vint @ Mar 29 2019, 05:00 AM) hi guys, i just got my rm500 lazada voucher. just want to ask. It's written there for a single time use. meaning in one shot i've to purchased item cost more than rm500, correct ? or i can add up items in my cart to make up rm500 in a single purchase? or can it be used to top up lazada e wallet? any experience? multiple items in single purchase, DO NOT cancel your order if anything happened (seller no stock, payment error). The voucher will be voided. |
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Apr 14 2019, 06:46 PM
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#13
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Junior Member
480 posts Joined: Oct 2010
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+0320592000 this number calls me every working day, but my phone automatically blocked it for a month.
Now I opened up the call logs then I realized the calls. Then I googled a bit, found out it is from HSBC. Is there anything important for them to call me consistently for a month? I believe if anything important, like I won some contest, they would have emailed me too right? So I assume that is just telemarketing. |
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Apr 14 2019, 06:46 PM
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#14
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Junior Member
480 posts Joined: Oct 2010
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+0320592000 this number calls me every working day, but my phone automatically blocked it for a month.
Now I opened up the call logs then I realized the calls. Then I googled a bit, found out it is from HSBC. Is there anything important for them to call me consistently for a month? I believe if anything important, like I won some contest, they would have emailed me too right? So I assume that is just telemarketing. |
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May 3 2019, 10:58 PM
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#15
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Junior Member
480 posts Joined: Oct 2010
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QUOTE(bla2sheep @ May 2 2019, 10:13 PM) Hi, tempted to apply HSBC Amanah MPower Platinum Credit Card-i for the RM500 lazada voucher.... just wanted to check whether the 1st year annual is waived? cant seems to find any info from the web... only found "waived with 12 swipes per year".... once per month, i missed last month, that means I won't get my upcoming annual fee waived. I gonna cancel it soon LOL |
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Jun 17 2019, 09:18 PM
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#16
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Junior Member
480 posts Joined: Oct 2010
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QUOTE(lifenoregret @ Jun 17 2019, 07:22 PM) Applying Visa Platinum due to no annual fee and to enjoy Lazada voucher card can only be terminated after 6 months? I have gotten my lazada voucher around Feb already, waiting for the correct time to terminate it.Hopefully approve and request for termination after 6 months |
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Jun 26 2019, 11:15 PM
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#17
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Junior Member
480 posts Joined: Oct 2010
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QUOTE(skty @ Jun 26 2019, 10:56 PM) U guys think RM500 Lazada voucher or Ringgitplus gift Xiaomi 70mai PRO Car Dashcam + Samsung 32GB SD Card worth more? That cam is less than RM200, and 32GB SD card, at most is RM40 nowadays. Just go for lazada RM500 |
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Dec 26 2021, 10:05 PM
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#18
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Junior Member
480 posts Joined: Oct 2010
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Recently attempted to apply the Lazada RM800 voucher campaign from HSBC-Ringgitplus.
But I got rejected for applying HSBC Platinum Credit Card ( min income RM3000 per month, which I am eligible ) I am totally confused. I had no new application for any loan/card within a year, I got around 20% increment this year, my credit score report is A+ grade, I am having multiple credit cards which totals around RM2k-RM3k usage per month, not to mention I never miss any payment for any of my loans/credit card. Is HSBC really that strict in credit card approval? What am I missing ? This post has been edited by icebryanchan: Dec 26 2021, 10:06 PM |
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Dec 27 2021, 12:36 AM
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#19
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Junior Member
480 posts Joined: Oct 2010
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QUOTE(victorian @ Dec 26 2021, 10:35 PM) How many credit card did you apply for this year? Like I said, none. My last created credit was a car loan last year October. |
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Dec 27 2021, 02:04 PM
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#20
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Junior Member
480 posts Joined: Oct 2010
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QUOTE(victorian @ Dec 27 2021, 12:42 AM) 1. Basic income > 3k? Basic only, not commission or allowance My basic is more than double > 3k. 2. Are you overstretched on your loan account ? How many credit card, housing loan and car loan do you have? I have 5 credit cards with 3 banks which totals around RM30k credit limit only. And I didn't apply any new credit card or loans within a year. If those credit cards are hurting my credit score, won't my credit score report show anything less than A+ ? QUOTE(stuffx @ Dec 27 2021, 07:16 AM) From my personal experience HSBC is the strictest bank when it comes to CC approval. They only assigned me RM3k credit limit while the other banks can simply gave me RM30-70k. My application to increase the credit limit was rejected twice and I really wonder why on earth they assigned me only RM3k limit for a platinum card. Citibank everyday bug me to increase my credit limit which is already Rm13k  Well, I guess HSBC just lost a potential customer. Not that their card is anything good also, I just wanted the free gift TBH  _kilakila_ liked this post
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