I got an offer via email from ringgitplus on having a high chance to apply HSBC Amanah MPower Platinum Credit Card-i.

Will get guarantee gift of RM700 Lazada e-wallet and also win a chance to win Ipad Air 4 64Gb Wifi.

So my questions:

1) i don’t have HSCB bank account. Am i still eligible for this offer? Do i need to open a savings account first?
2) got annual Fees of RM240 per year. Said to waive it if i swipe the card 12 times per year. So swipe here means, if let say i go spend on Shopee, reloading e-wallets, buying groceries, etc, it is counted? Also, is it GUARANTEED to be AUTO waived or i need to contact customer service EVERY YEAR?
3) i gotta spend minimum RM1000 within 60 days for me to get that RM700 lazada e-wallet.

Appreciate if sifus here could share some input. Thanks!

1) Yes you are eligible if you do not own any HSCB CC. You do not have to open a savings account.
2) Yes. Annual fee will not auto waived , if not you can contact them to reverse the charge.
3) Yes

make sure ur (1) is not holding HSBC CC for more than 6month......
just incase u previously cancel ur hsbc card

hsbc normally is 6month from last credit card cancellation / fail application
but do give extra cooldown time incase of previous card cancellation take some extra time....so call processing time ......

normally i will wait 1-2month extra from my last cancellation period....




This post has been edited by Darren: Sep 17 2021, 08:16 PM

How if let say i want to pay my HSBC card if i don’t have account with them?


Thanks for the info.

Why do u need HSBC account to pay your credit card ?

If that's the case do I need to open 10 savings account if I have 10 credit card?

I’m kinda old school kinda guy.

I got maybank CC & Cimb CC and got accounts with them.

So pls enlighten me on how i can pay HSBC CC outstanding balance if i don’t have an account with them?

Serious question here.

you can just instant transfer to your card from any bank. just enter your credit card number

A question: how to know HOW MUCH i have spent on the card?
How much to pay for minimum payment, balance statement or full outstanding?

Can view on HSBC online banking website but not having savings account with them, only credit card account? Possible?

Even if u dont have HSCB account, u can still register for HSBC account using your CC to track the spending.

This post has been edited by ukiya21: Sep 17 2021, 11:00 PM

and...pretty sure they will email u the statement also

HSBC doesn't send statement as email. Need to download from app/hsbcnet

Its a good deal. Take it.

I just applied mine with offer RM600 duitnow cash. Never had hsbc saving account. You can apply online banking once you get your card and view your card spending and balance via online banking. You can pay your card spending from other bank to your cc, the 16 digits is your cc card account number.

Spending RM1000, make sure its not ewallet or and spending listed on the exclusion list. Enjoy.

they do
I receive it monthly

Thank so much for your feedback.

Guess no harm trying to apply.

Nowadays hsbc still deliver new card via pos laju?

anyone spent RM2,000 or RM5,000 to get RM200 or RM500?

Previous card replacement experience they use poslaju maildrop

It is easy to ask for SST waiver from HSBC?

Easy to get rebate but takes months to be credited.

1st year no need apply. They just credit RM25 to my account last week.